William Lowry Jr. is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, Progressive Insurance, and Carrington Mortgage Services. Outside of finance, he has been involved with Tony L Woodworking LLC since 2021. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Andrea Peterson is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has prior experience at organizations including Baptist MD Anderson Cancer Center and the Jacksonville Jaguars. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm serves a diverse client base and is noted for its use of model portfolios, AI-driven research methods, and formal advisory roles to multiple registered investment companies.

Christopher Dorman is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and has been with Fidelity Investments since 2021. Prior to his advisory role, he was involved with Orange Park Christian Church from 2012 to 2021. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio solutions. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, and is noted for its registration as a commodity pool operator and advisory roles to multiple registered investment companies.

Jordan Swanner is a financial advisor with Fidelity in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Fidelity Investments and Edie Williams State Farm, as well as employment at the University of North Florida and other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, utilizing a range of investment vehicles and maintaining oversight of affiliated sub-advisers.

Jesse Ruiz is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. He previously worked at Federal Express for six years before joining Fidelity in 2021. Jesse is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios, and it holds distinctive registrations such as with the CFTC as a commodity pool operator.

Miranda Harper is a CFP®-certified financial advisor with 24 years of industry experience, currently with Fidelity in Jacksonville, FL. She has been with Fidelity Investments and its related entities since 2006. Outside of advisory work, she manages administrative duties for several rental properties. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary research and quantitative methods to create model portfolios and serves in advisory roles to multiple registered investment companies.

Anh Bui is a financial advisor at J.P. Morgan Securities with one year of industry experience. Prior to joining J.P. Morgan, Anh worked at Fidelity Investments and has experience in education and nonprofit roles, including positions at Jean Ribault High School, William Raines High School, and The Arc Americorps/Arc Jacksonville. Anh also operated Bui Business LLC for two years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Justin Riege is a financial advisor with Charles Schwab in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2018 and 2019, respectively. Previously, he was involved with the Crossroads of America Boy Scouts of America and engaged in full-time education at IUPUI. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, strategic asset allocation, and due diligence on alternative investments.

Rose Ellisor is a financial advisor with Ameriprise Financial Services LLC, holding a Series 66 designation and eight years of industry experience. She has been with Ameriprise since 2015. Outside of her advisory role, she serves on the Board of Directors for Tennis 4 Cancer and works as a Hospitality Coordinator for the organization. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement recommendations through a centralized consulting team.

Elizabeth Hoffman is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, she worked in the fitness and wellness industry, including roles at Crunch Fitness and Alpha Omega Personal Fitness. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manages oversight through affiliated and unaffiliated sub-advisers.

John Morrissey is a financial advisor based in Jacksonville, FL, affiliated with Merrill. He holds Series 63 and Series 66 designations and has 11 years of industry experience. His prior work includes roles at Fidelity Brokerage Services and Bank of America, where he has been since 2017. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment management with broader banking services, including lending and custody.

Jordan McCullers is a Financial Consultant at Fidelity Investments, where he has been employed since 2014 in various roles. His current position involves partnering with clients and their families to achieve their financial goals, emphasizing trust, honesty, and transparency in his relationships. Jordan prioritizes his clients' and their families' needs in all financial decisions to support their vision of long-term success. His professional experience at Fidelity Investments includes roles as Senior Portfolio Specialist, Portfolio Specialist, Workplace Consultant, Retirement Solutions Representative, Investment Solutions Representative, and Financial Service Representative. Jordan holds insurance licenses in Arkansas and California. Outside of his professional career, Jordan has interests in beach activities, boating, camping, concerts, hiking, and traveling.

Nicholas Sudik is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. He has been with J.P. Morgan Securities LLC since 2024 and has worked at JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Kyle McCarthy is a Financial Consultant at Fidelity Investments, LLC, where he has been working since 2025. He collaborates with clients to develop and maintain retirement plans, focusing on comprehensive financial planning tailored to individual goals. Prior to his current role, Kyle served as a Planning Consultant at Fidelity Investments from 2023 to 2025 and as a Central Relationship Manager from 2022 to 2023. He also worked as an Internal Wholesaler at Jackson National between 2019 and 2020. Kyle holds insurance licenses in Arkansas and California.

Adrienne Glover is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. She also has a 15-year tenure with Bank of America, N.A. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based, discretionary, and tax-aware investment strategies. The firm serves a broad client base including individuals, high-net-worth clients, and institutional investors, and integrates its services within Bank of America’s wider corporate platform.

Garet Lagrange is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at KB Home and A Duda & Sons, as well as academic experience at the University of North Florida and Hagerty High School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an adviser to multiple registered investment companies and fund-of-funds.

Jose Padillasantos is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. His previous work includes roles at Bank of America and mortgage companies such as Fairway Mortgage and NewRez. Merrill provides managed account services through the Select Portfolio Solutions program for Bank of America fiduciary clients, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates a wide range of products and services within Bank of America’s platform.

Bonnie Rowand is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, and has 30 years of industry experience. She has been with Merrill since 1994. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America’s broader platform gives clients access to an extensive set of products and services.

Alexander Stearley is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 designations. His career includes roles at Merrill since 2016 and Bank of America, N.A. since 2022. Merrill provides managed account services through the Select Portfolio Solutions program to a wide range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader platform.

Nancy Cosgrove is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has been with Fidelity and its subsidiary FIDELITY Brokerage Services LLC since 2015. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to diverse clients including retail investors, institutions, and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its roles as a commodity pool operator and adviser to multiple registered funds.