Troy Gibbs is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Raymond James & Associates since 2006. Outside of his advisory role, he serves as a finance committee member for the St. Pauls Annual Scholarship Golf Classic and is the founding president of the Marsh Island Home Owners Association. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary consulting backed by extensive research and a variety of portfolio management strategies.

Jonathan Brick is a financial advisor with UBS Financial Services in Ponte Vedra, FL, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked at UBS since 2020 and spent five years at Merrill prior to that. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary research and model-based asset allocations to tailor investment plans. The firm integrates institutional trading capabilities with wealth management services, including futures commission merchant operations and affiliated banking programs.

Joshua Hughes is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Fidelity Investments and JPMorgan Chase Bank, N.A. Outside of his advisory work, he operates a YouTube channel called Long Turn Larry, which focuses on the Magic the Gathering card game and helps new players learn the commander format. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Adri Senecal is a CFP® with 22 years of experience in the financial industry. She has worked at Wells Fargo Advisors and its affiliates since 2009. Outside of her advisory role, she serves as an executor for family investment matters. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu tailored to clients meeting a net-worth threshold and integrates advisory services with a variety of financial products and referrals.

Susanne Wagner Wilson is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Candeau is a financial advisor at Merrill with Series 66 and Series 63 designations and one year of industry experience. His work history includes positions at Bank of America, Charles Schwab, and several other firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Heather Reynolds is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and PHH Mortgage. Reynolds is based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional entities.

Peter Sabatino is a financial advisor with Stifel in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Stifel since 2007. Outside of his advisory role, he is the sole owner of Dexter Enterprises A1 L.L.C., a business involved in buying and selling tax liens and deeds. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary methodologies and probabilistic modeling developed by its Investment Strategy Group to support asset allocation and financial planning.

Sarah Blackley is a financial advisor with Ameriprise in Ponte Vedra Beach, FL, holding a Series 63 designation and five years of industry experience. Her prior roles include positions at Fidelity Investments and Regions Bank. She also has experience with the American Culinary Federation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendations and ongoing advice, utilizing proprietary research, third-party data, and algorithmic tools.

Erika Voelker is a financial advisor with Merrill in Jacksonville, FL, holding Series 66 and Series 63 licenses and bringing 13 years of industry experience. She has worked at Bank of America and Merrill since 2013. She is the sole owner of an outside business named Erika Voelker, based in Jacksonville. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Andrew Campbell is a financial advisor at Morgan Stanley with 10 years of industry experience. He previously worked for Fidelity Brokerage Services, LLC from 2015 to 2025 before joining Morgan Stanley in 2025. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm uses structured planning processes and proprietary tools such as Monte Carlo simulations and Secular Return Estimates to support client financial plans.

Peter Jensen is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with 14 years of industry experience. He has been with Bank of America N.A. and Merrill Edge Advisory Center since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Roy Tonning is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at UBS Financial Services and Merrill prior to joining Morgan Stanley. He is based in Jacksonville, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets.

Donna Stoll is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 28 years of industry experience. Her prior work includes roles at Charles Schwab and Bank of America Corporation/Merrill Lynch. She has also been involved with Vystar Credit Union and operated a self-employed business with Uber. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Robert Hale is a Financial Advisor at Merrill Lynch Wealth Management and a member of the Beshany Group. He works closely with clients to provide personalized investment solutions tailored to their priorities, risk tolerance, time horizon, liquidity needs, and goals. His client focus areas include college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, and personal retirement planning. Robert is a retired naval aviator and holds a Bachelor's Degree from the US Naval Academy, a Master's Degree from the University of San Diego, and a Master's Degree from the US Naval War College. He holds the Personal Investment Advisor (PIA) designation and is involved with the World Affairs Council in Jacksonville. Outside of his professional work, Robert enjoys cooking, golfing, tennis, and spending time with his family.

Matthew White is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and possessing six years of industry experience. His background includes roles at PFSI Investments Inc. and extended tenure in non-financial employment at CSX Transportation. In addition to advisory work, he receives compensation related to mortgage sales and referrals for home security and automation products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily through a model-recommendation approach supported by third-party asset managers and custodians.

Wesley Ward is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fidelity Investments and Citigroup. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Amber Laguador is a financial advisor at Merrill with 13 years of industry experience. She holds the Series 66 designation and has been with Merrill since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Rossi is a financial advisor at Merrill with 19 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nick Elias is Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2009. In his role, he works as part of a team specializing in assisting wealthy families with wealth management decisions. He focuses on understanding clients' family situations, objectives, risk tolerance, and time frames to develop and implement personalized financial plans. Prior to joining Fidelity Investments, Nick held positions including Vice President Client Advisor at SunTrust from 2005 to 2009, Trust Officer at Wachovia from 2002 to 2004, Financial Advisor at Ameriprise from 1999 to 2001, and Banking Representative at Bank of America from 1998 to 1999. Outside of his professional work, Nick enjoys boating, family activities, fishing, fitness, hiking, and volunteering.