Joseph Kuo is a CFP® and holds a Series 65 license with 10 years of industry experience. He currently works at Farther and Financial Life Focus, LLC, and previously held roles at Family Wealth Consultants, Abundance Wealth Planning, and Griffin Black, Inc. He is also an adjunct professor at Golden Gate University and founded Abundance Life Planning, where he coaches and teaches workshops. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke or algorithmic model portfolios, primarily allocating among ETFs, mutual funds, equities, and fixed income.

Adrian Fadrhonc is a financial advisor at Cerity Partners LLC with 12 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Cerity Partners in 2023, he worked at Ashfield Capital Partners LLC for ten years. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with an emphasis on customized, diversified portfolios and private market programs for qualified clients.

William Carlen Jones is a financial advisor at GWN Securities Inc. with one year of industry experience. He holds a Series 66 credential and has prior experience at Mathew Blurton-Jones and roles at the University of California, Irvine and Santa Barbara. Outside of his advisory work, he is involved as a representative for a pension education platform, Pension 101. GWN Securities provides investment advisory and related services to individual and corporate clients through managed account programs and financial planning. The firm utilizes a mix of affiliated and unaffiliated sub-advisers and implements model-based portfolios, incorporating market-timing and momentum-based strategies in some programs.

John Bellamy is a CFP® and CFA® with 13 years of experience in financial advisory. He has worked at Wealth Enhancement Advisory Services, LLC and WEALTH ENHANCEMENT GROUP since 2022, following seven years at Ginsburg Financial Advisors. Bellamy serves as president and board member of Bullpen Club, Inc., a nonprofit supporting the Miramonte High School baseball program. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, charitable organizations, corporations, and retirement plans through a large network of advisors. The firm employs a strategic investment approach combining passive and active management, supported by quantitative and fundamental research, and offers a range of financial planning, asset management, and specialized retirement consulting services.

Ashley Burneka is a financial advisor at Commonwealth Financial Network with 13 years of industry experience. She has been with Commonwealth since 2012 and holds a Series 66 designation. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services along with back-office support, including operations, trading, technology, compliance, and practice-management resources.

Aileen Braga is a financial advisor at Cresset Asset Management, LLC with 33 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at J.P. Morgan Securities, First Republic Investment Management, and Saratoga Research & Investment Management. Cresset Asset Management, LLC manages approximately $71.9 billion in client assets across a diverse client base, offering services that include portfolio management, wealth planning, private fund advisory, and family office services. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, supported by a structured due-diligence program and multiple affiliated entities.

Ridhima Chadha is a financial advisor at Schwab Wealth Advisory with six years of industry experience. She holds Series 63 and Series 66 registrations. Her prior experience includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, HSBC Securities, and Indusind Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority.

Michael Britton is a Series 66-credentialed advisor with PlanMember Securities Corporation, based in Alameda, CA, and has four years of industry experience. Prior to joining PlanMember, he worked at Raymond James Financial Services Advisors and has held a director role in supply planning and co-manufacturing at Peet's Coffee since 2017. Outside of his advisory work, he maintains a self-employed practice focused on investment-related insurance services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, focusing on ERISA Section 3(38) fiduciary responsibilities and participant-level investment options. The firm employs a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios, while offering education and support services including seminars and personalized retirement planning.

John Crowther III is a financial advisor at Cresset Asset Management, LLC with four years of industry experience. He holds a Series 65 designation and has previously worked at True Capital Management, LLC and Tiedemann Advisors, LLC. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves a diverse client base including individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware approach that integrates strategic asset allocation, manager selection, and a mix of active and passive strategies across public equities, fixed income, and alternatives.

Peter Zanino is a financial advisor at IEQ Capital, LLC in San Francisco, CA, holding a Series 65 designation with eight years of industry experience. His prior roles include positions at EPIQ Capital Group, Iconiq Capital, and EY. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, foundations, endowments, donor-advised funds, and private funds. The firm focuses on separately managed accounts and family-office services, managing approximately $35.4 billion through a platform that integrates private investments, independent manager research, and specialized offerings such as digital asset exposure and PPLI sub-advisory services.

