Bethany Tice is a financial advisor at Concurrent Investment Advisors, LLC with seven years of industry experience. She holds the Series 65 and Series 66 licenses. Her prior roles include positions at Rockefeller Financial LLC, Mercer Global Advisors Inc., and Manning and Napier Advisors. Concurrent Investment Advisors is a multi-team SEC-registered firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement plan advisory services, focusing on customized, primarily long-term portfolios that incorporate ETFs, mutual funds, individual securities, and alternative investments.

Andrew Morgan is a financial advisor at Chevy Chase Trust Company with a Series 65 designation and four years of industry experience. Prior to joining Chevy Chase Trust Company in 2022, he worked at Fannie Mae for six years. Chevy Chase Trust Company serves high-net-worth individuals, families, and institutional clients, offering discretionary and non-discretionary investment management, personal trust, family wealth and financial planning, as well as institutional custody and access to collective investment funds. The firm employs a thematic investment approach focusing on secular trends and sector themes, combining fiduciary trust and custody functions with investment management.

Patrick Dunne Jr. is a CFP® professional with 19 years of industry experience. He has worked at Creative Planning, LLC since 2021 and previously spent 19 years at Sullivan, Bruyette, Speros & Blayney, Inc. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and offers a financial planning–led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by various tactical approaches and a range of retirement plan services.

Michael Gildenhorn is a Series 65-licensed financial advisor at Chevy Chase Trust Company with 36 years of industry experience. He has worked at Chevy Chase Trust Company since 2005 and previously spent 15 years at Asset Management Inc. Chevy Chase Trust Company serves high-net-worth individuals, families, and institutional clients by providing investment management alongside trust, custody, and financial planning services. The firm employs a thematic investment approach focused on secular trends and sector themes, combining fiduciary trust and custody functions with investment management.

Toavina Ranaivoarijaona is a financial advisor at Schwab Wealth Advisory with five years of industry experience. She holds a Series 66 designation and has previously worked at Equitable Advisors and Global Solutions. Outside of her advisory role, she co-founded Malagasy In USA, a nonprofit charitable organization, where she serves as Chief of Staff. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s investment approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Joseph Pabis is a CFP® professional with 11 years of industry experience. He is currently affiliated with Private Advisor Group, LLC and LPL Financial LLC since 2020 and previously worked at Raymond James Financial Services Advisors from 2016 to 2020. Outside of his advisory role, he is involved with ZHCP Holdings LLC, a tax and investment-related business. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based model, utilizes multiple investment strategies, and integrates technology platforms to support client portfolios.

Zachary Villavicencio is a financial advisor with Truist Advisory Services in Bethesda, MD, holding Series 63 and Series 65 designations and 13 years of industry experience. His prior experience includes roles at CitiGroup, Merrill, Bank of America, and Wells Fargo. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration with affiliated broker-dealer and banking services.

William Shelton Jr. is a ChFC® with 49 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities. He has held various roles within Guardian Life since 2013 and Park Avenue Securities since 2022. He is also involved in the solicitation and sale of insurance products including long-term care, fixed annuities, disability income, and health insurance. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management and model-based strategies through proprietary and third-party platforms, complemented by access to insurance products and alternative investments.

Samuel Campbell is a financial advisor at Rockefeller Financial LLC with nine years of industry experience. He holds a Series 66 designation and has worked previously at Merrill Lynch, Pierce, Fenner & Smith Incorporated and Rock & Co LLC. Campbell began his career after completing his studies at James Madison University. Rockefeller Financial LLC serves high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer providing securities transactions, variable insurance products, and placement and investment banking services.

Corey Laprade is a financial advisor with Guardian Life and holds a Series 66 credential. He has 18 years of industry experience with roles at firms including Merrill, TD Ameritrade, and various wealth management practices. Outside of his advisory work, he has been involved in an automotive products business for over a decade. Park Avenue Securities LLC, where he also operates, provides brokerage and advisory services to individual, corporate, and institutional clients. The firm combines discretionary and model-based investment strategies and offers financial planning, consulting, and access to proprietary and third-party solutions.

