Ramon Pacios is a financial advisor at Citigroup Global Markets with 32 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Truist Advisory Services, Truist Investment Services, and Wells Fargo Advisors. Outside of his advisory role, he owns a package delivery service and a company that owns personal watercraft and boats. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and combines large institutional scale with unique market roles and arrangements.

Carlos Bonilla Jr. is a CFA® charterholder with six years of industry experience, currently serving as a financial advisor at Citigroup Global Markets. His work history includes prior roles at Insigneo, Vanguard, and The Wharton School of the University of Pennsylvania. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, derivatives services, and bespoke solutions for high-net-worth clients.

Anthony Crisp is a CFA® charterholder with eight years of industry experience. He has worked at Citigroup Global Markets since 2021, and previously held roles at Valor Advisors LLC and Morgan Stanley. He is based in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs and broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including operations as a swap dealer and futures commission merchant.

Fred Berens is a financial advisor with Oppenheimer, holding Series 63 and Series 65 designations and bringing 61 years of industry experience. His prior firms include Wells Fargo Clearing, Wells Fargo Advisors LLC, and Prudential Equity Group, LLC. Outside of his advisory role, he serves as a trustee for multiple family and friend trusts, holds leadership positions with public television stations in South Florida, and is a trustee at the University of Miami. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a variety of investment and consulting programs with discretionary and non-discretionary options, maintaining custody of client assets while managing both advisory and broker-dealer operations.

Carlos Bigott is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Credit Suisse Securities. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platform and manager arrangements.

Rodolfo Rake is a financial advisor at Sanctuary Advisors, LLC with 20 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley in various roles from 2009 to 2021. Outside of his advisory work, he is a passive investor in a platform that generates carbon credits through waste prevention initiatives. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a wide range of clients, including individuals, corporations, and charitable organizations, through a network of over 400 independent representatives. The firm offers diverse portfolio management options and employs multiple analytical approaches while acting as a fiduciary under written agreements.

Danielle Vivado is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 credential with 13 years of industry experience. Her prior work includes roles at Citigroup and BCI Miami. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines client-directed and discretionary portfolio management across various program types, supported by affiliated asset management and fund selection teams.

Jessica Canizares is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds Series 63 and Series 66 designations and has been with Citigroup Global Markets since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides bespoke discretionary solutions for very large relationships.

Arlette Pol is a financial advisor at Oppenheimer with seven years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley, Northwestern Mutual, Merrill Lynch, and other firms. Outside of financial advising, she is an adjunct college professor teaching a night class on digital marketing at Miami Dade College. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of investment and retirement services that include both discretionary and non-discretionary management across equity, balanced, and fixed-income portfolios.

David Tomas is a Series 65-licensed advisor at Mariner with one year of industry experience. His work background includes roles at Target and Publix prior to joining Mariner. Mariner serves a diverse client base, offering investment management, financial planning, retirement plan consulting, and coordinated tax and family office services. The firm utilizes customized discretionary portfolios supported by in-house research and third-party managers, with a notable integration of tax and accounting capabilities uncommon among large advisory enterprises.

Tito Zamorano Calvo is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He has held his current position with Citi since 2011 and holds Series 63 and Series 66 credentials. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm operates with large institutional scale and provides bespoke discretionary solutions for high-net-worth relationships.

George Moscoso is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and over 21 years of industry experience. His career includes roles at HSBC Bank USA, HSBC Private Bank International, WE Family Offices LLC, and Citigroup. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options. The firm’s investment process employs multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence.

Shannon Canady is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 18 years of industry experience. She has been with Citigroup-related entities since 2005, including Citibank NA and Citi International Financial Services LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, along with broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Georgette Suarez is a financial advisor with Truist Advisory Services in Coral Gables, FL, holding Series 63 and Series 66 designations and over 22 years of industry experience. She has worked with SunTrust Advisory Services, SunTrust Investment Services, and SunTrust Bank since 2013. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary and non-discretionary manager relationships and integrates third-party platforms and manager arrangements to support its AMC Advantage program.

Melissa Fernanda Mantilla Gomez is a Series 66-licensed financial advisor at Citigroup Global Markets with eight years of industry experience. She has been with Citibank since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with a combination of large institutional scale and specialized market roles.

Rodrigo Noschese is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at several firms including Banco do Brasil Securities LLC, Banco Santander International, Credit Agricole Securities (USA) Inc., and XP Securities LLC. Rodrigo is based in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, supported by extensive internal standards and oversight committees.

Brenda Oconnor is a financial advisor at Rockefeller Financial LLC with eight years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services and UBS Bank Canada. Outside of her advisory role, she is involved with Harlow Capital LLC, an investment-related entity focused on sports cards and movie production interests. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, and institutional clients. The firm offers a wide range of portfolio management and financial planning services, operating both as an advisory and a registered broker-dealer with capabilities in investment banking and alternative investment placements.

Mayrin Fontainemoya is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Banco do Brasil Securities LLC, Morgan Stanley Private Bank, and UBS Financial Services. Outside of his advisory role, he manages a vehicle transportation company and serves as a director of a networking organization. Citigroup Global Markets serves individual and institutional clients across wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad range of advisory, execution, and custody services.

Mario Somarriba is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds a Series 66 designation and has worked at Citigroup and HSBC in various capacities since 2007. Based in Miami, FL, his career includes roles at both Citigroup Global Markets and HSBC Securities USA. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Juan Katz is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He holds the Series 66 designation and has been with Citigroup Global Markets since 2005. Based in Miami, FL, he is part of a large enterprise firm serving a wide range of clients. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles and provides a broad suite of advisory, execution, and custody services.