Dianne Willier is a Financial Consultant currently working at Fidelity Investments since 2014. She has built a professional career in the financial services industry, focusing on understanding clients' short and long-term goals and developing customized financial plans tailored to individual needs. She prioritizes strong client relationships based on trust, responsiveness, honesty, and competency. Her professional background includes experience as a Registered Associate at Morgan Stanley from 2008 to 2012, Branch Operations Manager at UBS Financial Services between 2007 and 2008, and various roles at Davenport & Company LLC from 1989 to 2004, including Assistant Vice President - Research, Vice President - Institutional Sales, and Registered Associate. Additionally, she served as an Equity Trader and Officer at Wachovia Securities from 2006 to 2007. Dianne holds an AR Insurance License. Outside of her professional work, she has personal interests in cooking and baking, social events with friends, hiking, pets, and yoga.

James Carleton Jr. is a financial advisor at Ameriprise in Richmond, VA, holding a Series 66 designation. He has prior experience at Silvercrest Asset Management Group and James River Insurance Company. He serves on an alumni board in a non-investment-related capacity. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver customized recommendation reports.

Wendy Williams is a CFP® with 22 years of industry experience and has been with Wells Fargo Clearing since 2016. Prior to that, she worked at Wells Fargo Advisors, LLC for one year. She serves on the finance committee of the Richmond Society for the Prevention of Cruelty to Animals, where she oversees financial management and internal controls. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Karen Higgins is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 39 years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service geared toward individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves clients through a wide range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Daniel Scott is a financial advisor with UBS Financial Services in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has been with UBS and its predecessor, Painewebber Incorporated, since 1990. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and relies on proprietary research and model-based asset allocations to tailor client solutions.

Zachary Burkhart is a CFP® certified financial advisor with over 20 years of industry experience. He has been with Edward Jones since 2005, working within the firm's extensive network. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a broad range of advisory programs and maintains a large national presence with over 23,700 financial advisors.

Bradford Ellis is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds a Series 66 designation and has previously worked at SunTrust Advisory Services, SunTrust Investment Services, and Edward Jones. He also served on the Fredericksburg City Council for 10 years and currently serves on the WhistlePunk Homeowners Association Board in Snowshoe, WV. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Tyler Dove is a financial advisor with LPL Financial in Richmond, VA, holding a Series 66 designation and bringing 10 years of industry experience. He previously worked at Cetera Advisors LLC for three years before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies to support diversified investment strategies.

Gregory Gulling is a financial advisor with LPL Financial, holding the Series 65 and Series 63 credentials and having eight years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation, OneAmerica Securities, and his own ventures such as The Gulling Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and research from LPL Research.

David Shannon is a Series 66-credentialed financial advisor at UBS Financial Services with 16 years of industry experience. He has worked at UBS since 2017 and previously spent eight years at Merrill. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Thomas Valentine is a financial advisor at Wells Fargo Advisors in Richmond, VA, holding Series 63 and Series 66 licenses with 42 years of industry experience. He has been with Wells Fargo Advisors and its affiliates since 2009. Outside of his advisory role, he serves on the finance committee of The Valentine Museum. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu supported by Wells Fargo research and tools, with clients able to implement recommendations through various firm programs.

Alexander Dempsey is a Series 66-licensed financial advisor with eight years of industry experience. He is currently with Ameriprise, where he has worked since 2022, following prior roles at Janney Montgomery Scott, Wells Fargo Clearing, and First Command Financial Planning. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Michael Kelly is a financial advisor at Fidelity with four years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Fidelity Investments since 2021. Prior to this, he was employed at Sawgrass Country Club and DeerCreek Country Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Donald Kemp is a financial advisor with Merrill in Richmond, VA, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has worked at Merrill since 2009 and has been associated with Bank of America N.A. since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Randolph Tate is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 66 credentials and 24 years of industry experience. He previously worked at Cuna Mutual Group and Cuna Brokerage Services, Inc. for 18 years before joining Ameriprise in 2022. Ameriprise provides a retirement-income planning service targeted at individuals with substantial investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax efficiency analysis to support retirement planning and offers a broad range of advisory, brokerage, and insurance solutions.

Melissa Townes is a financial advisor with Ameriprise in Chester, VA, holding a Series 66 designation and 19 years of industry experience. She has worked at Ameriprise since 2018 and previously held a position at Morgan Stanley from 2016 to 2018. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations through a centralized consulting team.

Alexander Maffett is a financial advisor with RBC Capital Markets in Richmond, VA, holding a Series 66 designation and 12 years of industry experience. His prior work includes roles at City National Bank, Truist Advisory Services, Truist Investment Services, and BB&T Securities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs and customizable portfolio management strategies using both in-house and third-party investment managers.

Darren Mazzoni serves as a Wealth Management Advisor and Senior Resident Director at Merrill Lynch. In this capacity, he supports clients across all aspects of their financial lives, aligning investment portfolios to their personal goals. He also leads the Richmond office as Senior Resident Director, helping advisors adhere to Merrill Lynch’s client-first principle. Previously, Darren held Resident Director roles in the Newport News and Williamsburg offices. Since beginning his career with Merrill Lynch Wealth Management in 2003, Darren has developed extensive expertise in client financial strategies, including wealth management, retirement income planning, legacy planning, and risk management. He employs a disciplined investment philosophy focused on consistent, long-term performance measured by clients’ progress toward their objectives. He is a qualified Portfolio Manager who constructs and manages personalized strategies using individual securities, Merrill Lynch model portfolios, and third-party investment options. Darren also holds the designations of Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Darren earned a bachelor’s degree in economics from The College of William and Mary and completed the Certified Private Wealth Advisor program at Yale School of Management. Outside of his professional responsibilities, he participates in community volunteer activities. His personal interests include baseball, basketball, football, hiking, reading, table tennis, tennis, traveling, watching movies, and spending time with his family.

Bailee Belanger is a Financial Advisor with Merrill Lynch Wealth Management, specializing in comprehensive wealth management. She focuses on helping clients grow and preserve their assets through personalized financial strategies and retirement planning. Bailee assists individuals and families in navigating complex financial landscapes to achieve their long-term goals. Her areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Bailee holds the Personal Investment Advisor (PIA) designation and has completed coursework at the University of Massachusetts System and Nichols College. She earned her High School Diploma from Somerset High School. Outside of her professional work, Bailee enjoys gardening, golfing, running, spending time with her family, and writing. Her approach centers on uncovering what matters most to clients and their families to create tailored strategies that pursue their financial objectives.

David De La Ree Valencia is a financial advisor with Ameriprise in Richmond, VA, holding a Series 66 designation and six years of industry experience. He has been with Ameriprise since 2018 and has previous experience outside finance, including roles in the hospitality and construction sectors. Outside of his advisory work, he occasionally performs as a DJ at local venues. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets. The firm provides a range of advisory, brokerage, and insurance solutions and employs a centralized retirement-income consulting team that delivers tailored, non-discretionary recommendations supported by research and modeling.