Julia Murray is a financial advisor at Edward Jones with four years of industry experience. She holds a Series 66 designation and has worked previously at Smile Direct Club and Hillwood Country Club. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Kenton Cardon is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds the Series 66 designation and has worked at Raymond James since 2016 and Wells Fargo Advisors since 2015. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a notable focus on municipal clients and public finance activities.

Christy Falco is a financial advisor with Raymond James & Associates in St. Petersburg, FL. She holds a Series 66 designation and has 15 years of industry experience. Her prior work includes a one-year role at Transamerica Financial Advisors and ongoing engagements with Pro Unlimited and LA Fitness alongside her advisory duties. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets with over 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting to a broad client base, including individuals, institutions, and government entities, delivering non-discretionary advice supported by extensive research and a wide affiliate network.

Matthew Lewis is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. His prior work includes roles at Deloitte, General Dynamics, and academic positions at Southern Illinois University and the College of Business SIUC. Edward Jones is a full-service wealth management firm with over four million clients and approximately $1.01 trillion in assets under management. The firm provides a range of advisory services to individual, institutional, and corporate clients through a large nationwide network of financial advisors and branch offices.

Nicola Saner is a financial advisor at Raymond James & Associates with two years of industry experience. She holds the Series 66 designation and has been with Raymond James since 2013. Outside of advising, she owns and manages a rental property through an LLC in St. Petersburg, FL. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both retail and institutional clients through various advisory and fiduciary services.

Paul Covelski is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2018. He has been serving Fidelity clients for more than 20 years, focusing on helping clients and their families grow and protect their wealth, make sound investment decisions, and simplify their financial lives. Paul partners with clients to understand their goals and build customized financial plans tailored to their unique situations. His extensive experience at Fidelity includes roles such as Financial Consultant, Investment Representative, Private Client Group Relationship Manager, Premium Services Representative, Financial Representative, and 401k Customer Service Associate. Prior to joining Fidelity, he worked as a Personal Banker at Bank of America. Paul holds a California Insurance License. Outside of his professional career, Paul enjoys family activities, military service, outdoor adventures, parenthood, running, and traveling.

Amy Buck is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, she worked for eight years at Corteva Agriscience. She is also an owner of a property planned to be used as an Airbnb starting in January 2026. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Steven Kim is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2014. Outside of his advisory role, he is the owner and partner of Steven Alexander LLC, a private investment company used as an estate planning vehicle. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these advisory services alongside affiliated brokerage and investment management capabilities.

Patrick Kelley is a financial advisor with LPL Enterprise in St. Petersburg, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. His prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Raymond James Financial Services Advisors Inc. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model wealth portfolios and third-party asset management programs through an integrated advisory and brokerage platform.

Gregory Sapp is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 designations and 15 years of industry experience. He has been with Raymond James & Associates since 2015 and has also worked with Raymond James Financial and Raymond James Financial Services, Inc. during his career. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base including individuals, pension plans, corporations, and government entities, offering wealth advisory planning and investment consulting through both non-discretionary financial advice and firm-sponsored wrap fee programs.

Andrew Judd is a financial advisor at Raymond James & Associates with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Citigroup and various Raymond James entities. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable organizations, and government clients. The firm offers tailored financial plans and investment recommendations, emphasizing municipal finance and institutional fiduciary solutions alongside its retail advisory services.

Stephen Kelly is a financial advisor with LPL Financial in Dunedin, FL, holding Series 63 and Series 65 credentials and having 30 years of industry experience. He has been with LPL Financial since 2015 and previously operated Kelly Financial Group, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Patrick O'Neill is a CFP® with 44 years of experience in the financial services industry. He is currently affiliated with Raymond James Financial Services Advisors, Inc. and Family Legacy Wealth Partners, where he has worked since 2018. Prior to this, he spent 10 years at Morgan Stanley. Outside of his advisory roles, he is involved in managing several rental real estate properties. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored strategies supported by firm research and a broad affiliate network.

Nicholas Lacy is a financial advisor at Raymond James & Associates with 28 years of industry experience. He has been with Raymond James & Associates since 2006 and holds the Series 63 and Series 66 designations. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, serving both retail and institutional clients with specialized public finance and municipal services.

Robert Applegate is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 20 years of industry experience. He previously worked at Raymond James Financial Services, Inc. for ten years and has a brief entrepreneurial background with Larry's Super Dogs, LLC. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, serving both retail and institutional clients with a range of advisory programs.

Ashley Johnson is a CFP® with 18 years of experience in financial advising, currently with Ameriprise in Clearwater, FL. She has been with Ameriprise and its affiliated entities since 2007. Outside of her advisory role, she manages the operational side of her practice through A.E. Johnson Enterprises. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that address income, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach while offering a broad range of advisory, brokerage, and insurance solutions.

Patrick Lukert is a financial advisor with Fidelity and holds a Series 66 designation. He has three years of industry experience and has previously worked at Morgan Stanley and New York Life Insurance Company. Outside of advisory work, he also drives for Uber Technologies and participates as a buyer and seller on Mercari. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and model portfolios built through a combination of proprietary research and quantitative methods. The firm serves a broad client base and is noted for its use of algorithmic portfolio construction and its advisory roles to multiple registered investment companies.

Jacqueline Postell is a financial advisor with Raymond James & Associates based in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Her career includes ten years at Northwestern Mutual Investment Management and Northwestern Mutual Life Insurance Company before joining Raymond James in 2018. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets with over 5,400 advisors. The firm serves a diverse client base, including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Joshua Milrad is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and five years of industry experience. He previously worked at Morgan Stanley and has experience outside finance, including a role at Runyons Restaurant. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports both retail and institutional clients with specialized services in public finance and municipal work.

Joseph Shankwitz is a financial advisor with Ameriprise in St. Petersburg, FL, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliates since 2006. Outside of advising, he owns a retail business in Clearwater, FL. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.