Darren Kalb is a CFP® and holds the Series 66 designation, with 14 years of industry experience. He has worked at Creative Planning since 2017 and previously spent three years at Polaris Greystone Financial Group, LLC. He is based in San Francisco, CA. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by selective private market exposure and various tax-efficient strategies.

Natalya Alexei is a financial advisor at Citigroup Global Markets with five years of industry experience. She holds the Series 66 designation and has worked at firms including SVB Wealth LLC, First Citizens Investor Services, and Wells Fargo. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale with specialized market roles such as swap dealer and futures commission merchant.

Mark De Gregorio is a CFP® with 14 years of industry experience and currently serves as a financial advisor at Mercer Global Advisors Inc. in San Francisco, CA. Prior to joining Mercer in 2024, he worked at RBC Capital Markets for several years. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based approach focused on globally diversified, risk-appropriate portfolios with multi-factor tilts and offers a range of investment implementation options alongside financial, retirement, tax, and estate planning services.

Thomas Manning is a financial advisor with Eagle Strategies (NY Life) based in San Francisco, CA. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. Prior to his current role, he worked at New York Life and its affiliated entities. He also operates Bay Rhode Financial and Insurance Solutions, a business involved in brokering non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, institutional sponsors, and retirement plans. The firm offers financial planning, investment management, and retirement-plan advisory services, emphasizing tailored, mostly non-discretionary solutions delivered through multiple program types within the New York Life affiliate structure.

Michael Malik is a financial advisor with Oppenheimer in San Francisco, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Columbia Management Investment Distributors, Oppenheimerfunds Distributor Inc, and Strong Capital Management Inc. Outside of his advisory work, he is a member of Provisors and a chapter member of BNI, both non-investment-related networking groups. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a broad range of programs and advisory services that include strategic and tactical asset allocation, manager selection, and both discretionary and non-discretionary portfolio management.

Rhonda Richardson is a financial advisor at Oppenheimer in San Francisco, CA, holding Series 63 and Series 66 credentials with seven years of industry experience. She has worked at Oppenheimer since 2019 and was previously self-employed from 2017 to 2019. Outside of advising, she serves on the Board of Members for Tahoe Paperboard Company LLC, a paper processing business, where she participates in occasional meetings and administrative duties. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a variety of advisory programs encompassing equity, balanced, and fixed-income portfolios, with services delivered on both discretionary and non-discretionary bases.

Andrew Meyer is a financial advisor at Rockefeller Financial LLC with 20 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His prior work history includes roles at Merrill and Bank of America, N.A. from 2011 to 2025. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting services, operating as a registered broker-dealer with capabilities in securities transactions, variable insurance products, and placement and investment banking services.

Rachel Carr is a CFP® and ChFC® with 11 years of experience in financial services. She is currently with Eagle Strategies (NY Life) and has held roles at New York Life Insurance Company since 2014. Eagle Strategies serves a diverse range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a network of affiliated investment adviser representatives. The firm provides tailored advice across multiple program types and manages a significant portion of assets on a non-discretionary basis.

Alexandra Scott is a CFP® with five years of industry experience, currently advising at Mariner Wealth Advisors. Her prior roles include positions at Empirical Wealth Management, UBS Financial Services, and Brio Financial Group. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm employs discretionary, customized portfolios overseen by an Investment Committee and integrates tax and accounting services uncommon for a firm of its size.

Andrew Schumont is a CFP® professional with 20 years of industry experience. He currently works at MAI Capital Management, LLC and previously held roles at Neuberger Berman and Fidelity Investments, including FIDELITY Personal and Workplace Advisors. MAI Capital Management, LLC offers investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base that includes high- and ultra-high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages customized portfolios across multiple strategies and provides additional services such as trust administration and insurance through its affiliates.

Yifei Hong is a financial advisor with HSBC Securities (USA) Inc. in San Francisco, holding a Series 66 license and six years of industry experience. Prior to joining HSBC in 2025, Yifei worked at J.P. Morgan Securities and JPMorgan Chase Bank for five years, and at Ferrari Silicon Valley for six years. Outside of advisory work, Yifei is also a published e-book author. HSBC Securities (USA) Inc. offers a variety of managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm employs a risk-profile-driven investment process combining strategic and tactical asset allocation supported by affiliated global asset managers, with client portfolios ranging from non-discretionary to fully discretionary management.

Parker O'sullivan is a financial advisor at Farther with seven years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms, including Sierra Pacific Financial Advisors and Mutual Securities. Farther provides discretionary investment management and related advisory services primarily to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary model portfolios and algorithmic rebalancing, with investment allocations in ETFs, mutual funds, equities, and fixed income.

Samantha Lee is a CFP® professional with 23 years of industry experience. She is currently an advisor at Citigroup Global Markets, where she has worked since 2018. Prior to that, she was with HSBC Bank USA, N.A. from 2016 to 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm utilizes multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles and arrangements.

Tze Liang Low is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at JPMorgan Chase Bank and J.P. Morgan Securities for 13 years. Outside of finance, he is a dog trainer at Kevin's K9 School. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment programs and execution services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Kory Lam is a financial advisor at HSBC Securities (USA) Inc. with 20 years of industry experience. She holds Series 66 and Series 63 licenses and has been with HSBC in various roles since 2015. Lam served as Chairwoman of the Hong Kong Associate of Northern California, a nonprofit business chamber, from 2021 to 2022. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation with discretionary and non-discretionary portfolio options, supported by global asset management and fund due diligence affiliates.

Margaret Pierattini is a CFP® professional with 14 years of industry experience. She currently works at Rockefeller Financial LLC, where she has been since 2023. Prior to that, she spent seven years with First Republic Investment Management, Inc. and FIRST REPUBLIC Securities Company, LLC. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, while also operating as a registered broker-dealer offering securities transactions, variable insurance products, and placement and investment banking services.

Cottrell Smith is a financial advisor with Schwab Wealth Advisory and holds a Series 65 designation. He has three years of industry experience, including roles at Charles Schwab and Wells Fargo, as well as over a decade working with the U.S. Department of the Treasury and Internal Revenue Service. Outside of his advisory work, he is involved in property management through ownership of two real estate-related businesses in Oakland, California. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, offering financial reviews, retirement planning, and investment recommendations primarily through Charles Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, with advisors recommending investments but clients retaining final trading decisions.

Mieke Vandewalle is a financial advisor at First Manhattan Co. LLC with a Series 65 credential. She has over 23 years of industry experience, including 23 years at Grand-Jean Capital Management before joining First Manhattan in 2025. First Manhattan Co. LLC provides investment management and financial planning services primarily for high-net-worth individuals, as well as trusts, pension and profit-sharing plans, charitable organizations, private investment vehicles, and institutional clients. The firm focuses on long-term, research-driven, value-oriented portfolio management and integrates wealth planning alongside portfolio management.

William Osher is a CFA® charterholder and holds a Series 65 license with 25 years of industry experience. He joined Cerity Partners LLC in 2024 after nine years at Abbrea Capital, LLC. Cerity Partners is an SEC-registered investment adviser serving individuals, families, trusts, corporations, and institutional investors, managing approximately $126.9 billion in client assets. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolios.

Kyle Kurahara is a financial advisor with Eagle Strategies (New York Life) in San Francisco, CA, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has been with Eagle Strategies since 2010 and previously worked at Council Financial and Insurance Services. He serves as president of San Francisco Business Allies, a networking group for business owners, and is a board member of Nihonmachi Little Friends, a local preschool and daycare. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers a range of program types and delivers tailored advice primarily on a non-discretionary basis within an integrated New York Life affiliate structure.