Richa Rastogi is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2023. She leads a team of associates who collaborate with clients to develop customized financial plans and assist in implementing strategies. Her role involves coaching and guiding her team to achieve their potential and success. Richa has been with Fidelity Investments since 2015, progressing from Financial Representative to Financial Consultant and Vice President Financial Consultant CFP® before assuming her current leadership role. Prior to joining Fidelity, she worked as a Financial Advisor at Northwestern Mutual in 2015 and as an Associate at JM Financial Services from 2011 to 2014. She holds a California Insurance License. Outside of her professional career, Richa enjoys family activities, fitness, hiking, and music.

Jeffrey Gong is a financial advisor with Charles Schwab in Menlo Park, CA, holding Series 63 and Series 66 licenses and with 12 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2012. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and due diligence on alternative investments.

Hadis Farazmand is a financial advisor with J.P. Morgan Securities in San Mateo, CA, holding Series 66 and Series 63 designations and two years of industry experience. Prior to joining J.P. Morgan Securities and JPMC Bank NA in 2024, Farazmand worked at Technology Credit Union and San Francisco Federal Credit Union. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support non-discretionary investment decisions.

Jairo Rodriguez Aleman is a Financial Advisor with Merrill Lynch Wealth Management, working with individuals, business owners, and families to clarify their financial priorities and develop aligned long-term strategies. He focuses on providing a structured planning process that brings clarity, organization, and confidence throughout the stages of his clients' financial lives. He holds a Bachelor's Degree from San Francisco State University and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jairo works with clients on areas including college education planning, retirement income, employee benefits, equity compensation services, tax minimization, and small business strategies. In addition to his professional work, Jairo is involved in his community as a volunteer coach in high school wrestling. He is fluent in English and Spanish.

Dyana Mathis is a Series 65 licensed financial advisor with Fisher Investments in San Mateo, CA, where she has worked since 2014. She has nine years of industry experience. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm combines quantitative and qualitative research through a centralized investment process and employs tax-aware strategies and risk management techniques to construct diversified portfolios.

Elif Bower is a Financial Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, managing new wealth, and women and wealth. She leverages over 20 years of experience across multiple industries to offer a comprehensive, client-focused approach. Her practice combines the investment capabilities of Merrill Lynch with the banking convenience of Bank of America to address various aspects of clients' financial lives. Elif holds a Bachelor of Science in Business Administration with a double major in Decision Sciences (Business Analytics) and Management from Old Dominion University. She has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and as a Personal Investment Advisor (PIA). Fluent in English and Turkish, with conversational Arabic, she is able to effectively communicate across diverse client bases. Committed to community involvement, Elif participates with organizations such as ETACUSA (Empowering the Turkish American Community), Preventing Child Abuse, and The Salvation Army. Outside of her professional responsibilities, she enjoys painting, cooking Mediterranean cuisine, dancing, drawing, golfing, hiking, horseback riding, music, spending time with her family, and traveling.

Nathan Jia is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He focuses on ensuring clients' capital is actively working towards their financial success, emphasizing regular in-person meetings to refine and adjust financial plans aligned with clients' goals. Nathan's professional experience includes roles as Vice President at Sunstone Management Inc from 2023 to 2024, Managing Director at Sunstone Trust Company from 2021 to 2023, and Investment Manager at American Lending Center Holdings Inc from 2017 to 2021. He holds a California Insurance License. Outside of his professional work, Nathan enjoys activities such as badminton, fitness, hiking, movies, outdoor adventures, and traveling.

Carson Schmick is a Series 66-registered financial advisor at J.P. Morgan Securities with three years of industry experience. His prior work includes positions at First Republic Investment Management and Northwestern Mutual Life Insurance Company. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Areeba Abdullah is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2018. Her prior roles include positions at Virtus Partners LLC and involvement with the Second Harvest Food Bank of Santa Clara and San Mateo Counties. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Christopher Mansfield is a financial advisor at Equitable Advisors with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at the College of Financial Planning and First Republic Securities Company. Outside of his advisory role, he is involved with Dergalis Associates, LLC, focusing on the sales of group and individual ancillary products. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model that includes advisory and brokerage/insurance channels tailored to client goals and risk tolerance.

