Ben Fort is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career as an intern at Merrill Lynch Wealth Management in 1995 and became a financial advisor in 1998. He leads an eleven-person team that works with entrepreneurs, corporate executives, venture capitalists, and their families to develop and implement financial strategies. The team manages over $4.3 billion in client assets as of May 2026 and maintains a client retention rate of 99% as of March 2025. Ben's focus within the group includes financial planning and the needs of corporate executives and entrepreneurs, developing strategies to align restricted stock, compensation, and assets with clients' goals. Ben holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and the Certified Investment Management Analyst (CIMA) designation sponsored by the Investments & Wealth Institute. He also holds a Personal Investment Advisor (PIA) designation and earned his bachelor's degree from the University of Tennessee. Ben has been recognized on the Forbes "Best-in-State Wealth Advisors" list from 2018 through 2026 and was part of a team named to the Forbes "Best-in-State Wealth Management Teams" list for the third consecutive year in 2025. Ben lives in Mill Valley with his wife and two daughters. His personal interests include snowboarding, mountain biking, sailing, and traveling.

Reese Rickards is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he owns and operates real estate businesses in Montgomery Center, Vermont. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a wide range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

Julia Emenhiser is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at Envestnet | Yodlee and Allianz Global Investors, and she has spent significant time at Merrill and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Evan Bernardy is a financial advisor with LPL Financial in Novato, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Bank of America and Merrill, each for five years. Outside of his advisory work, he is also active as an artist and musician. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits. The firm offers a range of financial planning and advisory programs, employing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Qui Hua is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage capabilities.

Logan Sutter is a financial advisor with Equitable Advisors in San Francisco, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors in 2025, he was involved with the Santa Barbara Premier Water Polo Club and attended the University of California. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

William Clifford is a Series 66 registered financial advisor at UBS Financial Services with seven years of industry experience. He previously worked at Farient Advisors and spent ten years in full-time education before beginning his financial advisory career. Clifford is based in San Francisco, CA. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory offerings, including financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations to tailor investment solutions and combines institutional trading capabilities with wealth management services.

Brian Gigliotti is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 20 years of experience in financial services. He began his career at Citibank's Retail Banking Division and then worked with Citi's Wealth Management Group in New York City before returning to San Francisco in 2010 to join Merrill. Brian specializes in legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. He holds dual Bachelor of Science degrees in Financial Services and Corporate Finance from San Francisco State University and the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning Institutes Corp. Brian's approach focuses on building strong client relationships and developing personalized strategies that address every aspect of wealth management, from accumulation to estate transfer. A third-generation San Franciscan, Brian lives in the Bay Area with his wife, daughter, and two chocolate Labradors. Outside of work, he enjoys golfing, running, swimming, and has an interest in classic cars.

Nathan Hurty is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2013. Outside of his advisory work, he is a sole proprietor and owner of a rental property in Milwaukee, Wisconsin. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services that utilize structured discovery processes and approved planning tools.

Michael Rossi is a financial advisor with Raymond James Financial Services Advisors, Inc. in San Francisco, holding a Series 66 designation and bringing 11 years of industry experience. He has worked at Raymond James since 2016 and previously spent one year with Wells Fargo Advisors. Rossi also serves as Chief Operating Officer for Elevon Wealth Management, a role he has held since 2016. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and uses analytical tools like risk profiling and probability modeling to support client goals.

Jennifer Seidler is a financial advisor at RBC Capital Markets with 29 years of industry experience. Prior to joining RBC in 2025, she worked at Commonfund Securities, Inc. and Commonfund OCIO, Inc. from 2013 to 2025. She serves as a member of the finance committee at St Dominic's Catholic Church in San Francisco. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored investment advisory programs that incorporate in-house and third-party managers, with options for tax management and responsible-investing screens.

Gregory Thomas is a financial advisor at Morgan Stanley in San Francisco with four years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Perigon Wealth Management, Burleson & Company, and held roles in local government and academia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support clients in developing financial plans.

Angelique Kelly Patino is a financial advisor at Stifel with a Series 66 designation and has been with the firm since 2025. She has a background that includes roles at the University of California, Berkeley, Ruffalo Noel Levitz, Sweetgreen, and Marlborough School. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Ryan Spencer is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked across several roles including at JPMorgan Chase Bank, N.A., Equitable Advisors, and Equitable Financial Life Insurance. Prior to entering the financial industry, he held positions in the hospitality and automotive sectors. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these advisory services alongside affiliated brokerage, distribution, and investment management capabilities, with recommendations made on a non-discretionary basis.

Mart Oller V is a financial advisor at Morgan Stanley with one year of industry experience and holds a Series 66 designation. Prior to joining Morgan Stanley, he worked at Geodnet, Syon Capital, and Equinix, and completed his education at Santa Clara University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its process.

Allan Herzog is a financial advisor with Wells Fargo Clearing in Kentfield, CA, holding Series 63 and Series 65 licenses and bringing 55 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC for seven years. Outside of his advisory role, he has a minority ownership interest in Fernbacher-Herzog-Zeigler LLC, a non-investment-related business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Alfred Alden is a financial advisor at Merrill with 16 years of industry experience and holds a Series 66 designation. He has worked at Merrill and Bank of America in multiple roles since 2008 and was self-employed and involved in extended travel between 2018 and 2021. Outside of advising, he serves as an executor for a family fiduciary role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Yuanning Hu is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Their work history includes roles at Bank of America N.A. since 2024 and Merrill since 2018. Outside of finance, Hu has experience in the restaurant industry, having worked at Coco's Ramen and Sushi Raw Restaurant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a variety of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Holly Gedeon is a financial advisor at Morgan Stanley with 30 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Andrew Tanenbaum is a financial advisor at Wells Fargo Clearing with a Series 66 designation and over a decade of experience in the financial industry, including prior roles at MUFG Union Bank. He holds a law license and maintains involvement in continuing legal education. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven investment advice and both discretionary and non-discretionary options tailored to plan objectives and risk tolerances. The firm’s approach includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.