Scott Sargent is a Certified Financial Planner® with 32 years of experience in the financial industry. He currently works at &Partners and has held prior roles at Wells Fargo Clearing and Morgan Stanley in various capacities from 1998 to 2026. Outside of his advisory role, he manages his mother’s investment accounts under a power of attorney arrangement. &Partners serves a wide range of individual and institutional clients, offering investment management, financial and tax planning, and retirement-plan consulting through both discretionary and non-discretionary approaches.

Owen Galasso III is a financial advisor at Sanctuary Advisors, LLC with 26 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for 12 years before joining Sanctuary Advisors and Sanctuary Securities in 2025. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, estates, and charitable organizations. The firm supports its network of more than 400 independent investment adviser representatives with a range of portfolio management options, financial planning, and retirement consulting services.

Rachelle Fragnito Dufault is a financial advisor with Goldman Sachs Wealth Services in Newport Beach, CA, holding a Series 66 designation and bringing 28 years of industry experience. She has worked at Goldman Sachs & Co. LLC since 2021 and previously spent 25 years with The Ayco Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals and institutional clients. The firm utilizes centralized investment resources and integrated solutions across affiliated entities to deliver tailored wealth management services.

Michele Sarna is a financial advisor at Beacon Pointe Advisors, LLC with 18 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Beacon Pointe and its affiliated entities since 2017, as well as at Purshe Kaplan Sterling Investments and Integrated Wealth Management, Inc. Outside of her advisory role, she is a licensed insurance agent involved in the sale of life and accident/health insurance products. Beacon Pointe Advisors provides investment advisory and consulting services to a broad range of individual and institutional clients, utilizing a combination of third-party independent managers selected through a formal due-diligence process. The firm offers discretionary wealth management, financial planning, retirement plan consulting, and outsourced CIO solutions, and sponsors proprietary investment vehicles including private funds and a registered interval fund.

Adam Hancock is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked with several organizations, including LegacyShield Solutions, Inc., and the Freedom To Live Foundation, where he serves as a consultant and mentor for independence training programs for spinal cord injured individuals. Additionally, he is involved with the Student Debt Solution Center, assisting clients in identifying appropriate government repayment plans for their student loans. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, estates, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement investment strategies across multiple platforms such as Transamerica ONE and TFA365, managing regulatory assets of approximately $1.7 billion.

Richard Sandoval is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked with several firms, including World Financial Group and American Funding Center, and operates a small accounting and tax practice serving several hundred clients. Additionally, he serves as a representative payee for his disabled son’s Social Security and in-home supported services. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory approach and offers multiple program platforms such as Transamerica ONE and TFA365.

Ray Valencia is a financial advisor at Centaurus Financial, Inc. in Irvine, CA, holding a Series 66 designation with 15 years of industry experience. His prior roles include positions at LPL Enterprise, The Prudential Insurance Company of America, and Kovack Securities, among others. Outside of his advisory work, Valencia is active as a licensed insurance agent specializing in life, long-term care, disability, and health insurance and owns Valencia Wealth Management LLC. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, and institutions. The firm offers financial planning and portfolio management through its CLASSIC Plus platform, utilizing a range of investment strategies and both discretionary and non-discretionary account management.

Douglas Misterly is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding a Series 63 designation and over 33 years of industry experience. He has been with Centaurus Financial since 2005 and also has a long tenure at Industrial Alliance Pacific Blue Cross starting in 2000. Outside of his advisory role, he is a licensed captain and owner of a sailboat charter business on weekends and serves as a volunteer member of the City of Huntington Beach Investment Advisory Board. Centaurus Financial, Inc. serves a diverse client base including individuals, families, businesses, and foundations, offering financial planning, portfolio management, and retirement-plan consulting. The firm utilizes a mix of fundamental and technical analysis and provides both discretionary and non-discretionary investment services.

Michael Goldfader is a financial advisor at Sanctuary Advisors, LLC with 35 years of industry experience. He holds a Series 63 designation and has worked at UBS Financial Services, Wells Fargo Clearing, and Sanctuary Securities. Outside of finance, he is co-owner of a local market in La Quinta, California, that sells Mexican food and plants. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports independent advisors with a variety of portfolio management options and employs multiple investment approaches while acting as a fiduciary under written advisory agreements.

Michael Hughes is a financial advisor with J. W. Cole Advisors, Inc., holding a Series 63 designation and bringing 39 years of industry experience. He has been with J.W. Cole Advisors since 2015 and has been associated with J.W. Cole Financial, Inc. since 2013. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, retirement plans, and other entities through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions, implementing investment decisions through discretionary or non-discretionary approaches.

