Scott Walker is a financial advisor at Empower Advisory Group with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Empower Advisory Group since 2023 and Personal Capital Advisors since 2014. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Katherine Garrus is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated entities since 2000. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm uses standard asset allocation models and Schwab research tools, with recommendations made by advisors while clients retain final trading decisions.

James Lauterbach is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and with 26 years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2012 and with Charles Schwab since 2000. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through proprietary asset allocation models without discretionary trading authority.

Curtis Warner is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments. Before his financial services career, he was involved in the brewing industry with 20 Corners Brewing Company and Flatstick Pub. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates planning and management with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Andrew Hefner is a CFP® with seven years of industry experience. He is currently with Empower Advisory Group and has previously worked at Personal Capital and Bank of America Private Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are delivered through an integrated model tied to Empower’s recordkeeping and administrative platforms and include both point-in-time financial plans and optional managed account solutions.

Ryan Hulslander is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. His career includes roles at U.S. Bancorp Investments, Inc. and Fidelity in various capacities spanning over a decade. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focusing on long-term portfolio returns and savings rates within a model closely tied to Empower’s recordkeeping and administrative platforms.

Andrew Lollback is a financial advisor at Creative Planning with 15 years of industry experience. He holds a Series 66 designation and has worked at Creative Planning since 2021. Prior to that, he spent five years with Lockton Investment Advisors, Lockton Companies LLC, and Lockton Financial Advisors. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base, including high-net-worth individuals, pension and profit-sharing plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in assets across more than 1,100 advisors and 151 offices.

David Grant III is a financial advisor with Empower Advisory Group and holds Series 66 and Series 63 designations. He has 26 years of industry experience, including prior roles at Fidelity Brokerage Services LLC. He has been with Empower since 2018. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing in its planning approach.

Keefer Whaley is a financial advisor with GWN Securities Inc. in Greenwood Village, CO, holding Series 65 and Series 63 licenses with two years of industry experience. Prior to joining GWN Securities, he worked with Everest Microbial Defense LLC and ServiceMaster of Downtown. Outside of his advisory role, he provides contract services for direct-to-consumer product sales at Everest Microbial Defense LLC. GWN Securities offers investment advisory and related services to individual and corporate clients through various managed account programs and financial planning, using a blend of discretionary portfolio management, model portfolios, and technology-driven platforms combined with tactical market-timing and momentum strategies.

Andrew Green is a financial advisor with CWM, LLC, holding Series 65 and Series 63 licenses and nine years of industry experience. He has worked at CWM, LLC and Carson Wealth since 2026, with previous roles at Empower Advisory Group and Personal Capital Advisors. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages portfolios using a combination of fundamental and technical analysis, third-party sub-advisors, and customization tools, with a strong focus on retirement plan services and comprehensive fiduciary processes.

Lorie Reid is a financial advisor at Empower Advisory Group with 13 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Her prior experience includes roles at Fidelity Investments, JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America, and Kids Choice Dental. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients. The firm’s services integrate with Empower’s administrative platforms and focus on long-term portfolio strategies and client savings rates.

Jordan Rice is a CFP® professional with 10 years of industry experience. He is currently with Mariner Wealth Advisors, where he has worked since 2023. His prior roles include positions at Edgerock Wealth Management, Innovest Portfolio Solutions, and GWFS EQUITIES, Inc. / Empower Retirement. Mariner serves a diverse client base, including individuals, pension and profit-sharing plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs a combination of in-house research and third-party managers to implement customized portfolios and provides integrated tax, accounting, and financial wellness solutions.

Drew Harper is a CFP® and CFA® with 16 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Denver, CO. He previously worked with Raymond James Financial Services and M.J. Smith & Associates. Outside of his advisory role, Harper serves as a finance committee member for QuietWaters Ministries, contributing to financial review and strategic planning. Mercer Global Advisors serves a diverse clientele including individuals, families, small business owners, plan sponsors, foundations, and non-profits. The firm utilizes a Modern Portfolio Theory-based investment approach with globally diversified portfolios, offering a range of services from retirement plan consulting to family office support.

Eric Fischer is a CFP® and ChFC® with 24 years of industry experience. He is currently with Farther and has concurrently worked at HFG Advisors since 2013. Fischer holds Series 63 and 65 licenses and spends part of his time as an independent insurance advisor selling fixed insurance products. He also provides educational support on tax matters for Triad Education under the direction of another advisor. Farther offers discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a combination of digital platforms and in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary model portfolios and algorithmic rebalancing, focusing on exchange-traded funds, mutual funds, equities, and fixed income.

Tyler Nally is a financial advisor at Empower Advisory Group with 26 years of industry experience. He holds Series 66 and Series 63 designations. His work history includes positions at GWFS Equities from 2018 to the present and at Jackson National Life Distributors LLC from 2009 to 2018. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s services feature an integrated model aligned with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Melody Chamberlain is a financial advisor with Schwab Wealth Advisory and holds Series 66 and Series 63 licenses. She has nine years of industry experience and has been with Charles Schwab since 2017. Prior to her financial services career, she spent ten years in the home inspection business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab's asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not provide discretionary portfolio management.

Kameron Varney is a financial advisor with Primerica Advisors based in Greenwood Village, CO, holding a Series 66 designation. Kameron has experience at Park Avenue Securities and Guardian Life Insurance Company since 2025. Prior to entering the financial services industry, Kameron worked in retail and veterinary clinic roles. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies with various account management options.

Aaron La Point is a financial advisor with Schwab Wealth Advisory who holds Series 63 and Series 66 licenses and has 26 years of industry experience. He has been with Charles Schwab since 1999 and joined Schwab Wealth Advisory in 2012. Outside of his advisory role, he is a part owner of a healthcare services business in Greenwood Village, Colorado, where he contributes on a limited basis. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations primarily through standardized asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice without discretionary trading authority.

Jared Hoffman is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He has held roles at Charles Schwab since 2016 and at Schwab Wealth Advisory Inc. since 2017. Prior to his financial services career, he worked at Waterway Gas & Wash Co. for 16 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Barbara Budny is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and bringing 38 years of industry experience. She previously worked at UBS Financial Services from 2013 to 2017. Budny is co-owner and Chief Administrative Officer of Graziano Budny Wealth Management Group, LLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and comprehensive back-office support, including operations, trading, technology, investment management, and compliance services.