Jo Ann Favia is a financial advisor with Raymond James Financial, holding the ChFC® designation and Series 63 and 65 licenses, with 39 years of industry experience. She previously worked at Kestra Financial Services, Inc. and Crux Wealth Advisors, LLC. Outside of her advisory role, she is the owner and CEO of multiple consulting and support companies under the Favia Financial Group and Favia Group brands. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique advisory affiliation.

Petros Andreanidis is a financial advisor at Ameriprise with 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. He is a Series 66 credential holder and manages his Ameriprise business through Andreanidis Financial Group LLC. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, providing written recommendation reports focused on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines centralized consulting, algorithmic automation, and research-driven methodologies to support its clients.

John Oconnor Jr. is a financial advisor with Wells Fargo Clearing in Naples, FL, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. since 2018, with prior experience at Key Bank. Wells Fargo Advisors is a national securities firm that serves individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Patrick Thuecks is a financial advisor with MassMutual Investors Services in Naples, FL, holding Series 63 and Series 65 credentials with 33 years of industry experience. He has been affiliated with MassMutual Life Insurance Company since 2014 and with MML Investors Services since 2013. Outside of his advisory role, Thuecks serves as president of Rescue Cats Rock Inc., a pet rescue organization. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, using a structured, collaborative approach that includes tools such as Monte Carlo simulations and automated asset allocation.

Richard Coughlin is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2015. Outside of his advisory role, he serves as Race Director for the Saint Louis Ultrarunners Group, a nonprofit that organizes local ultramarathon races. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Michael D'Ambrosio is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He is also a CERTIFIED FINANCIAL PLANNER™. Prior to this, he worked as a Private Banker at SunTrust Bank from 2013 to 2016 and as a Regional Bank Private Banker at Wells Fargo from 2006 to 2013. Michael works with a wide range of clients in Southwest Florida and focuses on understanding their unique situations and goals. He partners locally with a Wealth Planner to provide detailed financial planning, including trust and estate planning considerations. Together, they aim to build comprehensive plans to support clients in making informed financial decisions.

David Moran is a financial advisor with Raymond James & Associates in Naples, FL, holding Series 63 and Series 65 credentials and with 28 years of industry experience. His prior firms include Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Morgan Stanley & Co. LLC, and UBS Financial Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension and profit-sharing plans, charitable organizations, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Catherine Reszel is a financial advisor with UBS Financial Services in Naples, FL, holding a Series 66 designation and two years of industry experience. Her work history includes roles at UBS Financial Services as well as positions at Hoopschool, Ave Maria University, and Bishop Verot Catholic High School. Outside of her advisory work, she is an officer of Brick By Brick Holdings, LLC, a family-owned real estate entity established for estate planning purposes. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions. The firm offers proprietary research and model-based asset allocations tailored to clients’ goals and risk tolerances.

Michael Poots is a financial advisor with UBS Financial Services in Naples, FL, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with UBS Financial Services since 1999. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and providing access to proprietary research, diversified investment products, and capital markets services.

Jeffrey Labruzzy is a financial advisor at UBS Financial Services with 31 years of industry experience. He holds Series 65 and Series 63 designations and has been with UBS since 2013. Outside of his advisory role, he is involved with a family trust and owns a recreational hunting property in Michigan. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory solutions, combining institutional trading capabilities with wealth management services. The firm offers fee-based financial planning, portfolio management, and distributes mutual funds and alternative products through a network of advisors utilizing proprietary research and model-based asset allocations.

Julie Garber is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Fidelity. She previously worked at BMO Private Bank for seven years. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs.

Martin Kurtz is a financial advisor at Charles Schwab with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2004, including a role at Charles Schwab Bank since 2011. Outside of his advisory work, he is involved with Naples Girls Softball, Inc. as a board member and sponsorship coordinator, and he participates in family cattle ranching activities through K-Square Ranch, LLC. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through integrated wrap fee programs. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and provides investment guidance using multi-asset model portfolios and alternative investment options.

Michael Chin is a financial advisor with J.P. Morgan Securities in Naples, FL, holding Series 65 and Series 63 licenses and has seven years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2020, he worked at Northwestern Mutual in various capacities from 2017 to 2020. Outside of his advisory role, he assists with administrative tasks in a dog training and walking business operated by his fiancée. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory program is supported by centralized due diligence combining quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Douglas Knable is a ChFC® credentialed financial advisor with 46 years of industry experience, currently affiliated with OSAIC since 2025. He spent 27 years with Lincoln Financial Advisors Corporation prior to joining his current firm. Knable is also an author, having co-written the book *Mastering Your Financial Success*. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation and portfolio optimization supported by various analytical tools.

Peter Thompson is a financial advisor with LPL Financial in Naples, FL, holding the ChFC® designation and a Series 63 license. He has 43 years of industry experience, including prior roles at National Planning Corporation, Osaic FS, Inc., and Polaris Advisory Services Inc. He also manages Pete Thompson Wealth Management, focusing on life, health, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Bruce Legates is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He works as part of the Legates Carr Wealth Management Group, which was established in February 2011 alongside his business partner, Nick Carr. The group concentrates on delivering personalized financial strategies and advice that emphasize long-term relationships with a select number of clients and their families. Bruce holds the designation of CERTIFIED FINANCIAL PLANNER™ (CFP) and Personal Investment Advisor (PIA). He completed the Financial Planning Specialist Education Program through Ernst & Young and earned a bachelor's degree from North Carolina State University. His approach to financial advising encompasses a broad range of financial matters, setting him apart by addressing multiple aspects of a client’s financial life.

Sean Sanders is a Financial Consultant currently working with Fidelity Investments since 2016. In this role, he partners with clients to provide personalized service, one-on-one guidance, and tailored financial planning. Sean has over 20 years of experience in the financial industry. His professional background includes positions as a Financial Advisor at Morgan Stanley from 2013 to 2016, Financial Advisor at Wells Fargo Advisors from 2006 to 2013, and Relationship Manager at Prudential Securities from 2004 to 2006. Outside of his professional work, Sean has interests in boating, food, football, skiing, and traveling.

Gary Medley is a financial advisor with LPL Financial based in Bonita Springs, FL, holding the CFP® designation and Series 63 and 65 licenses. He has 41 years of industry experience, including roles at Medley Advisory, LLC, The Investment Center Inc, and Wells Fargo Clearing. Medley has also worked as an independent insurance agent for over two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and technology tools.

Charles Wolfe Jr. is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms, including Lincoln Financial Advisors Corporation and First Command Financial Services. Outside of his advisory role, Wolfe engages in executive coaching for business owners through his consulting business. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory services. The firm employs a model-based investment process with portfolio optimization and provides access to various managed account programs and third-party investment managers.

Fred Nero is a financial advisor with LPL Financial in Naples, FL, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. His previous experience includes roles at Foresters Financial Services and a brief period of unemployment. Outside of his advisory work, he operates Nero Financial Services, a non-investment-related business based at his reported location. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, portfolio management, and access to third-party asset managers through a large network of advisors, utilizing both discretionary and non-discretionary strategies supported by advanced operational tools.