Maxwell Stover is a Financial Advisor with Merrill Lynch Wealth Management and a member of the Ruszkowski Fisher Group. Based in Houston, he provides personalized wealth management strategies tailored to each client's financial goals. Maxwell focuses on areas including college education planning, family wealth management, legacy planning, retirement income, and socially responsible investing, among others. Maxwell grew up in Corpus Christi, Texas, and earned a bachelor's degree in economics from Texas A&M University Corpus Christi. Following his graduation in 2011, he relocated to Houston to pursue a career as a financial advisor, joining Merrill Lynch Wealth Management in 2015. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to his professional work, Maxwell participates in community activities such as volunteering with Houston Cares Animal Rescue. Outside of work, he enjoys camping, cooking, fishing, hiking, music, reading, skiing, and spending time with his family.

David Johnstun is a financial advisor with Primerica Advisors in Houston, TX, holding Series 65 and Series 66 licenses and bringing 12 years of industry experience. His prior work includes roles at AIG Capital Services, Inc. and American General Life Insurance from 2016 to 2019. Outside of advisory work, he drives for Uber on a limited basis. Primerica Advisors sponsors a wrap-fee asset management program that primarily serves individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offers model-driven investment strategies supported by third-party asset managers and custodians.

Kenneth Wilson is a financial advisor with Primerica Advisors in Houston, TX. He holds Series 63 and Series 65 licenses and has professional experience beginning in 2019 with Primerica Financial Services, followed by a role at PFS Investments Inc. since 2025. Prior to his advisory career, he spent 15 years in homeschooling. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services via model recommendations developed by unaffiliated asset managers and supported by custodial and trade execution providers.

Ryan Pledger is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 12 years of industry experience. He previously worked at Edward Jones for seven years before joining LPL Financial. Pledger serves as a board member for the nonprofit Sienna MUD 6 in Houston, Texas. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management options, utilizing both proprietary and third-party investment models across discretionary and non-discretionary strategies.

Devin Bogert is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and nine years of industry experience. He has worked at Morgan Stanley and its affiliated Private Bank since 2016 and 2017, respectively. Outside of his advisory role, Bogert is the sole proprietor of Moti, a technology-related business, and is a partner in several recreation and marine-related ventures based in Miami. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that include planning but typically do not involve individual security recommendations within standalone programs.

Usama Khan is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab and its affiliated entities since 2015. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and due diligence on alternative investments.

Elizabeth Goetzman is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including customized financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Beena Mathew is a financial advisor at Cetera with 11 years of industry experience. She holds a Series 66 designation and has been associated with Cetera and Cetera Wealth Services, LLC since 2015. In addition to her advisory role, she is a CPA and is involved in tax planning and preparation through her business, Babukutty Financial, and also sells fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of investment management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary authorities across multiple program structures.

Shannon Abel is a financial advisor with Ameriprise in Houston, TX, holding Series 63 and Series 66 designations and 18 years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Abel serves on the Board of Directors for the Spring Branch Memorial Sports Association and holds leadership roles in several nonprofit organizations, including Vice President of Standards for the National Charity League - Bayou Villages Chapter and Treasurer of the Houston Alpha Delta Pi Alumnae Association. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Emily Hardin is a financial advisor with Equitable Advisors in Houston, TX, holding a Series 66 designation and beginning her industry career in 2026. Prior to joining Equitable Advisors, she worked at Texas A&M University and also spent two years with Caddie Cox at Equitable Advisors. Equitable Advisors serves a broad client base including individuals of varying wealth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs, utilizing a range of proprietary and third-party advisory models and investment solutions.

Carlos Gonzalez is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds a Series 66 designation and has held positions at JPMorgan Chase Bank, N.A., Chase Investment Services Corp., and Wells Fargo Investments, LLC. He is based in Houston, TX. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by centralized due diligence and incorporates forward-looking capital market assumptions.

Kenny Hoover is a financial advisor at Morgan Stanley with 27 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is the sole owner of ZBH3, LLC, a real estate business in Friendswood, Texas. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to both individual and institutional clients, including tailored financial planning and estate planning strategies. The firm uses a structured financial planning process supported by approved tools and offers access to various investment products and private funds.

Sasha Thompson is a financial advisor at Edward Jones with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has worked previously at BBVA Wealth Solutions, Compass Bank, BBVA Securities, BBVA Compass Insurance Agency, Zions Bank, and LPL Financial. Thompson has been with Edward Jones since 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and operates under a fiduciary standard, with a notable nationwide network of financial advisors and branch offices.

Eric Koch is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 designations and bringing 15 years of industry experience. He has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses firm-approved planning tools and market models as part of its structured financial planning process.

Lance Allen is a financial advisor with Ameriprise, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. His prior roles include positions at Cetera, Heritage Bank, Edward Jones, and DWS Investments Distributors. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Mirna Polis is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2018. Prior to that, she was employed at the Royal Bank of Canada. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria, with a broad range of derivatives and commodities capabilities.

Tom Hansen is a Wealth Management Advisor and the head of the Hansen Group at Merrill Lynch Wealth Management. With over 30 years of experience at Merrill, he leads a seven-person executive team that serves clients with a broad range of services including wealth planning, fiduciary investment management, private banking, mergers and acquisitions, personal and business lending, family wealth advice, and trust and estate services through Bank of America. Tom specializes in family wealth management strategies, personal retirement planning, and retirement income. He utilizes Merrill's proprietary Personal Wealth Analysis™ to create customized financial plans tailored to clients' goals and aspirations. He focuses on helping clients achieve a work-optional lifestyle and approaches retirement planning with the perspective that the traditional concept of retirement is outdated. Tom holds a Bachelor's Degree from the University of Wisconsin System and is a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is involved in the community through his participation with the Boys & Girls Clubs of Greater Houston. Outside of work, Tom enjoys boating, fishing, traveling, and spending time with his family.

John Woltemate Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has previously worked with LPL Financial and has a long tenure at CUNA Brokerage Services and Cuna Mutual Insurance Society. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse investment programs and portfolio management options through a large network of independent advisors.

Daniela Valle is a financial advisor at Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses with eight years of industry experience. She has worked at Morgan Stanley since 2017 and previously spent three years at J.Jill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analysis.

Lawrence Salgado is a Private Wealth Advisor with Merrill Private Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Lawrence completed his high school education at St Francis Preparatory School. He also attended Baruch College and the Pennsylvania State University System, though he did not receive degrees from either institution.