Jeffrey Byas is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He previously worked at Edward Jones for 16 years before joining Private Advisor Group and LPL Financial in 2020. In addition to his advisory role, he serves as a seminar instructor for Business Management Associates and Planning, Inc., teaching topics related to financial and retirement planning. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model that incorporates third-party strategists and technology platforms to deliver a range of investment approaches.

Joseph Gibbons is a financial advisor with Osaic Advisory Services, LLC who holds a Series 66 designation and has nine years of industry experience. He has worked at several firms including Arbor Point Advisors and Securities America, Inc., and has been involved in accounting and tax services through his CPA firm, Gibbons & Gibbons PC, since 1992. He also owns Gibbons Business Solutions, a software sales business, and sells multiyear guaranteed fixed rate annuities through Highland Capital Brokerage, Inc. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a broad client base including individuals, pension plans, corporate and charitable entities, retirement plan participants, and sovereign wealth funds. The firm employs a diverse investment approach incorporating fundamental and technical analysis, tactical trading, and structured products, and offers access to alternative investments and donor-advised funds through integrated platforms and affiliated managers.

Margaret Shipley is a CFP® and holds a Series 66 license with two years of industry experience. She is currently with Osaic Advisory Services, LLC and has prior experience at Triad Advisors and Triad Hybrid Solutions. Outside of her advisory role, she is involved with Argent Bridge Advisors as a next-generation advisor and financial analyst, contributing to client portfolio management and financial education. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a diverse client base, including individuals, pension and profit-sharing plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of investment programs, retirement plan consulting, and access to alternative investments, utilizing fundamental and technical analysis alongside platform partnerships and co-advisory roles.

Lauren Brownell is a financial advisor with Commonwealth Financial Network, holding Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Commonwealth in 2024, she held roles at Aegis Consulting, Trinity Wealth Securities, Florida Financial Advisors, and has work experience outside the financial industry, including positions at Reliable Respiratory and Your CBD Store. She also worked at Babson College and The Noble & Greenough School. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients, managing about $212.7 billion in assets. The firm provides a broad platform including managed-account programs, access to third-party asset managers, and custody and clearing services.

Nina Mitchell is a financial advisor at Focus Partners Wealth, LLC with 19 years of industry experience. She holds a Series 65 designation and has previously worked at The Colony Group, LLC, Bridgewater Wealth & Financial Management, LLC, and Mtx Wealth Management, LLC. Focus Partners serves individuals, high-net-worth families, family offices, corporate and institutional clients with a broad range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach using a mix of active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Jeffrey Dillman is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at Chevy Chase Trust Company since 2013. He holds Series 63 and Series 65 licenses. Chevy Chase Trust Company advises high-net-worth individuals, families, and institutional clients, offering investment management, personal trust services, and family wealth planning. The firm employs a thematic investment approach focused on macro trends and diversification, serving primarily multi-million dollar client relationships through a combination of advisory, trust, and custody services.

Caroline Kramer is a financial advisor with First Command Advisory Services and holds the ChFC® designation as well as Series 63 and Series 65 licenses. She has 13 years of industry experience, including over a decade at First Command in various capacities. Outside of her advisory role, she is a passive investor in a private brewery and owns Caroline Kramer Financial Planning, LLC. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers who select from prescreened managers and model portfolios.

Elizabeth Davila is a CFP® with 17 years of industry experience, currently serving as an advisor at Truist Advisory Services. She has been with SunTrust Advisory Services and related SunTrust entities since 2015. Truist Advisory Services provides investment consulting and advisory services to a broad client base including individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and leverages third-party platforms and AI-enabled tools to support manager selection and oversight.

Brendan Cherasard is a financial advisor at First Command Advisory Services with six years of industry experience. He holds a Series 66 designation and has worked at multiple First Command entities since 2020. His prior work includes roles at The Judge Group and the University of South Florida Housing & Residential Education. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs, utilizing a centralized Investment Management Team to select and manage portfolios from approved managers and funds.

James Beall is a CFP® professional with 13 years of experience in the financial services industry. He is currently an advisor at Truist Advisory Services and has served in roles at Suntrust Investment Services and Keel Point Capital. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a mix of discretionary and non-discretionary approaches, supported by AI-enabled equity research and integrated inter-affiliate resources.