Isabel Huapilla Rafael is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and has previously worked with Premium Audit Consultants and Paragon One x PwC. Isabel has also been involved in roles at the University of South Florida and St. Petersburg College. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, providing tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Charles Medina is a financial advisor at Morgan Stanley in Palm Harbor, FL, holding a Series 66 designation with 13 years of industry experience. He has been with Morgan Stanley since 2013 and also works with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes firm-approved tools and modeling techniques.

Evan Muys is a financial advisor with Fidelity Investments in Wesley Chapel, FL, holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at Loyola University Chicago and Jacksonville University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs.

Victoria Singletary is a CFP®-certified financial advisor with 17 years of industry experience, currently with LPL Enterprise. Her career includes roles at multiple firms such as Morgan Stanley, Equitable Advisors, and Merrill. She is also involved in a non-variable insurance agency in Tampa, FL. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients including individuals, high-net-worth investors, and institutional entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to third-party asset managers and insurance products through affiliated entities.

Emily Williams is a financial advisor at Ameriprise with a Series 66 credential and one year of industry experience. Prior to joining Ameriprise, she worked in education at several international schools, including Wellington College International Shanghai and Suzhou Singapore International School. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm’s approach includes comprehensive analysis leveraging investment research, third-party data, and algorithmic tools, with service delivery subject to restrictive enrollment criteria and integration within Ameriprise’s affiliated product ecosystem.

Shane Atwood is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2013 and Morgan Stanley Smith Barney LLC since 2007, following eight years at Citigroup Global Markets. Outside of advising, he manages a rental property and serves as a trustee in estate administration. Morgan Stanley Wealth Management provides comprehensive advisory programs to individuals and institutional clients, including financial planning and estate strategies, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment modeling techniques while offering a broad range of retail and institutional investment services.

Carlos Cabrera is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing 17 years of industry experience. His career includes roles at Charles Schwab Bank, USAA Investment Management Company, and Morgan Stanley. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by strategic asset allocation, alternative investments due diligence, and centralized operational infrastructure.

Thomas Yannetti is a financial advisor with Mass Mutual Investors Services in Tampa, FL, holding the CFP® and ChFC® designations and possessing five years of industry experience. He has worked at Mass Mutual Investors Services and MassMutual Life Insurance Company since 2019 and previously held roles at Jcrew and Shadowbrook at Shrewsbury. Yannetti is also involved in outside insurance sales as a licensed insurance broker. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers collaborative, annual financial planning engagements using firm-approved tools and does not have investment discretion as part of planning; implementation of recommendations is optional and involves separate arrangements.

Megan Martinez is a financial advisor at Merrill with six years of industry experience. She holds the Series 66 designation and has been with Merrill and Bank of America N.A. since 2019. Prior to that, she worked at Cascle Inc. and Applied Technology Resources, among other roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Camillone is a Series 66 licensed advisor at Morgan Stanley in Tampa, FL, with one year of industry experience. Before joining Morgan Stanley, he worked at Northwestern Mutual and has held various roles spanning education and business enterprises. Outside of financial services, he is involved with Brick House Tavern/Landray's. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and structured discovery processes.

Doreen Connolly is a financial advisor with Raymond James & Associates in Tampa, FL, holding a Series 66 designation and 23 years of industry experience. She has been with Raymond James & Associates since 2008. Outside of her advisory role, she has served as president of a parent group for a performing arts academy and was the president of a nonprofit organization called The Krewe of Ann Jeffrey. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Paul White is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has worked with Vanguard entities since 2011 and holds a remote adjunct faculty position at Eastern University, where he provides writing feedback and supports projects. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach and portfolios constructed mainly from Vanguard funds and ETFs. The firm is notable for its scale, digital delivery, and a client base focused on individual and plan participants.

Geoffrey Balkcom is a financial advisor with LPL Financial in Trinity, Florida, holding a Series 66 designation and 11 years of industry experience. He has been with LPL Financial since 2014 and is also associated with BAI Financial, where he operates a related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives, serving individuals, retirement plan participants, banks, and institutional clients. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary research and third-party strategies.

Jeannie Holliday is a CFA® charterholder with 42 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. since 2012. Her prior work includes roles with Network Professionals Inc. She is also involved in a business that owns and leases office space in Land O Lakes, Florida. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm provides tailored, non‑discretionary planning and investment consulting supported by analytical tools and maintains unique affiliations that enhance its municipal and public finance offerings.

Paul Raven is a financial advisor at Edward Jones with 16 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at BNY Mellon and MBSC Securities Corporation Inc. He serves as Vice President of the Eagles Landing 2 Association in Clearwater, FL. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm manages over $1 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Charles Young III is a Series 66 licensed financial advisor at Merrill with seven years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2019, and previously spent nine years at Post University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lawrence Sizeler is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 52 years of industry experience. He worked at First Southeastern Securities Group, Incorporated for 21 years prior to joining Wells Fargo Clearing in 2022. He also serves as a power of attorney for his spouse, dedicating a few hours monthly to this role. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. The firm’s investment process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ashley Barthelette is a financial advisor at Fidelity with four years of industry experience. She holds a Series 66 designation and previously worked at LPL Financial for five years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a wide range of portfolios and models.

Margaret Letchworth is a Series 65-licensed financial advisor with LPL Financial, bringing 22 years of industry experience. She previously worked for CUNA Brokerage Services, Inc. for 18 years and has been associated with Suncoast Schools Federal Credit Union for over three decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing both proprietary and third-party investment strategies through a large network of advisors.

Dale Langefels is a financial advisor with Charles Schwab holding a Series 66 designation and 19 years of industry experience. His prior work includes 15 years at TD Ameritrade and roles at Charles Schwab and Co., Inc., as well as Charles Schwab Bank SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through Schwab Wealth Advisory's wrap fee program and affiliated managed-account and planning services. The firm offers a combination of non-discretionary and discretionary investment options, employing multi-asset model portfolios and centralized custody and operational support.