David Blount is a CFP® with 25 years of industry experience and is currently affiliated with LPL Financial. He previously worked at THE O.N. Equity Sales Company for 15 years and has been an independent insurance agent for over two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Joseph Bell is a financial advisor at Charles Schwab with six years of industry experience. He has worked at Charles Schwab since 2018 and previously spent five years at Bank of America Merrill Lynch. He holds a Series 66 designation and is based in Orlando, Florida. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment onboarding process.

Yanping Wu is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses and 12 years of industry experience. She has been with Charles Schwab & Co., Inc. since 2016. Outside of her advisory work, she co-owns a second home that is a rental residential property. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combined advisory, brokerage, custody, and cash-sweep platform, offering primarily non-discretionary investment guidance alongside access to discretionary separately managed accounts.

Daniel Shapiro is a CFP®-credentialed financial advisor with Charles Schwab in Orlando, FL, where he has worked since 1994, accumulating 31 years of industry experience. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he serves as managing member of Starfish Green, LLC, a venture involved in second home rental property management. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative investment process.

Mehdy Forootan Flores is a financial advisor with Charles Schwab in Orlando, FL. He holds a Series 66 designation and has worked in the financial industry since 2023, with prior experience at Banrio Casa de Valores and 3F ARQ + CONST. He is also a passive member of S&M Synergy Group LLC, a non-agent real estate business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by research and due diligence on alternative investments.

Todd Merrill is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and four years of industry experience. He previously worked at Marriott Vacation Club, Trustco Bank, Lowe's, and served 20 years in the U.S. Navy. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts.

Frank Garces is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. He has worked with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2012. Outside of his advisory role, he serves as president and CEO of F & S Commerce, Inc., an e-commerce business selling personal goods through Amazon. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Diego Cardoso-Pereira is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. His role focuses on providing personalized financial planning that aligns with each client's unique goals, offering tailored guidance to develop disciplined investment strategies aimed at growing, protecting, and enjoying their wealth with confidence. Prior to his current position, Diego held various roles at Fidelity Investments, including Investment Consultant, Planning Consultant, and Investment Solutions Representative from 2021 to 2023. Before joining Fidelity Investments, Diego gained experience in the financial sector through positions such as Assistant Vice President of Operations at StoneX Group, Derivatives Middle Office Specialist at Voya Investment Management, Associate Equity Operations at Cowen Inc., and Intermediate Analyst at Bank of New York Mellon. Diego has personal interests in comedy, football, golf, movies, pets, and traveling.

Jhonatan Quintero is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work includes roles at Family First Life and American Income Life. He receives insurance residuals as a secondary activity. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a structured alternative investment platform.

Yanilsa Pinkus is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 66 licenses and has 23 years of industry experience. Her prior firms include Raymond & Associates Inc, Moors & Cabot Inc, and Wells Fargo Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm emphasizes tailored, non-discretionary planning and supports municipal and public finance work through unique affiliations.

Russell Hardy is a financial advisor with Charles Schwab & Co., Inc. in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has been with Charles Schwab since 2018. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management solutions. The firm combines comprehensive advisory, brokerage, custody, and cash-sweep services within an integrated operational structure.

Michelle Conlon is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds the Series 66 designation and has been with various J.P. Morgan entities since 2016, currently based in Altamonte Springs, FL. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Luciano Denegri is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2018. Denegri also served on a charitable committee facilitating relationships between schools in Peru and those in the United States. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Jeremy Adams is a Series 66-licensed financial advisor with 11 years of industry experience. He is currently with Edward Jones and has previously worked at JPMorgan Securities LLC and Morgan Stanley in various capacities. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a range of advisory programs and investment strategies backed by a nationwide network of over 23,000 financial advisors.

Edith Lopez is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 66 licenses and three years of industry experience. She has been with Wells Fargo Clearing since 2022 and has worked at Wells Fargo Bank, NA since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kent Akins is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Morgan Stanley and its related entities since 2009, including Morgan Stanley Private Bank since 2015. Outside of his advisory role, Akins serves as secretary and treasurer of a small law center and is the general partner managing a timber farm investment holding company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions. The firm provides tailored financial planning using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Cynthia Zapp is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 66 designation and has been with MLPFS since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jonathan Wilson is a financial advisor at J.P. Morgan Securities with a Series 66 designation and six years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2021 and previously held roles at Bank of America and Merrill from 2016 to 2021. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Kate Sweeney is a financial advisor with Morgan Stanley in Winter Park, FL, holding CFP®, Series 65, and Series 63 designations and bringing 42 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, including tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Michael Scheid Jr. is a financial advisor with Morgan Stanley in Winter Park, FL, holding a Series 66 designation and five years of industry experience. He previously worked at Level Equity Management, LLC from 2016 to 2021 before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley in 2021. Outside of advising, he is involved with KM Ventures, LLC, a real estate-related business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.