Pamela Brosz is a financial advisor at Morgan Stanley with 42 years of industry experience. She has been with Morgan Stanley since 2009 and holds Series 63 and Series 66 licenses. In addition to her advisory role, she serves as a notary public, notarizing documents for clients at her branch. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by the firm’s Financial Advisors and Estate Planning Strategies Group.

Maryann Wolfe is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 66 designation and 21 years of industry experience. She has worked at UBS since 1999. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of services including fee-based financial planning, portfolio management, and capital markets solutions.

Karen Conrad is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has worked previously at Fifth Third Securities for six years before joining Merrill in 2022. Outside of her advisory role, she serves as a successor trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Zachary Wiley is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 66 designation and 24 years of industry experience. He has been with UBS since 2009. Outside of his advisory work, Wiley owns and manages R. Beatty Racing LLC, a business involved in racing boat ownership and maintenance. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets services.

Jonathan Patton is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2018, including time at AMERIPRISE FINANCIAL SERVICES, Inc. Prior to his advisory career, he worked in various roles including positions at Makino and Brooks Brothers. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm provides tailored written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Kevin Dunn is a Private Wealth Management (PWM) Investment Management Consultant at Fidelity Investments, a position he has held since 2020. In this role, he partners with clients and their Wealth Management Advisors to design, implement, and monitor investment strategies aimed at achieving long-term investment goals. Kevin brings extensive experience in portfolio management and client services within the investment industry. Prior to his current role, he served as a Senior Portfolio Specialist and Portfolio Specialist at Fidelity's Portfolio Advisory Services (PAS) from 2014 to 2020, and as a Client Management Representative at PAS from 2013 to 2014. His earlier experience includes serving as Vice President of Investments at Richfield Orion International in 2013 and at vFinance Investments, Inc. from 1997 to 2012.

Michael Arthur is a Senior Vice President and Wealth Management Advisor with 28 years of experience in the financial services industry, specializing in providing customized wealth management advice and guidance to high net worth individuals and institutional clients. He leads The Renie DeGroft Arthur Hall Group as part of Merrill Lynch Wealth Management. A native of Houston, Texas, Michael graduated from Texas A&M University with a Bachelor of Science degree. He holds the Certified Private Wealth Advisor® designation from the Investments & Wealth Institute™ in conjunction with the UCLA Anderson School of Management, the Chartered Retirement Plans Specialist℠ designation from the College for Financial Planning Institutes Corp., the Certified Plan Fiduciary Advisor (CPFA) designation, Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) credentials. In his college years, Michael was a starting center for the Texas A&M Aggies football team, earning recognition as an All American and Outland Trophy Award Semi-Finalist. He was later inducted into the Texas A&M Football Hall of Fame. Michael spent six years in the NFL, playing for teams including the Cincinnati Bengals, New England Patriots, and Green Bay Packers. He and his wife reside in the Cincinnati area with their two dogs and enjoy playing pickleball, traveling, and exploring new eclectic restaurants.

Tracy Patrick is a financial advisor at RBC Capital Markets with a Series 66 designation and four years of industry experience. Prior to joining RBC in 2026, Tracy worked at Morgan Stanley Smith Barney LLC for four years and Truist Bank for seven years. Outside of his advisory role, Tracy serves on the Finance Committee for St. Henry Catholic Parish in Elsmere, Kentucky, acting as a parent liaison between the parish and school related to parish funds. RBC Wealth Management serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations, offering a variety of wrap fee advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm employs a tailored investment approach based on each client’s Advisory Risk Profile and uses a combination of in-house and third-party investment managers.

Seann Schaller is a financial advisor with Cetera, holding a Series 66 designation and 24 years of industry experience. He has worked at Cetera Advisors LLC since 2014 and has prior experience with ClaimLinx. Outside of his advisory work, he is involved as a health benefits advisor and insurance agent through his own business ventures. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and consulting services through a large network of independent advisors. The firm uses a multi-manager platform with various program options and manages over $256 billion in assets.

Margaret Vagle is a financial advisor at Edward Jones in Cincinnati, OH, holding a Series 66 designation with 12 years of industry experience. She has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and manages approximately $1.01 trillion in assets.

Richard Shively is a financial advisor with LPL Financial, holding Series 63 and Series 65 registrations and bringing 10 years of industry experience. His prior roles include positions at CUSO Financial Services, Equitable Advisors, First Financial Wealth Management, Raymond James Financial Services, and First Financial Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, supported by a large network of advisors and extensive operational tools.

Lee Kremer is a Wealth Management Planning Consultant at Fidelity Investments. In this role, Lee collaborates with clients and Wealth Management Advisors to address families' financial service needs, aiming to meet and exceed planning and service goals. The team supports clients in growing and protecting their wealth, making informed investment decisions, and simplifying their financial lives. Lee has been with Fidelity Investments since 2011, holding various roles including Wealth Management Service Senior Specialist, Retirement Solutions Representative, Investment Solutions Representative, High Net Worth Trading Representative, and Defined Benefits & Defined Contributions Representative. This experience spans a comprehensive range of wealth management and retirement solution services. Additional information regarding education, credentials, personal interests, or community involvement was not provided.

Joseph Candito is a financial advisor with Wells Fargo Clearing in Cincinnati, OH, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously at Fidelity Brokerage Services from 2014 to 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Bryan Hatfield is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. His prior roles include positions at MML Investors Services, MassMutual, Birchcreek Wealth Management, Merrill, and U.S. Bancorp Investments. He is also the owner of a photo booth company, Tron The Photo Booth LLC, which has been inactive since 2020. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets, custody, and lending solutions.

Andrew Dilbone is a financial advisor at UBS Financial Services with 12 years of industry experience. He has held prior positions at Touchstone Securities and IFS Financial Services. He holds Series 63 and Series 66 designations and is based in Cincinnati, Ohio. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research to tailor investment plans to clients’ goals and risk tolerances.

Linda Austin is a financial advisor at Edward Jones in West Chester, OH, with two years of industry experience. She previously worked at Fidelity Investments and Vandyk Mortgage Corp, where she held a marketing assistant role. Outside of her advisory work, she serves as a trustee for Move With Kenny LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient services, supported by a large network of financial advisors and branches.

Kim Sherwood is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Her career includes long-term roles at Lang Financial Group and Cetera Wealth Services, as well as ownership of Center Stage Financial since 2020. Outside of finance, she is involved in stand-up comedy and related podcast and video production and serves on the board of directors for Westview Condominiums. Cetera Investment Advisers LLC is a large SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management, financial planning, and retirement services, supporting both discretionary and non-discretionary account management across multiple program structures.

Allison Arthur is a financial advisor at Merrill with six years of industry experience. She holds Series 63 and Series 65 licenses and has worked in various roles, including brief positions in the restaurant and hospitality sectors as well as at the University of Cincinnati. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Easton Wolf is a financial advisor with J.P. Morgan Securities in Cincinnati, OH. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2026. His background includes studies at Texas Christian University and Southern Illinois University and experience in various roles outside finance, including work with Detillion Landscaping Co Inc and Lloyd's Pizzeria. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

Michael Loth is a financial advisor with Robert Baird & Co. in Cincinnati, OH, holding a Series 63 designation and bringing 38 years of industry experience. He has been with Robert Baird & Co. since 2019 and concurrently affiliated with J.J.B. Hilliard, W.L. Lyons, Inc. since 2005. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers customized consulting and portfolio services, employing a variety of investment strategies that include traditional and non-traditional asset allocations, as well as discretionary and non-discretionary management.