Peter Krinas is a financial advisor with Raymond James Financial in Cincinnati, OH, holding a Series 66 designation and 11 years of industry experience. His career includes 15 years with Stifel Nicolaus and multiple roles within Raymond James since 2022. He is also associated with Riegel Financial in a non-investment capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations, using analytical tools to tailor outcomes to client goals.

Brian Nelson is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 19 years of industry experience. He has been with Primerica Advisors since 2021 and previously operated as a self-employed advisor for several years. Outside of advising, Nelson is involved in sales of investment-related products and receives compensation for referrals related to home security and automation services. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and operates through a large network of financial advisors.

Elyse Fulton is a financial advisor at OSAIC with industry experience spanning three years. She holds Series 66 and Series 63 licenses. Prior to joining OSAIC Wealth Inc in 2025, she worked at Quest Agency since 2023 and was a homemaker from 2015 to 2023. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm employs a model-based investment approach with tools for portfolio optimization and offers a range of managed account programs and third-party money manager options.

Douglas Sammons is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 13 years of industry experience. His prior work includes roles at Sanford C. Bernstein & Co., LLC and Morgan Stanley. Sammons is based in Cincinnati, Ohio. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, incorporating model asset allocations and an ESG eligibility framework.

Nicholas Aguglia is a financial advisor with Equitable Advisors in Cincinnati, OH, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with Equitable Advisors since 2013, including time at its predecessor, AxA Advisors. Outside of his advisory role, he serves as a board member for Chesterton Academy of Buffalo. Equitable Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Amr Hamouda is a financial advisor with Merrill in Cincinnati, OH, holding a Series 66 designation and one year of industry experience. His prior background includes roles at Bank of America, T-Mobile, Uber/Lyft, and HSBC Bank Egypt. Outside of advising, he works as a delivery contractor for DoorDash and Amazon. Merrill provides managed account services primarily to Bank of America fiduciary clients, offering model-based and discretionary investment strategies through its Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Burkholder is a financial advisor with Primerica Advisors in Milford, OH, holding a Series 63 designation and 19 years of industry experience. He has worked with PFS Primerica Financial Services and PFS Investments Inc. since 2005 and 2006, respectively, and is currently employed at New Richmond EVSD. Outside of advisory services, he is involved in sales of investment-related products and also participates in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Marianna Narita is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, she worked at Bank of America and has a background that includes several roles at the University of Rochester. Outside of finance, Narita serves as a board member for the Cincinnati Art Museum’s young professionals group and teaches violin lessons, drawing on her experience as a competitive international musician. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jeffrey Atkinson is a CFP® professional with 38 years of industry experience, currently affiliated with Edward Jones since 1997. He maintains a partnership in JACMA LLC, a real estate business based in Loveland, Ohio. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

Michael Sauer is a CFP® with 27 years of industry experience, currently affiliated with Raymond James Financial in Loveland, OH. His career includes 17 years at Edward Jones prior to joining Raymond James Financial and its related entities in 2021. Outside of his advisory work, Sauer is involved as a 25% owner of Ascension Partners, LLC, overseeing multiple satellite branches. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using advanced risk profiling and modeling tools, and supports its clients through a broad network of advisors and specialized programs.

John Anning is a financial advisor at UBS Financial Services with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2012. Outside of his advisory role, he serves as a trustee on the board of The Christ Hospital Foundation, focusing on fundraising activities. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including discretionary portfolio management and alternative product distribution.

Justin Dammel is a financial advisor at Robert W. Baird & Co. with 11 years of industry experience. He holds a Series 66 designation and has been with Robert W. Baird since 2015. Outside of his advisory role, he serves as a board member on the Kenton County Library Foundation's Investment Committee. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that advises individuals, families, pensions, corporations, and institutional clients. The group provides consulting and portfolio services tailored to client goals, utilizing a range of investment strategies and management approaches.

Andrew Dempsey is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds a Series 66 designation and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Guy Richardson is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Stifel Nicolaus & Co. since 2009. Stifel serves a diverse client base that includes individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to inform asset allocation and financial planning analyses.

Jason Williams is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and six years of industry experience. He has worked at firms including Merrill and Bank of America prior to joining J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Brandon Kerley is a financial advisor at Mass Mutual Investors Services with seven years of industry experience. He holds a Series 63 designation and has been with Mass Mutual and MML Investors Services since 2018. Prior to this, he worked at the University of Cincinnati and Western Hills Country Club. Outside his advisory work, he is licensed as a life and health insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations in collaborative annual planning engagements.

Michelle Altman serves as the Branch Leader at the Cincinnati Investor Center for Fidelity Investments, a role she has held since 2024. In this capacity, she coaches and develops associates to achieve their career goals and supports clients in working toward their financial objectives. Prior to this position, Michelle held several roles at Fidelity Investments, including Planning Consultant (2023-2024), Relationship Manager (2022-2023), Financial Representative (2021-2022), Investment Solutions Representative (2021), and Customer Relationship Advocate (2020-2021). This progression reflects her experience in client relationship management and financial planning within Fidelity Investments. Further details regarding her education, credentials, personal interests, or community involvement have not been provided.

Terrence Hosty Sr. is a financial advisor at Robert Baird & Co. with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including J.J.B. Hilliard, W.L. Lyons, Wells Fargo Clearing, A.G. Edwards & Sons, Citigroup Global Markets, and Legg Mason Wood Walker. Hosty is a passive investor in private equity through Vine Street Venture Fund 2 and in Greentech Motors Corporation, a company focused on electric motor manufacturing technology. Robert Baird & Co. serves individual, corporate, pension, and charitable clients through the DDK Group within its Private Wealth Management department, offering a variety of financial planning, portfolio management, and custody services. The firm employs a range of managed account strategies, tax management, and internal research tools, and has reported approximately $394 billion in regulatory assets under management as of December 31, 2025.

Robert Kinsella is a financial advisor at Edelman Financial Engines with 10 years of industry experience. He holds the Series 63 and Series 66 licenses. His prior work includes roles at Fidelity Investments and Morgan Stanley. Edelman Financial Engines delivers technology-enabled investment advisory and financial planning services to individual investors, retirement plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and a long-term investment approach.

Ashley Droppelman is a financial advisor at Fidelity with Series 66 designation and one year of industry experience. Prior to her current role, she held positions in healthcare and retail sectors, including at IntelyCare and Target. She has also taken time as a stay-at-home parent. Fidelity’s Strategic Advisers LLC, where she works, provides investment management and advisory services to retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.