Joseph Toussaint is a financial advisor at Osaic with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Securities America Advisors and Securities America Inc. Outside of financial advising, he is also a craftsman, designer, and artisan. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization supported by a variety of tools and programs, and is notable for its scale, affiliate network, and recent consolidation activity.

Daniel Hovland is a CFP® and CFA® with 26 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2012 and previously at Edward Jones and Gruba, Hovland & Co. In addition to his advisory role, he operates as an independent insurance agent. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a broad network of financial professionals.

Mark Hedman is a financial advisor at Cetera with 11 years of industry experience. He holds the ChFC® designation and Series 66 license. His prior work includes positions at Edward Jones and Community Resource Bank. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and provides access to multiple program structures and third-party managers.

Shane Meldahl is a financial advisor at Morgan Stanley with Series 66 credentials and less than one year of industry experience. Prior to joining Morgan Stanley, he worked briefly at MD Financial Advisors and has held various roles outside the financial sector, including positions in education and food service. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a range of investment services.

Andrew Fritsch is a financial advisor at Charles Schwab with 19 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and its related entities since 2011. Prior to that, he was employed at Wells Fargo Clearing and Wells Fargo Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Daniel Schlesinger is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at RBC Capital Markets since 2013 and City National Bank since 2019. Outside of advising, he has served on the finance committee of Forecast Public Art, a nonprofit connecting artists with community needs. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of wrap fee advisory programs and employs both in-house and third-party investment managers to tailor portfolios according to clients’ risk profiles.

Jason Perkins is a financial advisor at Cetera with 19 years of industry experience and holds the Series 66 designation. His prior work includes roles at Securian Financial Services, Minnesota Life Insurance, and Thrivent Financial. In addition to his advisory career, Perkins serves as an independent contractor and referee for the Minnesota State High School League, NCAA, and Minnesota Vikings. Cetera is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform, featuring both affiliated and third-party investment options.

Jessica Cripps is a Financial Consultant currently working at Fidelity Investments, where she has been since 2022. In her role, she collaborates with clients to provide a holistic experience and helps to simplify complex financial concepts. Jessica partners and aligns with clients to empower them to make well thought out decisions based on their unique, individual needs. Her professional experience includes positions as an Investment Consultant and Planning Consultant at Fidelity Investments, an Associate Client Account Manager at Stevens Foster Financial Advisors, a Wealth Advisor at Ovation Wealth Advisors, and a Senior Registered Client Associate at UBS Financial Services. This range of experience has contributed to her expertise in financial consulting. Outside of her professional work, Jessica has interests in board games, gardening, movies, music, pets, and singing.

Stacey Okan is a financial advisor at Edward Jones with 13 years of industry experience and holds a Series 66 designation. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and affiliated mutual funds. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets through a nationwide network of more than 23,000 advisors.

Patrick Gherity is a financial advisor with LPL Financial in Vadnais Heights, MN, holding Series 63 and Series 65 registrations and bringing 30 years of industry experience. His work history includes roles at U.S. Bancorp Investments, Bremer Bank, Raymond James Financial Services, and CUNA Brokerage Services. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Eric Swanson is a CFP® with 21 years of experience in the financial industry. He has been with Ameriprise since 2005, currently serving as an advisor in Lakeville, MN. Outside of his advisory role, Swanson serves as Treasurer on the Board of Directors for the Eagan Kick-Start Rotary Foundation. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, written recommendations. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Nicole Daleiden is a financial advisor with Ameriprise in Hugo, MN, holding a Series 66 designation and 12 years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Her other business activities include fiduciary services. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm operates as a large institutional provider delivering a broad range of advisory, brokerage, and insurance solutions.

Matthew Veldman is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with individuals, families, and businesses to design and implement customized financial strategies aligned with their goals and long-term aspirations. He holds the roles of Senior Financial Advisor and Senior Portfolio Advisor within Merrill, managing discretionary investment strategies and offering tailored advice to diverse clientele including business owners, professional athletes, and families. Prior to joining Merrill in 2015, Matthew was a professional football player in the NFL from 2012 to 2014, playing as a tight end for several teams. He earned a Bachelor's degree from North Dakota State University and holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Certified Plan Fiduciary Advisor (CPFA). His expertise covers wealth transition, retirement strategies, cash-flow analysis, income generation, and defined contribution plan design and administration. Matthew is involved in community initiatives such as Twin Cities R!se, where he contributes to financial literacy and supports individuals transitioning back into the workforce. He resides in Hugo, Minnesota, with his wife Sarah and their two sons. His personal interests include fishing, football, reading, and spending time with his family.

Cassandra Dowd is a Series 66 licensed advisor with Morgan Stanley in St. Paul, MN, where she has worked since 2014. She has 11 years of experience in the financial industry. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by tools such as Monte Carlo simulations and the Global Investment Committee’s Secular Return Estimates.

Alysha Parotti is Vice President, Wealth Planner at Fidelity, a role she has held since 2025. In this position, she leads a team focused on guiding individuals and families in making informed decisions involving wealth growth, protection, enjoyment, and transfer. Prior to this, Alysha held various roles at Fidelity including Financial Consultant from 2022 to 2025 and Investment Consultant from 2021 to 2022. She also has experience as an Adjunct Professor of Business at the University of Northwestern - St. Paul in 2021 and worked with Thrivent as an Associate Producer 1 from 2020 to 2021, and as an Associate Representative in 2020. Alysha holds a California Insurance License, supporting her work in financial planning and consulting.

Patrick Hager is a financial advisor at Edward Jones in Woodbury, MN, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Powderhorn Mountain Resort and multiple vineyards, such as BookCliff Vineyards and Restoration Vineyards. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment options. The firm is notable for its large network of advisors and branch offices, as well as affiliated capabilities including a trust company and proprietary mutual funds.

Derek Iverson is a financial advisor with LPL Financial in Eagan, Minnesota, holding Series 65 and Series 66 credentials and 28 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Waddell & Reed, Inc. for 23 years and has involvement with Irish Group, Inc. since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors utilizing various portfolio strategies and advisory platforms.

Patrick Mastin is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been associated with Cetera and its related entities since 2013. Outside of his advisory role, he serves as president of Bennett, Mastin, Kosmack, Inc., a financial services firm, and is involved in selling fixed life insurance and annuities. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary investment programs supported by a nationwide network of over 10,000 advisors.

Kyle Neumann is a Series 63 licensed advisor with Ameriprise, based in New Brighton, MN, and has 14 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Kristina Elfering is a financial advisor with Ameriprise, holding a Series 66 designation and 15 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2010 and owns Elfering & Associates, a civil engineering business. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.