Zachary Wesche is a financial advisor at LPL Financial with five years of industry experience. He holds the Series 66 designation and has worked at firms including Fidelity Investments and Thrivent Investment Management. Prior to his finance career, he held positions at Barnes & Noble and Publix. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with discretionary and non-discretionary management supported by research and various portfolio strategies.

Matthew Murphy is a financial advisor with J.P. Morgan Securities in Tampa, FL. He holds the Series 66 designation and has one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at Avon Hotel Corp / The Columns and was involved with Tom and Dave LLC / Mamalukes. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm integrates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan financial organization, offering access to a range of products including security-based swaps and futures.

James Fernandez is a financial advisor with Morgan Stanley Wealth Management in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been associated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009 and 2008, respectively. Outside of his advisory role, he serves as a trustee for a trust based in Tampa. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Cynthia Marotz is a financial advisor with LPL Financial in Lakeland, FL, holding Series 63, 65, and 66 licenses and having 30 years of industry experience. She has worked at LPL Financial since 2019 and at Allen & Company of Florida, Inc. since 2003. Outside of her advisory work, she is involved with Black Oak LLC, a home-based non-investment business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Benjamin Adams is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding a Series 66 designation and eight years of industry experience. He previously worked at Citigroup for nine years before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2024. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities, operating under a non-discretionary advisory model.

Annette Smith is a financial advisor with UBS Financial Services in Tampa, FL, holding a Series 66 designation and bringing 14 years of industry experience. She has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment plans.

Aishka Lugo is a financial advisor with UBS Financial Services in Tampa, FL, holding a Series 66 designation and bringing 24 years of industry experience. She has been with UBS since 2006. Lugo serves as the executive director of the Hispanic Chamber of Commerce, advocating for Spanish-speaking local businesses in her community. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a broad range of capital markets solutions.

Tammy Ferguson is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and 16 years of industry experience. She has been with Merrill since 1993. Outside of her advisory role, she is a consultant for doTerra Essential Oils, assisting in a non-sales capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

John Arends is a financial advisor at J.P. Morgan Securities with a Series 66 designation and over 11 years of industry experience, including prior work at LCG Advisors. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Adriana Sormani is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 26 years of industry experience. She previously worked at UBS Financial Services Inc. from 2011 to 2019 before joining Raymond James in 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services with a variety of portfolio management styles and affiliated research resources.

Jake Rodriques is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has worked with Morgan Stanley and its affiliate entities since 2017, following earlier roles at Network 1 Financial Securities and Alexander Capital. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured tools and firm-approved methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Daniel Coyle is a financial advisor at Edward Jones with 20 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses and has been with Edward Jones since 2005. Outside of his advisory role, he is a member of Port Tampa Lodge 153 F&AM. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment strategies supported by a large network of advisors and branch offices nationwide.

Camille York Adrien is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 10 years of industry experience. Prior to joining Raymond James in 2018, she worked at CUNA Brokerage Services and Suncoast Credit Union. Adrien is also the owner of The York Exchange, where she facilitates seminars, workshops, and keynote speeches. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting with a range of portfolio management styles supported by affiliated research and model managers.

Tracy Maeter is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with J.P. Morgan entities since 2016, including roles at JPMorgan Chase Bank and J.P. Morgan Securities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with broker-dealer, futures commission merchant, and commodity pool operator registrations.

Bryon Holz is a financial advisor at OSAIC with 39 years of industry experience. He holds the ChFC® designation along with additional professional credentials including CLU, LUTCF, CASL, and LACP. Prior to joining OSAIC in 2023, Bryon spent 14 years at Sagepoint Financial, Inc. Outside of his advisory role, he works as a freelance music writer and photographer, reviewing and photographing local music concerts. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Christine Proctor is a financial advisor with Wells Fargo Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Wells Fargo Advisors since 2009, including ten years at Wells Fargo Clearing. Outside of her advisory role, she distributes essential oils through Young Living and works as an administrative assistant for Beneficial Sales Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients with a broad range of financial planning and investment services tailored to clients who meet a net-worth threshold.

Cameron Diehl is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds the Series 66 designation and has been with Raymond James & Associates since 2007. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Robin Mason is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 credential and 19 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Jessica Llorens is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for three years before joining Merrill in 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

James Hough is a CFP® and ChFC® with 42 years of experience in the financial services industry. He currently works at Osaic and has prior experience at Woodbury Financial Services and Questar Asset Management. In addition to his advisory role, he manages fixed insurance products and oversees marketing and supervision activities through his own firms. Osaic Wealth, Inc. serves a wide range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and multiple investment platforms to construct diversified portfolios.