Cindy Tibbles is a financial advisor at OSAIC with 7 years of industry experience. She holds a Series 66 designation and has worked at Securities America Advisors and SECURITIES AMERICA, inc. prior to joining OSAIC. Her background also includes roles outside the financial sector, including at HireGenics - Cardinal Health. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and access to third-party money managers to construct diversified portfolios across various asset classes.

Connor Patenaude is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked at Kierland Golf Club and Dove Valley Golf Club. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to meet client needs.

Nichole Yirku is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. She is also the owner of Madame Fiore LLC, a clothing business where she designs clothes. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations, mainly employing Vanguard funds and ETFs, supported by a large team of advisors and digital platform delivery.

Edward Rodriguez is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 27 years of industry experience. He has held roles at firms including Avantax, Securities America, and Questar Asset Management. Rodriguez manages multiple H&R Block franchise locations, providing tax planning and consulting services, alongside his financial advisory work. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform featuring both affiliated and third-party managers.

Allyson Dick is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and three years of industry experience. She has held various roles within Vanguard and its affiliates since 2023 and previously worked in education at several institutions in the Scottsdale, AZ area. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and primarily Vanguard funds and ETFs, serving a large client base through its digital and team servicing platform.

David Terk is a financial advisor with Ameriprise in Scottsdale, AZ, holding Series 63, 65, and 66 licenses and having 10 years of industry experience. He has worked at Ameriprise since 2019 and previously spent two years with Voya Financial Advisors. In addition to his advisory work, he owns Serenitas Special Needs Planning, a consulting business. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing comprehensive, research-based recommendations on income, Social Security, and tax strategies. The firm combines algorithmic tools and personalized review to deliver tailored retirement income plans.

Dallas Brignone is a financial advisor at Osaic Wealth with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at firms including Robinhood Markets, Inc., Robinhood Financial, LLC, and E*TRADE Securities LLC. Outside of finance, his background includes roles in marketing and produce sales. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services. The firm employs a variety of portfolio construction tools and supports multiple advisory platforms, emphasizing a complex corporate structure with integrated third-party service arrangements.

Jeffrey Marino is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and having one year of industry experience. His background includes roles at The Vanguard Group, National Service Bureau, and Cox Enterprises, among others. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of customizable portfolios constructed mainly from Vanguard funds and ETFs.

Neil Bellomy is a financial advisor at Thrivent Investment Management with 14 years of industry experience. He holds the CFP® and ChFC® designations as well as Series 63, 65, and 66 licenses. His work history includes roles at Prudential Insurance Company of America, Fidelity Brokerage Services, and Country Financial prior to joining Thrivent. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm provides holistic, goal-based analyses and ongoing planning relationships, allowing clients to combine planning with managed-account programs under a consolidated billing option while keeping services distinct.

Colleen Lundy is a financial advisor with Raymond James Financial in Scottsdale, AZ, holding a Series 63 designation and 35 years of industry experience. She has been with Raymond James Financial Services Advisors Inc. since 2012 and founded Lundy Investments PLLC in 2022. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized services including municipal and public finance advisory as well as SIMPLE IRA Employer Advisory & Consulting Services.

Todd Hoeder is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Charles Schwab and its affiliated bank since 2000 and 2005, respectively. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized operational and supervisory structures.

Patrick Revels is a financial advisor with Merrill in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sultan Atkin is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and bringing eight years of industry experience. Prior to joining Vanguard, he worked at Edward Jones and Wells Fargo in various roles. Outside of his advisory work, he is the owner of EAA Trading LLC, an online business specializing in organic baby items. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans, offering both automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models to tailor asset allocations, with portfolios primarily constructed from Vanguard funds and ETFs.

Ryan Mc Keon is a CFP® professional with eight years of industry experience, currently working at Edward Jones since 2018. His prior work includes roles at AmeriPark and Postmates, as well as positions with Hillsong Church in Phoenix and New York City. Outside of his advisory work, he sells paintings online through his business, Boots in the Garden LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets, offering a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and various tax-efficient services.

Mignonne Goldberg is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses with 18 years of industry experience. She has been with Morgan Stanley since 2014, including a role at Morgan Stanley Private Bank, N.A. Since 2022, she has volunteered with Junior Achievement USA, teaching financial education sessions to local public school kindergarten classes. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Lisa Doche is a financial advisor with Robert W. Baird & Co. in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. Prior to joining Baird in 2021, she worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. She serves as a board member of the Sandflower Homeowners Association in Scottsdale. Lisa is part of The DDK Group, a team within Baird’s Private Wealth Management practice that advises individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a mix of in-house and third-party managers across a range of investment strategies.

Michelle Simmons is a financial advisor at Ameriprise with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Mass Mutual Investors Services and Orin Green Financial, LLC. Simmons is based in San Diego, CA. Ameriprise offers a retirement-income planning service targeted at individuals near or in retirement with substantial investable assets. The firm provides a combination of advisory, brokerage, and insurance solutions, using a centralized consulting team that delivers research-driven, tax-efficient retirement income recommendations.

Conrad Herman is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at FSC Agency and FSC Securities Corporation since 2007. OSAIC serves a diverse group of clients, including retail and institutional investors, offering brokerage and advisory services through a large network of advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and both discretionary and non-discretionary portfolio management, with access to various investment products and third-party solutions.

Michael Ruggieri is a financial advisor with The Capital Advisory Group Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at LPL Financial LLC, United Planners' Financial Services, and has experience in property and casualty insurance. He is also involved in authoring through MGI Publishing. The Capital Advisory Group Advisory Services, LLC is an SEC-registered investment adviser managing approximately $403 million for about 470 clients. The firm offers discretionary portfolio management, financial planning, pension consulting, estate plan settlement services, and educational seminars, employing a range of investment strategies and conducting regular client reviews.

Richard Chase IV is a financial advisor at OSAIC with 12 years of industry experience. He holds a Series 66 designation and has worked at Royal Alliance Associates, INC. since 2018, following two years at JHFN SII. OSAIC serves a diverse client base, including individual and high-net-worth investors, institutions, and charitable organizations, through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a range of investment options and employs tools such as asset-allocation models and automated rebalancing to manage portfolios.