Eduardo Vergara is a Series 66 licensed financial advisor with UBS Financial Services in Coral Gables, FL, where he has worked since 2014. He has 20 years of industry experience. Outside of his advisory role, he has been involved in real estate through the purchase and resale of a small townhouse. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Elizabeth Hoelle is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 65 and Series 66 credentials and nine years of industry experience. She has worked with J.P. Morgan since 2019 and previously held roles at Morgan Stanley. She serves as Treasurer and board member for the nonprofits Locust Projects and Haystack Mountain School of Crafts. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Alex Goone is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities and JPMORGAN CHASE Bank NA since 2013, with a brief tenure at Moof Associates LLC from 2019 to 2020. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Lizzette Inchaustegui is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 30 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and consulting with a range of portfolio management styles, supported by extensive research and institutional capabilities.

Ricardo Pintado Caravita is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 credential and bringing 23 years of industry experience. He has been with UBS since 2014. Outside of his advisory role, he is involved in managing family-owned real estate investment holdings in Mexico through several holding companies. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to deliver tailored investment advice.

Luciana Cruz is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and with 22 years of industry experience. She previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, where she served for nearly a decade. Outside of her advisory role, she manages Cruz Financial, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to illustrate potential outcomes, and supports its recommendations through various advisory programs.

Jorge Ordonez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2010. In addition to his advisory role, he has been involved with Miami Dade College since 2010. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Armando Jaen is a financial advisor with Charles Schwab in Coral Gables, FL, holding a Series 63 designation and over 26 years of industry experience. He has been with Charles Schwab since 1998. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Amelia Balonek is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63, Series 65, and Series 66 licenses and bringing 17 years of industry experience. She has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Balonek serves on the Finance Committee of The Cushman School, a private school in Miami. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that does not provide individual security recommendations as part of standalone plans.

Paula Garver is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of industry experience. She has previously worked at Santander Securities, Santander Bank, and JP Morgan Chase Bank, where she spent over two decades in various roles. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Rebecca Gotterer is a financial advisor with J.P. Morgan Securities in Miami, FL. She holds a Series 66 designation and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. Prior to that, she has held positions at Augustinus Bader and Camp Ramah Darom. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its approach.

Maria Bonelli is an International Wealth Advisor at Merrill Lynch Wealth Management, specializing in providing wealth management services to a select group of wealthy families. Her practice emphasizes personal client service combined with long-term investment planning, focusing on understanding her clients' life goals and setting strategies to meet them. Maria's business model includes disciplined investment and risk management, fostering long-lasting relationships based on trust, integrity, and superior client service. Maria holds a Bachelor's Degree from Florida International University and a Master's Degree from the University of Miami. She has earned professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Fluent in Spanish, Portuguese, and English, she works closely with clients to develop personalized financial strategies designed to help pursue their long-term goals. In addition to her professional work, Maria participates in community activities, volunteering with local organizations. Her personal interests include cooking, golfing, and running.

Maria Traina is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2011. Outside of her advisory role, she operates a sole proprietorship as a real estate agent for transactions involving herself and her immediate family. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Mark Carpenter is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials, and has 30 years of industry experience. He worked at Deutsche Bank Securities Inc. for 16 years before joining Raymond James in 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services supported by a nationwide network of advisors.

Jimena Herrera is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to her current role, she held various positions at J.P. Morgan Chase Bank and GTE Financial. Outside of finance, she operates Jimena Herrera Photography, a personal business venture. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Joshua Navarro is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at J.P. Morgan Securities since 2004 and is involved with Supernova Acquisitions LLC. Outside of finance, Navarro is an owner and passive investor in food and beverage businesses including Smood Sweets Inc and Ariete Hospitality Group, and serves on the advisory board of Breakthrough Miami, a nonprofit offering academic enrichment to underserved middle-school students. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized reporting through its Wealth Advisors. The firm combines large institutional advisory capabilities with brokerage, distribution, and investment management services, offering recommendations on a non-discretionary basis while clients retain final decision authority.

Carolina Del Panta Dantas Leite is a Series 66-licensed advisor at J.P. Morgan Securities with one year of industry experience. Her work history includes roles at Vinci Partners and JGP Asset, as well as time at JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework and offers services on a non-discretionary basis, with final decision-making authority retained by clients.

Magaly Ladron De Guevara is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and having 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. She is based in Doral, Florida. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

David Null is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 14 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2017 and previously held positions at Park Avenue Securities and Guardian Life Insurance Company. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Beverly Steinbook is a financial advisor at UBS Financial Services with 17 years of industry experience. She has held roles at UBS Financial Services since 2015, with a brief tenure at Morgan Stanley from 2022 to 2024. She holds Series 63 and Series 65 credentials. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor client solutions.