Sherry Gira is a financial advisor with Ameriprise in Washington, MI, holding the ChFC® and Series 63 designations and bringing 36 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she serves as a trustee and participates in a shared office leasing business through GreenSpring Leasing, LLC. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency strategies to produce written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Marcos Quintero is a Planning Consultant at Fidelity Investments, where he focuses on helping clients implement and monitor retirement plans tailored to their unique goals. He emphasizes building strong, trusting relationships by understanding each client personally and partnering with them to create strategies they feel confident in. His role involves providing clear guidance and ongoing support to help clients achieve peace of mind in their financial planning and retirement. Marcos has been with Fidelity Investments since 2023, progressing through roles including Financial Representative and Relationship Manager before becoming a Planning Consultant in 2025. Prior to joining Fidelity, he worked as a Financial Advisor at Equitable Advisors from 2022 to 2023. His professional experience centers on retirement planning and client relationship management. Outside of his professional work, Marcos enjoys fishing, football, golf, outdoor adventures, reading, and traveling.

Steven Ellsworth is a financial advisor with LPL Financial in Warren, MI, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at USAdvisors Wealth Management, Securities America Advisors, and Waddell & Reed. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kimberly Vallet is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Scott Debbs is a financial advisor at Ameriprise with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at The Huntington Investment Company and Northwestern Mutual. Outside of his advisory role, he coaches as a slot receiver for the Eisenhower High School varsity football team. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a Premier Retirement Income service focused on retirement-income planning, combining investment research and algorithmic tools to provide tax-aware withdrawal strategies and Social Security options.

Brian Mccurdy is a financial advisor with LPL Financial in Rochester Hills, MI, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His prior roles include positions at WealthWave, Beacon Solutions LLC, Netlaw, Premiere Onboard, Transamerica Financial Advisors, Inc., and World Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Scott Luther is a financial advisor with LPL Financial in Clinton Township, MI, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He has worked at Lexington Financial since 2001 and was previously affiliated with Commonwealth Financial Network for 25 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by technology tools for operational and research purposes.

Garrett Chiodini serves as a Planning Consultant at Fidelity Investments, where he assists clients in implementing and monitoring retirement plans tailored to their individual goals. He focuses on building strong, trusting relationships by understanding clients personally and partnering with them to develop confident strategies. Garrett aims to provide clear guidance and ongoing support to help clients live and retire with peace of mind. His professional experience at Fidelity Investments includes roles as Planning Consultant since 2026, Relationship Manager from 2025 to 2026, and Financial Representative from 2023 to 2025. Prior to joining Fidelity, he held positions at Hantz Financial Services as a Planning Assistant in 2023 and a Planning Analyst Intern from 2022 to 2023. Outside of his professional work, Garrett enjoys a range of outdoor activities including camping, football, golf, hiking, and other outdoor adventures.

Kevin Peltier is a Financial Consultant at Fidelity Investments, a position he has held since 2021. Prior to this role, he served as an Investment Consultant at Fidelity from 2020 to 2021, and began his career with the company as a Financial Representative in 2020. In his professional capacity, Kevin focuses on helping clients plan, manage, and grow their wealth over time while aiming to avoid common financial mistakes. He emphasizes treating clients with the same respect and consideration he would expect for himself, ensuring that recommendations are suitable for each client's individual circumstances, family, and future. No information regarding Kevin's education, credentials, personal interests, or community involvement has been provided.

Larry Mah is a financial advisor at Equitable Advisors with 19 years of industry experience. He holds a Series 66 designation and has worked at firms including Axa Advisors, New England Securities, and Ameriprise. Outside of his advisory role, he serves as Vice President of the Hartland High School Choir Booster Club and is an elder at Cornerstone Evangelical Church. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm delivers its services through a network of Investment Adviser Representatives and utilizes both proprietary and third-party investment solutions.

Jesse Moore is a CFP® professional with 36 years of industry experience, currently serving at Cetera since 2013. He holds a Series 63 license and has a background in tax preparation and fixed insurance sales as a CPA. Outside of his advisory role, he participates in the finance leadership team of the East Michigan Conference of the Free Methodist Church. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a vast network of independent advisors. The firm offers a multi-manager platform with access to various portfolio management strategies and third-party managers, managing over $256 billion in assets.

Hilary Goodman is a financial advisor with J.P. Morgan Securities in Troy, MI, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at Comerica Securities/Ameriprise Financial Services LLC, Massachusetts Mutual Life Insurance Co, and Neiman Marcus. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence and uses both quantitative and qualitative analysis to develop model asset allocations.

Laura Hung Bastuba is a financial advisor with Equitable Advisors in Rochester, MI, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. She has been with Equitable Advisors and its predecessor, Axa Advisors, since 2006. Outside of her advisory work, she serves as president and owner of Lakeshore Benefit Group Inc. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm uses a range of proprietary and third-party investment programs and offers ERISA fiduciary services through credentialed representatives.

Carlo Manzella is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 63 and Series 66 designations. Outside of finance, he has operated a DJ service from 2023 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a focus on eligible strategies, supported by centralized due diligence and affiliated implementation services.

Kostadin Krajcev is a financial advisor at Cetera with 28 years of industry experience. He has been with Cetera and its affiliated entities since 2025, following a 27-year tenure at Concourse Financial Group Securities Inc. Krajcev is also involved in managing a life insurance and fixed annuities business under Oxford Capital and holds a role in an insurance agency offering property, casualty, health, and dental insurance. Cetera Investment Advisers LLC is an SEC-registered adviser servicing a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm operates a multi-manager platform providing various portfolio management and financial planning services through both discretionary and non-discretionary arrangements.

Daniel Cetnar is a CFP® professional with 17 years of industry experience, currently affiliated with LPL Financial since 2009. Prior to that, he worked at Investment Advisors International, Inc. for one year. In addition to his advisory role, he serves as a faculty member teaching in the Personal Financial Planning Program at Oakland University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services delivered through a large network of investment adviser representatives, utilizing both proprietary and third-party strategies.

David Cook is a financial advisor with J.P. Morgan Securities in Troy, MI, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and with JPMorgan Chase Bank, N.A. since 2003. Outside of finance, he owns and operates Reel Rehab LLC, a fishing reel repair business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Aaron Collins is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and two years of industry experience. His work history includes positions at Thrivent Financial, Industrial Alliance, LA Fitness, and educational roles at Lutheran High North High School and Trinity Lutheran School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning across a broad range of topics without discretionary trading authority. The firm combines planning with managed-account programs through a consolidated billing option called WealthPlan, while maintaining separate services.

Alan Semonian is a financial advisor with Raymond James Financial in Berkley, MI, holding Series 63 and Series 66 licenses and over 21 years of industry experience. He has worked with Raymond James since 2005 and concurrently leads accounting and tax-related businesses, serving as CEO of AmeriTax Plus and owner of Eagle Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary advisory services supported by analytical tools and a large advisor network, with specialized offerings in municipal finance and employer SIMPLE IRA advisory programs.

Michael Vichunas is a financial advisor with LPL Financial in Troy, MI, holding Series 63 and Series 66 credentials and 19 years of industry experience. He previously worked at infinex Investments, Inc. and Flagstar Bancorp. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by advisory representatives who implement various portfolio strategies.