Sunil Suri is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been a team member since 1995. With over 30 years of experience in financial services, Sunil works with clients to develop comprehensive wealth management strategies tailored to their individual needs. His client base includes affluent families, physicians, corporate executives, and successful business owners, and he focuses on areas such as family wealth management, retirement planning, legacy planning, investment consulting, and tax minimization. Sunil holds a mechanical engineering degree from Punjab Engineering College in India and an MBA from Loyola University Chicago. He has earned several professional designations, including Certified Plan Fiduciary Advisor® (CPFA), Chartered Retirement Planning Counselor™ (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has also completed programs at The Wharton School and the London School of Economics. Residing in Burr Ridge, Illinois, Sunil lives with his wife, Manisha, and daughter, Arianna. Outside of his professional work, he engages in activities such as reading, table tennis, yoga, and traveling. He is actively involved in the South Asian community and participates in initiatives through the Hindu Temple of Greater Chicago.

Steve Schroeder is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2016, progressing through roles including Financial Representative and Financial Consultant. Prior to his current role, he served as Senior Financial Consultant at TD Ameritrade from 2018 to 2020. As a Certified Financial Planner (CFP®), Steve partners with individuals and families to develop and implement financial plans and strategies. He focuses on providing support and resources to help clients navigate diverse markets and achieve their goals related to building, preserving, and distributing wealth. Steve lives in the suburbs with his wife and two young boys. He spends his free time coaching youth sports.

Michael Minnis is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 credentials. He has 38 years of industry experience, including long-term roles at Prudential Insurance Company of America and Pruco Securities LLC. Minnis also serves as a trustee and power of attorney for several family trusts. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers services such as financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Joseph Zdybel is a financial advisor at Fidelity with Series 66 and Series 63 designations and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, and Morgan Stanley. Outside of finance, his background includes diverse roles in hospitality and publishing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a combination of fundamental research and quantitative analysis, utilizing systematic methodologies and algorithmic portfolio construction.

Patricia Marsh is a Certified Financial Planner (CFP®) with 34 years of industry experience, currently serving at Morgan Stanley since 2009. She has been with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is involved in property management and real estate through ownership and partnership positions in several entities based in Homer Glen, Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by proprietary tools and capital market assumptions.

Mark Wanless is a financial advisor at Edward Jones in Hinsdale, IL, holding the CFP® designation and Series 66 license, with eight years of industry experience. He worked at Cree from 2009 to 2017 before joining Edward Jones, where he has been since 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and associated services, supported by a nationwide network of financial advisors and branch offices.

Steven Swingler is a CFP® with five years of industry experience, currently advising clients through Cetera. His prior roles include positions at The Vanguard Group, Polaris Ventures, and TD Ameritrade. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts, offering diversified portfolio management and financial planning services through a large nationwide network of independent advisors.

Kevin Wall is a financial advisor with LPL Financial in Orland Park, IL, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked at LPL Financial during two separate periods totaling 11 years and has prior experience with FSC Securities Corp and MSI Financial Services, Inc. Outside of his advisory role, Wall has been involved in independent fixed insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisory representatives with various investment strategies and operational tools.

Michael Eshoo is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he serves as a Senior Vice President and Senior Portfolio Manager. He has been working in the Financial Services industry since 1989 and joined Merrill Lynch in 1999. Michael's role focuses on providing personalized wealth management strategies to high net worth individuals, as well as recently expanding his work to non-profit organizations and philanthropic giving. He draws upon Merrill's investment insights and Bank of America's banking and lending solutions to create flexible strategies tailored to clients' financial goals. Michael's expertise is supported by his educational background and professional designations. He holds a Bachelor of Science degree with a specialization in Finance from Marquette University. He has attained the Certified Portfolio Manager (CPM®) designation through the Academy of Certified Portfolio Managers at Columbia University and holds other designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His analytical background and credentials assist him in his asset management responsibilities. In addition to his professional work, Michael is active in his community and participates in fundraising for various non-profits, notably breast cancer organizations. He has taken part in events such as the 60-mile Susan G. Komen walk for breast cancer. His personal interests include basketball, cooking, and ice hockey.

Richard Owen is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 credential and has been with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market scenario modeling in its financial planning process.

Larry Loving is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 36 years of industry experience. His prior work includes roles at Protective Life, Waddell & Reed, Inc., and various insurance carriers associated with W&R insurance agencies. He is also engaged in insurance agency activities outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a large network of independent advisors utilizing both discretionary and non-discretionary strategies.

Chad Lowry is a financial advisor at Morgan Stanley in Oak Brook, IL, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2025, he spent 24 years at Morningstar. Outside of his advisory role, he is a freelance writer with Isle Data, a technology-related business based in Chicago. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling in its financial planning process.

Martin Durkan III is a financial advisor with Cetera, holding Series 65 and Series 63 designations and one year of industry experience. Prior to joining Cetera's advisory businesses in 2025 and 2026, he worked at Prime Trading LLC and Interactive Brokers LLC. He also serves with the City of Chicago Fire Department since 2022. Cetera Investment Advisors LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with a wide range of program options and over $256 billion in assets under management.

Richard Panush is a Series 66-licensed advisor with Cetera, where he has worked since 2005, accumulating 28 years of industry experience. His career includes roles at Cetera Financial Specialists LLC since 1997 and leadership as president of Essington Sports Group Limited since 1996. In addition to his advisory work, he is actively involved in accounting and tax preparation and serves as a trustee for a family trust. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management services and operates a multi-manager platform that includes automated allocations, third-party managers, and bespoke strategies, overseeing more than $256 billion in assets through over 10,000 advisors.

Daniel Twomey is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior roles include positions at Northern Trust, Breakthru Beverage, and Nordstrom, as well as event coordinator responsibilities for the Town of Cicero. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various fund structures.

Enailah Shaw is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. Her career includes roles at Waddell & Reed, Inc., United Investors Life Insurance Company, and D.D.E. Partners, LLC, where she serves as Managing Partner. Outside of advisory work, she is a marketing consultant for Facets Of Touch Nail Salon. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management solutions delivered through a large network of advisors utilizing both proprietary and third-party strategies.

Zoe Goss is a financial advisor with Equitable Advisors in Oak Brook, IL, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at Wells Roselieb and Raia Wealth Management, Draper & Kramer Mortgage Corp., and Goss Advisory Services, LLC. She has also worked in the retail sector with EuroDesigns/CrateandBarrel. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset management programs. The firm employs multiple advisory models implemented through third-party sponsors and provides ERISA fiduciary services, with a notable approach that emphasizes third-party program sponsors rather than proprietary wrap fee programs.

Laura Kane is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds the Series 63 and Series 66 designations. Her prior experience includes roles at Morgan Stanley, RBC Capital Markets, and Stifel Nicolaus & Co Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Matthew Krajewski is a financial advisor with Equitable Advisors in Oak Brook, IL, holding Series 65 and Series 63 licenses and five years of industry experience. His prior roles include positions at Creative Decks Inc, Papa Nicholas Coffee, and Massage Envy. Additionally, he assists with tax work at Brian J Krajewski Law Office. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers access to a variety of investment programs through its network of representatives and third-party managers, focusing on tailored client solutions without sponsoring proprietary wrap fee programs.

Beau Gutierrez is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 66, Series 63, and Series 65 licenses and previously worked at U.S. Bancorp Investments, BMO Harris Financial Advisors, and BMO Harris Bank. Outside of his financial career, he is an owner and partner of The Chimney Hospitality LLC, an entertainment business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.