Ruben Tarkhanyan is a CFP® with 14 years of industry experience, currently serving as an advisor at OSAIC. His prior experience includes roles at Edward Jones, LPL Financial, BancWest Investment Services, the Boston Institute of Finance, AssetMark Brokerage, and J.P. Morgan Securities. OSAIC serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm uses model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools, and is notable for its scale, affiliate network, and recent consolidation activity.

Savanah Caires is a Series 66-licensed financial advisor with J.P. Morgan Securities in Irvine, CA, bringing one year of industry experience. Her background includes roles at JPMorgan Chase Bank, N.A., and The Boeing Company, along with academic experience at the University of Washington. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative research with a forward-looking approach to capital markets.

Todd Halbrook is a CFP® professional with over 31 years of experience in the financial industry. He is currently affiliated with RBC Capital Markets in Irvine, CA, and has previously worked at City National Bank, First Republic Investment Management, Wells Fargo Clearing, and Citigroup Global Markets. He serves on the advisory boards for Deans Advisory Board and the CIWM Paul Merage School of Business at the University of California, Irvine. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, pension plans, corporations, and charitable organizations. The firm provides a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

Barbara Loos is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and over 25 years of industry experience. Her career includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Primerica Advisors. She is also active as a Prudential-sponsored non-variable insurance agent in Irvine, California. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in wrap programs, with notable involvement in affiliated insurance and trust services.

Wesley Gunter is a financial advisor at Wells Fargo Clearing with 15 years of industry experience and a Series 66 designation. His prior work includes roles at U.S. Bancorp Investments, Pruco Securities, Prudential Insurance, Principal Securities, and JPMorgan Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to inform its investment approach.

Reynold Jimenez is a Series 66-licensed financial advisor with 17 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously held a position at JP Morgan Securities from 2013 to 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Jodi Vinas is a financial advisor at Raymond James Financial with 27 years of industry experience. She holds a Series 66 designation and has worked at notable firms including Wells Fargo Advisors and UBS Financial Services. She has been with Raymond James Financial Services Advisors, Inc. since 2016. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Katherina Quito is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 11 years of industry experience. She previously worked at JPMorgan Securities and JPMorgan Chase Bank before joining Wells Fargo. Outside of her advisory role, she co-owns an online business selling sunglasses and visors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Christopher Bevans is a financial advisor with Wells Fargo Advisors in Irvine, CA, holding a Series 66 designation and 22 years of industry experience. He has worked at Wells Fargo Advisors since 2022 and previously held positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Bevans owns and manages investment-related entities in Newport Beach, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and fee-based financial planning services, offering a comprehensive range of planning options and integrating advisory services with other financial products and referral channels.

Alan Watts is a financial advisor with Wells Fargo Advisors in Irvine, CA. He holds the CFP® designation and has 25 years of industry experience, including prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of his advisory work, he is involved in aviation, owning and operating a jet charter business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services tailored to clients meeting a net-worth threshold. The firm uses proprietary research and planning tools to develop personalized recommendations and provides access to various specialty planning services.

Ivan Castaneda Valle is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, N.A., and Anheuser-Busch Inc. Outside of his advisory role, he owns and operates Apex Vision Photography, LLC, a sports photography business focused on soccer tournaments. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. Their advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Gregg Harmeyer is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2017, following prior roles at Morgan Stanley and Morgan Stanley Private Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Jennifer Uy is a financial advisor with Raymond James & Associates in Irvine, CA, holding a Series 66 designation and 18 years of industry experience. She previously worked at UBS Financial Services for 17 years before joining Raymond James in 2024. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutions, pension plans, charitable organizations, and government entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Kelvin Lam is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing Services LLC since 2016, with prior experience at Wells Fargo Bank NA dating back to 2007. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Paul Leone is a financial advisor at Osaic with 34 years of industry experience. He holds a Series 63 designation and has worked at firms including Strategic Wealth Advisors Group, LPL Financial, Trilogy Capital, National Planning Corporation, Transamerica Financial Advisors, Investment Advisors International, and MSI Financial Services. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation, portfolio optimization tools, and a multi-advisor platform.

Brian Stewart is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors since 2013. Outside of his advisory role, he owns Brian Stewart Consulting, LLC, an investment-related business based in Lake Forest, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services through a broad suite of planning options. The firm combines research, planning tools, and varied financial product offerings to deliver tailored recommendations and integrated solutions.

Michael Martinez is a Series 66–licensed financial advisor with 13 years of industry experience. He currently works at LPL Enterprise and has previously held roles at The Prudential Insurance Company of America, Pruco Securities LLC, Equitable Advisors, Bank of America, Merrill, UPS, Wells Fargo Clearing, and Edward Jones. Martinez holds a real estate license, although it is not currently in use. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, employer-sponsored retirement plans, and institutions. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Logan Sandhu is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation. Prior to joining J.P. Morgan Securities in 2025, he worked at MA Mutual Life Insurance Company and Mass Mutual Investors Services from 2024 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and incorporating both quantitative and qualitative research.

Alexander Wilson is a Series 66-credentialed advisor with three years of industry experience, currently affiliated with J.P. Morgan Securities in Irvine, CA. His prior work includes roles at Guaranteed Rate Inc, Caliber Home Loans Inc, Homebridge Financial Services, and Prospect Mortgage. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to support its advisory process and offers a range of services including ESG integration and derivatives capabilities.

Margarita Munoz is a financial advisor at Merrill with 28 years of industry experience. She has been with Merrill since 1990 and holds Series 63 and Series 66 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.