Karena Schwenk is a financial advisor with Lincoln Investment in Oakland, CA, holding Series 63 and Series 65 licenses and over 27 years of industry experience. She has been with Lincoln Investment since 2010 and has concurrent roles at Great American Advisors, Inc. and National Education Services. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, employing both strategic and dynamic approaches overseen by an Investment Management & Research team.

John Cheung Jr. is a CFP® professional with 18 years of industry experience, currently serving as a senior financial planner at Kestra Advisory. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory duties, he is involved with JD Strategic Financial Services, LLC, where he acts as an insurance agent selling life insurance products. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering a range of services including fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves a diverse client base that includes large institutional investors.

Matthew Kay is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 registrations and bringing 28 years of industry experience. He has been affiliated with Ameritas Life Insurance Corp. and Ameritas Investment Corp. since 2006 and operates the advisory firm David White and Associates. Kay is also a licensed independent insurance agent specializing in fixed insurance products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supporting clients through discretionary and non-discretionary arrangements and utilizing multiple custodial platforms and third-party tools.

Matthew Dolan is a financial advisor with Ameritas Advisory Services, LLC in San Ramon, CA, holding Series 63, 65, and 66 credentials and with 28 years of industry experience. He has been affiliated with Ameritas Advisory Services since 2021 and has worked with Ameritas Life Insurance Corp., Ameritas Investment Corp., and David White & Associates for over two decades. Dolan is also licensed as an independent insurance agent to sell fixed insurance products through David White & Associates. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supported by an Investment Committee and third-party partners to assist with portfolio construction, monitoring, and trading.

Kristor Lawson is a CFP® and ChFC® with 31 years of industry experience. He has been with HighTower Advisors since 2020 and previously worked at Schultz Collins, Inc. from 2016 to 2020. Outside of advisory work, he is a partner in a rental real estate partnership. HighTower Advisors serves individual and institutional clients, providing investment advisory and planning services through a network of Advisor Practices. The firm emphasizes multi-manager solutions and uses both affiliated and third-party managers, offering a range of investment options including mutual funds, ETFs, and alternative investments.

Alicia Powell is a financial advisor at Rockefeller Financial LLC with 16 years of industry experience. She holds a Series 66 designation and previously worked at First Republic Investment Management, Inc. and FIRST REPUBLIC Securities Company, LLC for seven years. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth clients, families, family offices, institutional clients, and corporations, offering portfolio management, financial planning, and consulting. The firm operates as a registered broker-dealer and provides a range of investment solutions through its consolidated platform, Rockefeller Global Investment Management.

Veronika Larot Annal is a financial advisor at Citigroup Global Markets with six years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at Wells Fargo Clearing Services, Wells Fargo Bank, and Wells Fargo Bank, N.A. - Abbot Downing. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and security pricing, swap dealing, and futures commission merchant activities.

Matthew Kenaston is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Cerity Partners LLC. He previously worked for 15 years at Blue Oak Capital, LLC. Outside of his advisory role, he is an advisor to OPTO Investments, a fintech platform focused on traditional alternatives. Cerity Partners is an SEC-registered investment adviser serving a diverse client base, including individuals, families, trusts, corporations, and institutional investors. The firm offers tailored portfolio management with a focus on diversified asset allocation and provides a broad range of services such as financial planning, tax and insurance support, retirement plan services, and access to alternative and private-market investments.

Ronnyjane Goldsmith is a financial advisor with Steward Partners Investment Advisory, LLC in San Francisco, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Her career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, as well as Raymond James Financial Services. Goldsmith is also the author of a book profiling City College of New York alumni who have made significant social impacts, with proceeds supporting a student fund at CCNY. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a range of portfolio management and financial planning services.

Judith Zeigler is a financial advisor with Planmember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked in various capacities including tax preparation and financial planning services, and since 2024, she has also been involved in pranic healing, coaching others in that practice. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, offering strategic asset allocation portfolios and educational support, while acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a risk-based mutual fund investment approach and maintains dual registration as both a broker-dealer and investment adviser.