Fadi Aridi is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. His work history includes roles at Wells Fargo Bank, Merrill, Bank of America, and Coastal Roofing and Solar. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Hector Pachuca Lara is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing Services LLC since 2018, with prior experience at Wells Fargo Bank NA dating back to 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Cheryl Marquez is a CFP® professional affiliated with LPL Financial, bringing 37 years of experience in the financial services industry. Her career includes roles at Waddell & Reed, INC., various insurance carriers, and operating her own entities, including Marquez & Hsieh, LLC and Cheryl L Marquez, Inc. Outside of her advisory work, she was involved with Monterey Zoo for three years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, utilizing a broad range of investment strategies and operational tools.

Al Barron is a financial advisor with Morgan Stanley in Los Gatos, CA, holding a Series 63 designation and offering 40 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning utilizing firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Heather Wood is a financial advisor at Ameriprise in Santa Clara, CA, with 10 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2014. Ameriprise provides a retirement-income planning service tailored for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Kathleen Vogt is a financial advisor with Merrill in San Jose, CA, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Joseph Basulto is the Vice President and Executive Planning Consultant at Fidelity Investments, a position he has held since 2022. In this role, he focuses on collaborating with clients to develop comprehensive financial plans that align with their goals and financial vision. He aims to provide clients with the information necessary to make confident decisions related to their overall financial wellness. Joseph has been with Fidelity Investments since 2007, progressing through various roles including Financial Representative, Private Client Relationship Manager, Investment Representative, Financial Consultant, and Workplace Financial Consultant. His extensive experience spans financial consulting and client relationship management within the company. He holds a California Insurance License.

Wahid Nurie is the Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2026. He has over 20 years of experience in financial services, focusing on helping clients develop adaptable financial plans to navigate complex financial landscapes. Prior to his current role, Wahid worked as a Financial Consultant at Fidelity Investments from 2012 to 2026. He also gained experience as a Financial Advisor Associate at JP Morgan Chase from 2010 to 2012, and held various roles including Financial Consultant Associate and Investment Consultant at Wells Fargo between 2004 and 2010. Early in his career, he served as a Business Banking Officer at Citibank and as a Financial Associate at Tri Counties Bank. Wahid holds a California Insurance License. Outside of his professional work, he has interests in board games, comedy, family activities, parenthood, and pets.

Gregory Sivaslian is a financial advisor with Osaic and holds a Series 63 designation. He has 43 years of industry experience, including prior roles at Securities America Advisors, Inc. and Securities America, Inc. Outside of advising, he co-owns and assists in managing several rental properties with his wife. OSAIC Wealth serves a diverse client base ranging from individual investors to institutions, offering a range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm is notable for its scale, consolidation activity, and complex affiliate network.

Phuong Quach is a financial advisor at Ameriprise with 25 years of industry experience and holds the Series 66 designation. She has been with Ameriprise and its related entities since 2005. Quach serves as treasurer on the board of the Santa Clara County Estate Planning Council and chairs the FPA NorCal Conference Committee. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice, utilizing proprietary research and third-party data.

Paul Yang is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank. Yang is based in Milpitas, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary investment guidance and access to discretionary separately managed accounts. The firm combines advisory, brokerage, custody, and cash-sweep services within an integrated operational structure.

Dinesh Goyal is a financial advisor at OSAIC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Securities America Inc., Securities America Advisors, LPL Financial, and Kestra Financial Services. He is also trustee of the Dinesh & Seema Goyal Family Trust. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, and charitable organizations. The firm offers a range of brokerage and advisory services supported by a model-based investment process that incorporates portfolio optimization and risk management tools.

Giang Le is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 and Series 63 designations. His prior roles include positions at J.P. Morgan Securities and JPMorgan Chase Bank, as well as academic experience at De Anza College and CSU East Bay. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Anthony Nguyen is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Wells Fargo Investments and NSI Engineering prior to joining J.P. Morgan in 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a forward-looking capital market approach and includes capabilities in derivatives and commodities.

Jesus Morales Moreno is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he was involved in entrepreneurial ventures including Junior's Farm LLC and Dolce Spazio Gelato. He also has a background in education, having completed studies at the University of California, Santa Cruz, De Anza Community College, and other institutions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of clients including retail and institutional investors. The firm uses a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and it serves notable roles such as advising registered investment companies and delivering portfolios for Fidelity Institutional Wealth Adviser.

Mathew Miller is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of the West, Bancwest Investment Services, Inc., and JPMorgan Chase Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Carter Crum is a financial advisor at UBS Financial Services in Los Gatos, CA, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with UBS Financial Services since 2010. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, operating as both an investment adviser and a broker-dealer.

Douglas Gilliland is a Series 66-credentialed financial advisor with Morgan Stanley in Cupertino, CA, bringing 22 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2011. Outside of his advisory role, he is involved in elder care and support for a minor child through activities connected with the County of Santa Clara. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm employs structured planning tools and investment models but generally acts in an advisory capacity without providing individual security recommendations as part of its standalone planning services.

Donna Cirelli is a financial advisor with Primerica Advisors, holding a PFS™ designation and a Series 63 license, and has 27 years of industry experience. Her background includes work with the U.S. Treasury/IRS, Farmers Financial Solutions, and a real estate sales role at Century 21 since 2018. She is also a partner at Muller & Associates, a CPA firm where she commits approximately 20 hours per month. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 financial advisors and $15.5 billion in assets under management, offering model-based investment strategies supported by third-party asset managers.

Curtis Ko is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and 19 years of industry experience. He has worked at Wells Fargo Investments and Wells Fargo Clearing since 2007. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.