Aires Botas is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity for over 16 years and has more than 19 years of experience in the financial services industry. Throughout his career, Aires has worked closely with clients and families to plan for their financial goals, focusing on developing personalized investment strategies that align with each client's unique style and objectives. His professional journey at Fidelity includes roles such as Financial Consultant, Investment Consultant, Portfolio Specialist, and Retirement Relationship Manager, among others. Prior to joining Fidelity, Aires worked as a Life Insurance Consultant at New York Life Insurance Company and as a Brokerage Consultant at GunnAllen Financial. He holds insurance licenses in Arkansas and California. Outside of his professional work, Aires has interests in art, cars, fitness, music, reading, and traveling.

Santiago Borenszteyn is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and two years of industry experience. His prior roles include positions at MML Investors Services, Varsity Tutors, MassMutual Life Insurance, Florida Financial Advisors, and teaching at the University of Florida and Dr. Michael M Krop Senior High. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by proprietary tools and methodologies.

James Henriquez is a financial advisor at Merrill with seven years of industry experience and holds a Series 66 designation. His prior roles include positions at Infinex Investments, Popular Investments, Kovack Securities, and the Royal Bank of Canada. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Keylana Nemnich is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, with three years of industry experience. She holds the Series 66 designation and has previously worked at Granahan Investment Management and the Federal Reserve Bank of St. Louis. Outside of her advisory role, she is involved with Infinite Harmony LLC, a retail and online stores business where she participates in business development and sales. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Madeline Morales is a financial advisor at Primerica Advisors with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at PFS Investments Inc. and Primerica Financial Services since 2011 and 2002, respectively. In addition to her advisory role, she is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and employs a tiered wrap fee structure while maintaining oversight of investment models.

Brian Pineiro is a financial advisor with J.P. Morgan Securities in Miami Beach, FL, holding Series 63 and Series 66 licenses and having nine years of industry experience. His work history includes multiple roles at JP Morgan Chase Bank and J.P. Morgan Securities dating back to 2018, as well as prior experience at LPL Financial and Space Coast Credit Union. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions, offering clients a range of eligible strategies that may incorporate ESG criteria.

Vijay Baxter is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley since 2015 prior to joining Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Ellen Krider is a financial advisor with RBC Capital Markets in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She previously worked at Merrill for 21 years and briefly at J. B. Hanauer & Co. before joining RBC Capital Markets in 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs with tailored strategies based on clients’ risk profiles and utilizes a combination of in-house and third-party managers to implement portfolios.

Tiani Hausen is a financial advisor at Raymond James & Associates with 32 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Morgan Stanley Private Bank and Morgan Stanley. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser force.

Austin Murphy is a financial advisor with LPL Financial in Hialeah, FL, holding the Series 66 designation and with eight years of industry experience. His work history includes roles at Thurston Springer Financial, Harbor Financial Services, Level Four Advisory Services, and Merrill Lynch. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of investment programs and employs a variety of strategies supported by technology tools, servicing over 22,800 advisors and managing more than $819 billion in discretionary assets.

Maohong Li is a financial advisor with Mass Mutual Investors Services in Plantation, FL, holding the CFP® and ChFC® designations and over 33 years of industry experience. He has worked with Mass Mutual and its affiliates since 2016 and previously spent more than two decades at Metlife Securities Inc. Outside of advisory work, Li is a licensed real estate agent and notary public. Mass Mutual Investors Services, LLC is an SEC-registered broker-dealer and investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative annual planning engagements using firm-approved analytical tools.

Lesya Pelyushko is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she is part of the MAB Group team. This team oversees and coordinates the financial affairs for a select group of families, business owners, doctors, and independent women. They leverage the resources of Merrill and Bank of America to help clients pursue their envisioned life. Lesya's areas of focus include family wealth management strategies, services for defined benefit plans, investment consulting for defined contribution plans, liquidity management, managing new wealth, portfolio management services, small business strategies, women and wealth, individual and corporate investment strategy, and tax minimization. She holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her Bachelor's degree from Kiev National Economic University in Kiev, Ukraine, and her Master's degree from Nova Southeastern University in Ft. Lauderdale, FL. Lesya speaks English, Russian, and Spanish. Outside of her professional work, she enjoys reading, spending time with her family, and traveling.

Arthur Lewis is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has previously worked with Edward Jones and multiple Prudential entities. Outside of his advisory role, Lewis is the author of a fiction novel from which he receives royalties. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and utilizes both proprietary and third-party asset management solutions.

Ricardo Sanchez is a financial advisor at Cetera with 10 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones from 2016 to 2022 before joining Cetera in 2022. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with various program options and investment strategies.

Olga Espiritu is a CFP® with 19 years of experience in financial advising. She has been with LPL Financial since 2018 and previously worked at Espirito Legacy Corp, Foresters Advisory Services, LLC, and Foresters Financial. Outside of her advisory work, she is an author and has been involved in a financial planning boutique focused on serving women. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm offers a variety of financial planning and investment management solutions to individuals, retirement plans, and institutions, utilizing both proprietary and third-party strategies.

Dener Jose De Souza is a financial advisor at Morgan Stanley in Aventura, FL, with two years of industry experience. He holds a Series 66 designation and has prior experience at Raymond James & Associates, Seacoast Bank, Itau Unibanco, and Telefonica Brasil. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery tools and proprietary modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and employer-sponsored financial planning arrangements.

Hutchens Torregrosa is a financial advisor with UBS Financial Services based in Ft. Lauderdale, FL. He holds a Series 66 designation and has two years of industry experience, including prior work at John Hancock Investment Management Distributors LLC. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, utilizing model-based asset allocations and research from its Chief Investment Office and UBS Global Research to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Scott Brady is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously was with Morgan Stanley from 2010 to 2011. Outside of his advisory role, he provides personal bookkeeping services on a limited basis. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to guide portfolio construction and offers a broad range of brokerage and advisory solutions.

Craig Rosen is a financial advisor at Edward Jones with 28 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Rosen has been with Edward Jones since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Anne Dolph is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over three decades of experience in financial services since beginning her career in 1985 and joining Merrill Lynch in 1989. She specializes in delivering personalized wealth management strategies, focusing on comprehensive wealth planning, retirement and estate planning, investment management, and tax-efficient strategies for individuals, families, and businesses. Anne maintains a limited client base of 100 to ensure personalized, hands-on service and emphasizes financial education, particularly for younger generations, to support sustainable wealth preservation and growth. Anne holds a Bachelor's Degree from Spring Hill College in Mobile, Alabama, and professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Raised in St. Louis, Missouri, she resides in Fort Lauderdale with her husband and three children. Beyond her professional role, Anne contributes to her community as a sustaining member of the Junior League of Fort Lauderdale and The Children's Opportunity Group.