Drew Mammen is a Series 66-registered financial advisor with Morgan Stanley in Houston, TX, bringing seven years of industry experience. He has been with Morgan Stanley since 2019, including a role at Morgan Stanley Private Bank, N.A. from 2022 onward. Prior to this, he worked at Walts Wharf and studied at California State University: Long Beach. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using proprietary tools and analyses.

Jeffrey Brannigan is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 65 credentials and seven years of industry experience. He has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC since 2018, and previously spent two years at Delicato Family Vineyards. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Karl Breitenstine is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill and Bank of America since 2012 and 2013, respectively. Outside of his advisory role, he is a co-owner of a family-run rental property business in San Antonio, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

John Alarcon is a Series 66 licensed advisor with J.P. Morgan Securities in Houston, TX, with one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, Duke University and Health System, Nissan North America Inc, and Washington University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting with a non-discretionary approach.

Teresa O’Connor is a financial advisor with OSAIC in Spring, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has worked at Royal Alliance Associates, Inc. since 2021 and previously spent seven years at VOYA Financial Advisors. Outside of her advisory role, she is president of AltusCG Holdings, Inc., a holding company that manages the administrative operations and ownership transfer of her financial services firm. OSAIC Wealth serves a wide range of clients—including retail and institutional investors, retirement plan sponsors, and charities—offering brokerage and advisory services through a multi-advisor platform with a focus on model-based asset allocation and portfolio optimization. The firm is notable for its scale, complex affiliate network, and private-equity ownership, which shape its product offerings and platform economics.

Guy Kidd is a financial advisor at Cambridge Investment Research Advisors with 34 years of industry experience. He holds the Series 66 designation and has worked at Cambridge since 2005, previously serving at Voya Financial Partners from 1999 to 2005. Outside of his advisory role, he is an independent insurance agent and owns Kiddco Financial Planners, a business involved in insurance and benefits consulting. Cambridge Investment Research Advisors serves a diverse client base including individual, institutional, pension, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers services through multiple platforms and custodians, supports both discretionary and non-discretionary management, and maintains proprietary model strategies under the Founders Gate Capital brand.

Charles Mehling is a financial advisor with LPL Financial, holding the Series 63 designation and bringing 39 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory role, he is involved in the sale of group and individual health, fixed life, disability income, and long-term care insurance products through Mehling Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Omar Hernandez is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and has previously worked at PNC Investments, Mass Mutual Investors Services, TIAA, and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and emphasizes research-based portfolio construction and a broad range of financial products.

Marilyn Page is a financial advisor with UBS Financial Services in Houston, TX, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. She has been with UBS since 2013. Outside of her advisory work, she volunteers with the Houston Livestock Show and Rodeo educational charity, supporting children's programs in Texas. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to client goals. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Mark Elias is a financial advisor with UBS Financial Services in Houston, TX, holding a Series 66 designation and having 29 years of industry experience. He previously worked at Morgan Stanley & Co. LLC from 1997 to 2003 before joining UBS in 2013. Outside of his advisory role, Elias is a partner in a physician telephone answering service and serves on the board of a wholesale electricity sales company, as well as on the board of a homeowners association. He is also involved in mentoring student athletes at the University of Texas at Austin through a leadership and mentorship program. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm leverages proprietary research and model-based asset allocations to tailor investment strategies and combines institutional trading capabilities with wealth management services.

Veronica Miller is a financial advisor at UBS Financial Services with 33 years of industry experience. She has been with UBS since 2001 and holds Series 63 and Series 66 licenses. Between 2009 and 2013, she was also commissioned as a notary public in Austin, Texas. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings.

Patrick Reagan is a financial advisor with LPL Financial in Houston, TX, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Merrill and Morgan Stanley. He is also involved with Texas Advantage Insurance Brokerage, focusing on non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party model portfolios and strategies.

Mark Underwood is a Financial Consultant at Fidelity Investments, where he has been employed since 1999. Throughout his tenure, he has held various roles including Financial Consultant, Vice President Executive Planning Consultant, Vice President Branch Manager, Regional Planning Consultant, Vice President Senior Account Executive, and Investment Representative. Mark's experience spans over two decades within Fidelity Investments, providing him with extensive knowledge in investment planning, client service, and personalized financial guidance. His commitment is to leverage Fidelity's diverse investment options and resources to assist clients in working toward their financial objectives. No specific information regarding his education, credentials, personal interests, or community involvement has been provided.

Roberto Lopez Araiza is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has been with J.P. Morgan Securities since 2016, including his current role since 2019. Outside of his advisory work, he is a co-owner of RSLA Industries, LLC, which manages rental property accounting. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and offers broader derivatives and commodities capabilities through various regulatory registrations.

Larry Callender is a financial advisor at UBS Financial Services with 42 years of industry experience. He has been with UBS since 2001 and holds a Series 63 designation. Outside of his advisory role, he serves on the board of the Rise School of Houston and chairs its annual golf tournament. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored to clients’ goals and risk tolerances.

Joel Johnson is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of the VMT Wealth Management team based in Houston. He began his financial services career in 1998 and joined Merrill Lynch in 2008. In his role, Joel manages the personal financial affairs of select families and businesses, focusing on individualized wealth management strategies and offering a range of services to address both simple and complex financial opportunities. Joel holds a bachelor's degree in general business with an international emphasis from Texas Tech University. He has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise encompasses family wealth management, investment consulting for defined contribution plans, liquidity management, personal retirement planning, portfolio management, investment strategy, tax minimization, and retirement income. In addition to his professional roles, Joel has been actively involved in community organizations such as Camp For All, and he previously served on the board of directors for The June Rusche Hamrah Camp For All from 2014 to 2020. He resides in The Woodlands, Texas, with his wife and three sons.

Lisa Calloway is a financial advisor with Cambridge Investment Research Advisors holding a Series 66 designation and 17 years of industry experience. Her career includes roles at Cambridge Investment Research Advisors since 2020, preceded by work at H.D. Vest and Wells Fargo Clearing. She is also the owner of Focus Forward Divorce Planning, a divorce planning service based in Spring, TX. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, institutions, pension plans, and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, operating through thousands of financial professionals and offering access to multiple platforms, third-party advisers, and proprietary model strategies under the Founders Gate Capital brand.

Douglas Crockard is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has worked since 1973. He provides personalized wealth management strategies tailored to clients' individual financial goals, with expertise in liquidity management, personal retirement planning, individual and corporate investment strategy, tax minimization, and retirement income planning. Mr. Crockard holds a bachelor's degree in Industrial Management from the Georgia Institute of Technology and a Master of Business Administration from Georgia State University. He is also a Personal Investment Advisor (PIA) and has served in the U.S. Army as both active duty and reserves after participating in Army ROTC during college. Based in Houston, where he grew up and raised his family, Mr. Crockard supports his community through volunteer work and is associated with professional organizations such as Property Owners and community groups including Child Advocates. Outside of his professional role, Mr. Crockard enjoys baseball, fishing, gardening, and reading. He is supported by a team that includes two Senior Associates, Juanita Stinson and Kristina Rossi, who have worked with him since the 1990s.

Andrew Oretsky is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked with IMG Financial Group and Securian Financial Services, with a background that includes fixed insurance sales through Ardent Solutions and IMG Financial Group. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors, utilizing a multi-manager platform with access to affiliated and third-party managers.

David Galic is a financial advisor with J.P. Morgan Securities based in Houston, TX, holding a Series 66 designation and 14 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory role, he is a passive investor in a UK-based science company focused on microbial solutions for water and agriculture. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.