Dukens Holmes Tallandier is a financial advisor at Edward Jones in San Mateo, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, they were involved with Bay Area Home Cleaning, a residential and commercial cleaning service they owned and managed. Dukens also served in the US Army Reserves from 2013 to 2022. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Borami Yoon is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and the Estate Planning Strategies Group.

Fang Wang is a Financial Advisor at Merrill Lynch Wealth Management, fluent in Mandarin Chinese and English. She specializes in assisting individuals, families, and professionals with financial decisions, focusing on college education planning, family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. Fang takes a personalized, goals-based approach to wealth planning, aiming to help clients achieve clarity and confidence in their financial journeys. With over 14 years of experience in client relationship management, Fang has developed expertise in cross-cultural communication and client engagement. Her background includes leading cross-functional teams and managing large-scale initiatives, which enhances her capability to listen carefully, communicate clearly, and deliver results tailored to each client's unique needs. Prior to becoming an advisor, she gained foundational experience in client service and account operations within the firm, providing her with insights into client priorities such as responsiveness, clarity, and trust. Fang holds a Bachelor's Degree from Shanghai International Studies University and carries the Personal Investment Advisor (PIA) designation. She is committed to building lasting relationships founded on trust and attentive service. Beyond her professional role, Fang participates in community activities through the Parent Teacher Association and enjoys interests including badminton, biking, cooking, dancing, music, photography, scuba diving, singing, spending time with her family, and traveling.

Zana Lugo is a Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2026. She brings extensive experience in financial advisory roles, having worked as a Financial Consultant at Fidelity Investments from 2020 to 2025, Senior Financial Consultant at TD Ameritrade from 2019 to 2020, Financial Advisor at Pettinelli Financial Partners from 2018 to 2019, Vice President Financial Consultant at Charles Schwab from 2014 to 2018, and Financial Advisor at Ameriprise Financial from 2003 to 2013. Zana holds a California Insurance License and focuses on financial planning to help clients work towards goals important to them and their families. She values the opportunity to support clients on their financial journeys.

Victoria Makovitch is a financial advisor with Cetera, holding a Series 65 credential and three years of industry experience. Prior to joining Cetera in 2025, she worked at Avantax Advisory Services for two years. She has been involved since 2001 with Wellings & Co. and Wellings Wealth Care, where she performs tax preparation and accounting services alongside wealth management assistance. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create custom strategies across various program structures.

Theresa Sellinger is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and has previously worked at Next Insurance and HSBC US, as well as having been affiliated with Cornell University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a broad investable universe.

Lindsay Adamson is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds the Series 66 designation and has previously worked at Wells Fargo Advisors, First Republic Wealth Management, and JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Yinghui Zhou is a Financial Advisor with Merrill Lynch Wealth Management. In this role, she works directly with clients to develop strategies tailored to their short-, mid-, and long-term financial goals. She also provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. Yinghui's expertise includes retirement planning, general investing, and wealth management. She holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Doctorate Degree from Cranfield University and a Bachelor's Degree from Tianjin University. Yinghui is proficient in English and Mandarin. Her community involvement includes participation with Asian Family Connect (AFC) and the Children's Health Council.

Brett Berry is a CFA® charterholder with 20 years of industry experience, currently serving at J.P. Morgan Securities. His prior roles include positions at First Republic Investment Management and First Republic Securities Company. He holds Series 63 and Series 65 licenses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Robert Barry is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 credentials and 44 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of advisory work, he co-owns an olive oil producing ranch in Paso Robles, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm’s approach includes preparation and review of investment policy statements, investment recommendations, performance reporting, and participant education, with specialized options such as discretionary 3(38) services and the inclusion of insurance-related investment vehicles.