Jonathan Peralta is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and four years of industry experience. His prior work includes positions at TD Ameritrade, Fidelity Investments, and Ernst & Young. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Odot Hodges is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including TIAA-CREF, Securities America, and Fidelity Brokerage Services LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and global market insights.

Eric Mettler is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience in retail and apparel companies including Volcom and American Eagle Outfitters. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides comprehensive services through its Financial Advisors and Estate Planning Strategies Group.

Rachel Kelly is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and previously worked at CDW from 2011 to 2023. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,000 financial advisors.

Michael Penny is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since 2004, he has advised individuals, business owners, and corporate executives across multiple states. He joined Merrill Lynch in 2012 after serving as a limited partner at his prior firm. His expertise includes fixed income holdings, tax minimization strategies, and integrating estate planning into portfolio management by collaborating with financial professionals such as Estate Planning Attorneys and CPAs. Michael oversees both the accumulation and distribution phases of client relationships. His client focus areas include corporate executive services, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. Michael earned a B.S. in Economics from the University of Tampa, graduating with the highest honors and ranking first in his business class. He holds professional designations including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He and his wife Laura have two children and have lived in Tampa for over two decades. Michael has been involved with or volunteered for organizations such as The Tampa Exchange Club, Rotary, Kiwanis, The Tampa Alpha Club, and Lifelink Foundation.

Thomas Payant is a financial advisor at Osaic with 48 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Sagepoint Financial, Inc. for 14 years. Payant serves as a board member for St. Joseph’s Hospital and operates several business ventures, including American Planning Services, Inc., and an agency selling Medicare supplement insurance policies. Osaic Wealth, Inc. serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, through a wide network of affiliated advisers and advisory platforms. The firm utilizes various tools and investment options to construct portfolios tailored to clients’ risk tolerance and preferences.

Jessica Pena is a Series 66-licensed financial advisor with Morgan Stanley in Tampa, FL, bringing seven years of industry experience. Her prior roles include positions at Citigroup from 2007 to 2016 and at Fiduciary Trust Company International from 2016 to 2017. She has been with Morgan Stanley since 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and the Global Investment Committee’s return estimates.

Brian Garcia is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and 26 years of industry experience. He has worked at Morgan Stanley since 2017, including the Private Bank, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through various structures, including Corporate Financial Planning agreements with employers.

Terrence Duncan is a financial advisor with J.P. Morgan Securities, holding Series 63 and 66 licenses and bringing 10 years of industry experience. He previously operated Every Dollar Counts Lawn and Tree Service for six years. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

George May IV is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 65 designations and was previously with FSC Securities for 18 years. He serves as a board member of the Brandon Community Advantage Center, a nonprofit facility serving the local community. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of financial advisers and multiple advisory platforms, offering integrated brokerage, investment advisory services, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Brandon Bolock is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with 11 years of industry experience. He has been with Morgan Stanley and its Private Bank affiliate since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Brandon Ramsey is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services, Bank of America, and Quiksilver. His background includes a five-year period at Florida Gulf Coast University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Elliott is a financial advisor with LPL Financial in Brandon, FL, holding a Series 66 credential and bringing 20 years of industry experience. He joined LPL Financial in 2017 after a year at SII Investments, Inc. Outside of his advisory role, Elliott serves as Vice President at M.S.C., Inc., a company focused on health insurance and ancillary products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charities through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting, supported by research and diverse investment strategies.

Clay Knuth is a financial advisor with Equitable Advisors in Tampa, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Equitable Advisors since 2013, including the period when the firm operated as Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model that utilizes multiple advisory programs and supports both advisory and brokerage/insurance channels.

Joseph Perrini is a financial advisor at Cetera with a Series 66 designation and seven years of industry experience. Prior to joining Cetera in 2024, he worked at Bank of America and Merrill Lynch from 2016 to 2024. Outside of his advisory role, Perrini is involved in providing continuing education credits for licensed contractors and offers business consulting services through Omni Resource Group. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers.

Patrick Porter is a financial advisor at UBS Financial Services with 19 years of industry experience. He previously worked at Morgan Stanley for six years and Merrill for seven years. He holds Series 63 and Series 65 registrations and is based in Tampa, FL. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets, research, and lending programs.

Katelyn Tinsley is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 credentials and one year of industry experience. She previously worked at Morgan Stanley and has held various roles outside finance, including positions at Universal Performing Arts Center and Starbucks. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation process combined with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary services where clients retain final decision-making authority.

Sam Mangini is a Series 66 licensed financial advisor with Morgan Stanley in Tampa, FL, and has one year of industry experience. Prior to joining Morgan Stanley, he held roles in various sectors including retail and printing. Morgan Stanley Wealth Management provides advisory programs and financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, serving clients in both direct and corporate financial planning arrangements.

Richard Henry is a financial advisor with Primerica Advisors in Valrico, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been affiliated with Primerica Financial Services since 2000 and with PFS Investments Inc. since 1996. In addition to his advisory role, he receives compensation for sales of loan products and referrals of home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on non-institutional clients rather than pension or profit-sharing plans.

Mallorie Duff is a Series 66–licensed financial advisor with Edward Jones in Tampa, FL, and has three years of industry experience. She has been with Edward Jones since 2008, holding her current position since 2024. Outside of her advisory role, Mallorie serves as Vice President of Marketing for The Nathan Bangs Group, a real estate firm based in Tampa. Edward Jones is a full-service wealth management firm serving individual and institutional clients across the United States, with over $1 trillion in assets under management and a network of approximately 23,701 financial advisors. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.