Karen Mcleland is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Outside of her advisory role, she owns and operates a Jazzercise franchise in Dublin, CA, where she serves as a certified aerobic instructor. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ava Williams is a financial advisor at Morgan Stanley in Orinda, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, she worked at Skipolini's Italian and was affiliated with the University of Nevada, Reno. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

William Farber is a financial advisor at Ameriprise in Concord, CA, holding a Series 66 designation with 19 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Anna Kathryn Deboisblanc is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley, BTIG, LLC, and JMP Securities LLC. Outside of her advisory role, she is also employed as a yoga instructor at CorePower Yoga. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Arthur Burton is a financial advisor with Mass Mutual Investors Services in Walnut Creek, CA, holding Series 63 and Series 66 designations and seven years of industry experience. His prior roles include positions at JP Morgan Securities LLC, PFS Investments Inc., and Primerica Financial Services. In addition to his advisory work, he is an owner and partner of Echelon Music Publishing Global, a music publishing business specializing in sync licensing deals. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a planning approach that involves collaborative, annual engagements using firm-approved analytical tools.

Rashell Miszanczuk is a financial advisor with UBS Financial Services and holds a Series 66 designation. She has 10 years of industry experience, including prior roles at Morgan Stanley and UBS Financial Services. She is currently based in Castro Valley, CA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Ernest Guzman Jr. is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within various Morgan Stanley entities since 1998, including Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides a wide range of advisory programs, including tailored financial planning that utilizes structured discovery and advanced modeling tools.

Timothy Shoji is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has been with Wells Fargo since 2016. Outside of his advisory role, he co-owns Kingston Skye Investments, LLC, which invests in a private restaurant. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement consulting services, managing approximately $671 billion in assets and employing over 14,000 financial advisors.

Blake Freeman is a financial advisor at Wells Fargo Advisors with 20 years of industry experience and holds a Series 66 credential. He has worked within various Wells Fargo entities since 2011. Freeman also owns and manages Be Free Wealth Management LLC in Danville, CA. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, risk, wealth-transfer, and specialized services such as business-owner transition and special-needs planning.

Donald Ledoux is a CFP®-designated financial advisor with 21 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has served at Raymond James since 2023 and previously worked at Summit Financial Group, LLC, and Securian Financial Services. Ledoux is a board member and treasurer of the PulsePoint Foundation, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting supported by advanced analytical tools and maintains specialized programs for municipal finance and employer retirement plans.

Xiao Liu is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. He has been associated with Bank of America and Merrill since 2015. Outside of his advisory role, Liu co-owns a family investment business and is involved in another investment-related venture based in California. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional investors.

A.J. Walia is a Vice President and Financial Consultant at Fidelity Investments, a position held since 2010. Prior to this role, Walia served as Vice President and Private Client Advisor at JP Morgan Chase from 2009 to 2010, Financial Advisor at Merrill Lynch from 2006 to 2009, and Private Client Associate at Wells Fargo Private Bank from 2001 to 2006. With over two decades of experience, Walia partners with clients to develop comprehensive financial plans. His approach considers strategies such as tax-efficient investing, estate planning, capital preservation, and income generation. He emphasizes understanding client needs and educating them to support their unique financial goals. Walia holds a California Insurance License.

Mahak Chaudhry is a CFP® and holds a Series 66 license, with seven years of industry experience. She is currently affiliated with Cetera, where she has worked since 2024, following six years at Edward Jones. Chaudhry is the owner of Soluna Strategies LLC, operating under the name Soluna Wealth Planning. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing a multi-manager platform with various program structures and custodial relationships.

Jennifer Leichter is a Series 66 licensed financial advisor with Morgan Stanley in Walnut Creek, CA, with 16 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for 15 years before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, delivering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning processes and offers diverse investment and fiduciary services through its large institutional platform.

Barclay Kung is Vice President, Financial Consultant at Fidelity Investments, a position he has held since 2022. He has extensive experience in financial consulting, having previously worked at E*TRADE from Morgan Stanley between 2017 and 2022, J.P. Morgan as Vice President, Private Client Advisor from 2016 to 2017, Bank of the West as Financial Advisor from 2014 to 2016, and Merrill Lynch as Financial Advisor from 2012 to 2014. Barclay holds a California Insurance License and focuses on partnering with clients to develop tailored wealth strategies. He emphasizes the importance of understanding clients' financial goals to provide personalized service. Outside of his professional work, Barclay has interests in cars, food, parenthood, pets, reading, and traveling.

Farshid Bahramipour is a financial advisor with Ameriprise in Moraga, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory work, he is a partner in Nash Solutions, LLC, a software development firm specializing in marketing assistance. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Angela Spears is a financial advisor at UBS Financial Services with 21 years of industry experience. She has been with UBS since 2006 and previously worked at Piper Jaffray & Co starting in 2003. Outside of her advisory role, she has served as an assistant referee for the East Diablo Youth Soccer League. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of capital markets offerings.

Alistair Savides is a financial advisor with J.P. Morgan Securities and holds the Series 66 designation. He has experience working at several firms including Litman Gregory Asset Management, First Republic Bank, and JPMorgan Chase Bank, N.A. He also has a background with First Church of Christ. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Nicholas Charbonneau is a Planning Consultant at Fidelity Investments, a role he has held since 2026. In this position, he works closely with clients to understand their financial goals and collaborates with them to develop personalized financial plans. Prior to his current role, Nicholas gained experience at Fidelity Investments as a Relationship Manager from 2025 to 2026 and as a Financial Representative from 2024 to 2025. This progression reflects his growing expertise in financial planning and client relationship management. Outside of his professional work, Nicholas has interests that include baseball, beach activities, boating, fitness, golf, and skiing.

Nicole Tom is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation and nine years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory services.