Walter Goeltz III is a financial advisor at Centaurus Financial, Inc. with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Centaurus Financial since 2017, following six years at H.Beck, Inc. Outside of his advisory role, he is involved with several business entities related to tax planning and payroll services. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through a combination of discretionary and non-discretionary arrangements, employing both fundamental and technical investment analyses.

Christine Kapp is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and bringing 23 years of industry experience. She worked at The Ayco Company, L.P./Mercer Allied Company, L.P. for 18 years before joining Goldman Sachs in 2021. Goldman Sachs Wealth Services advises a broad client base, including individual investors, corporate and employer-sponsored participants, executives, plan sponsors, and institutional clients. The firm offers tailored financial planning and portfolio management, integrating resources from across the Goldman Sachs ecosystem and employing advanced analytical tools and strategic allocation models.

Eileen Rice is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and 28 years of industry experience. She has worked at Park Avenue Securities and Guardian Life since 2012, and previously at Mass Mutual Investors Services and Osaic FA, Inc. Rice teaches aspects of the Living Balance Sheet software and philosophy as a faculty member. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, advisory, and consulting services, combining advisor-led management with model-based strategies and access to proprietary and third-party platforms.

Peng Wang is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds the Series 66 and Series 63 licenses and has previously worked at HSBC Securities (USA) Inc., HSBC Bank USA, N.A., TD Ameritrade, and China Merchant Bank. Wang has also served in the United States Army Reserve and has been affiliated with Washington University in St. Louis. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and offers both discretionary and non-discretionary programs, supported by internal oversight and a combination of institutional scale with unique market roles.

Charles Kerprich is a financial advisor with Goldman Sachs Wealth Services holding a Series 66 designation and currently has one year of industry experience. His background includes roles at Goldman Sachs & Co. LLC and involvement with organizations such as Upper Dublin Parks & Recreation, Rolling Green Golf Club, and The 1912 Club. Goldman Sachs Wealth Services advises a diverse client base ranging from individual investors to institutional clients, delivering financial planning, portfolio management, and specialized wealth programs. The firm integrates strategic allocation models and proprietary analytics across its advisory teams, leveraging the broader Goldman Sachs ecosystem to offer a wide range of services and investment solutions.

Kathleen Fox is a financial advisor with Eagle Strategies (NY Life) in Newport Beach, CA, holding Series 63 and Series 66 licenses and 20 years of industry experience. Her prior roles include positions at NY Life Securities, New York Life Insurance Company, Anacapa Advisors, and Burke & Quick Partners. She serves as a board member for the Kappa Kappa Gamma Sorority and is an officer with the June Lake Loop Performing Arts Association, involving herself in financial oversight and community arts support. Eagle Strategies serves individual and institutional clients by offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm emphasizes tailored recommendations and manages most assets on a non-discretionary basis, with notable work in retirement solutions linked to insurance and annuity products.

Guilherme Jubran is a financial advisor with Eagle Strategies (NY Life) in Newport Beach, CA. He holds Series 63 and Series 66 licenses and has 16 years of industry experience, including roles at NYLIFE Securities LLC and New York Life Insurance Company since 2009. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and maintains a significant non-discretionary asset base while operating within the integrated New York Life affiliate structure.

Shirley Quackenbush is a financial advisor with Rockefeller Financial LLC in Newport Beach, CA, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. Her career includes positions at Merrill Lynch Pierce Fenner & Smith Inc., Bank of America, N.A., and J.P. Morgan Securities Inc. before joining Rockefeller Financial LLC in 2021. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, and institutional clients. The firm offers a range of portfolio management and financial planning services and operates as a registered broker-dealer with capabilities in securities transactions, variable insurance products, and placement and investment banking services.

Adam Salman is a financial advisor with Principal Financial Services in Irvine, CA, holding Series 63 and Series 66 licenses and nine years of industry experience. His work history includes roles at Principal Life Insurance Company, NYLIFE Securities LLC, New York Life, Chase Bank, JP Morgan Chase Bank, and AJS Investments. Outside of his advisory duties, he is the sole member of SHIBA Enterprises LLC, which offers health insurance to individual and business clients. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and businesses. The firm’s offerings include direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed accounts.

Troy Folk is a CFP® professional with 13 years of industry experience, currently serving at Independent Financial Group, LLC. He previously worked at StoneKimbro for three years. Outside of his advisory role, he owns a tax preparation and accounting business and is a notary public. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm offers financial planning and portfolio management through multiple platforms and combines strategic asset allocation with ongoing manager oversight across various risk profiles.