Joshua Elliott is a financial advisor with Merrill, holding Series 63 and Series 66 designations and four years of industry experience. His work history includes roles at JPMorgan Securities LLC and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Travis Prince is a financial advisor with J.P. Morgan Securities in Belleville, MI, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Georgetown Prince Wholesale LLC, JPMorgan Chase Bank, AmeriSave Mortgage Corporation, Safeway Lending LLC, Rocket Mortgage, and Comcast. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Luke Youvon is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has prior work experience at Sigma Financial, Amax Lending, Art Craft Display, and Walled Lake Northern High School. Outside of his advisory role, he is involved with Clarity Tax Professionals, LLC, assisting with tax preparation and administrative support. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement-income planning advice based on investment research, third-party data, and algorithmic tools, focusing on dependable income sources and tax-aware withdrawal strategies.

Nicholas Sabo is a financial advisor with LPL Financial, holding a Series 66 designation. He has less than one year of industry experience, having held roles at LPL Financial and Equitable Advisors in 2025. His prior work background includes various positions outside the financial industry, such as at Crunch Fitness and Enterprise Rent-A-Car. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning services, and retirement consulting, utilizing both discretionary and non-discretionary management alongside research from internal and third-party sources.

Nicole Farrell is a financial advisor with LPL Financial in Northville, MI, holding Series 63 and Series 65 licenses and seven years of industry experience. Her prior work includes roles at WWK Advisors, WWK Investments, Monroe Bank and Trust, and Carrington Golf Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, supported by research and model portfolios.

John Raikany is a financial advisor at J.P. Morgan Securities with a Series 66 designation. He has been with J.P. Morgan Securities since 2025 and has prior experience at JPMorgan Chase Bank, Doordash, Home Depot, and AR Construction. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Rick Hart is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2010. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on goal-based analyses covering a wide range of planning topics and offers clients the option to combine planning with managed accounts under a consolidated billing program called "WealthPlan."

Arthur Kachur is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds the Series 66 designation and has worked at MML Investors Services, LLC and MassMutual Life Insurance Co since 2023. Prior to his career in financial services, he was employed at NovaTech Wireless from 2016 to 2020 and was involved with The Sunshine Co, LLC from 2021 to 2023. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning to deliver tailored recommendations.

Douglas Osborn is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. His prior roles include positions at Concorde Asset Management, L.M. Kohn & Company, and Asset Management Consulting Group LLP. Outside of his advisory work, he serves on the finance committee of St. Joseph Catholic Parish, which oversees significant parish expenditures. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with substantial investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory support to deliver these services, emphasizing the use of Ameriprise-managed accounts and affiliated investment products.

Raphael Salim is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2021. Prior to this, he was employed at JPMORGAN Chase Bank, N.A. and Sunoco. Salim is also a partner in P&R Management LLC, a real estate business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers its program on a non-discretionary basis and combines institutional advisory operations with broker-dealer and investment adviser registrations.

Elinor Ho is a financial advisor with OSAIC, holding the ChFC® designation and Series 65 and Series 63 licenses, with 31 years of industry experience. She previously worked at Securities America Advisors, Inc. and Securities America, Inc. for 13 years before joining OSAIC in 2024. Outside of her advisory role, she serves as Vice President - Finance for The Organization of Chinese Americans, a nonprofit focused on empowering Asian American and Pacific Islander communities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and third-party money managers to construct diversified portfolios.

Susan Boehmer is a financial advisor with Merrill, holding Series 63, Series 65, and Series 66 credentials and bringing 33 years of industry experience. She has worked with Merrill since 1995 and has been with Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kerri Tuckey is a financial advisor with Merrill in Farmington Hills, MI, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. She has been with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jacob Prince is a financial advisor with Fidelity Investments in Belleville, MI, holding Series 63 and Series 65 licenses. He has one year of industry experience, including prior roles at Axtella and Bas Rouge. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of AI and systematic methodologies in managing model portfolios.

Joel Atallah is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. His work history includes roles at Fidelity Investments, Equitable Advisors, and several other firms spanning legal, academic, and counseling sectors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its registration with the CFTC as a commodity pool operator, advisory roles to multiple registered investment companies, and the use of AI and algorithmic methods in its investment process.

Larry Folmar is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 56 years of industry experience. His career includes roles at Cetera Wealth Services, Summit Financial Group Inc, and Summit Brokerage Services Inc. Outside of advising, he serves as a pastor at Sharon Community Church and teaches biblical stewardship principles through Stewardship Ministries. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, and institutional clients. The firm offers a multi-manager platform with various portfolio management and advisory services, supporting over 10,000 advisors and approximately 800,000 clients nationwide.

Zaman Ali is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 66 and Series 63 designations and has worked at J.P. Morgan Securities since 2019 and JPMorgan Chase Bank, N.A. since 2018. Outside of his advisory role, he creates Arabic-language videos on human development and personal lifestyle on YouTube. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its investment recommendations and operates within the larger J.P. Morgan broker-dealer and banking organization.

Gary Van Allen is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 66 designations. He has 16 years of industry experience, including 10 years at J.P. Morgan Securities and Jpmorgan Chase Bank in Michigan. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence, applies an ESG eligibility framework, and delivers services on a non-discretionary basis.

Ross Wingert is a financial advisor with Cetera Wealth Services, LLC, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions with Edward Jones, Securian Financial Services Inc, and Minnesota Life Insurance Co. Outside of his advisory work, he coaches a high school wrestling team and volunteers for community fundraisers related to local school initiatives. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a variety of portfolio management and financial planning services through a multi-manager platform.

Javier Cuadrado Lopez is a financial advisor at Wells Fargo Advisors with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo Advisors, he worked in educational roles at various institutions including Oakland Community College and multiple schools in Michigan. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and integrates advisory options with banking and other financial products.