Joseph Bruno is a financial advisor with Ameriprise in Ponte Vedra Beach, FL, holding Series 66, 63, and 65 credentials and bringing 23 years of industry experience. Prior to joining Ameriprise in 2025, he worked at Bruno and Associates, LLC, Wells Fargo Clearing, and Wells Fargo Advisors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement planning recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Daniel Marcon is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with one year of industry experience. His prior work includes roles at The Capital Grille, Aruza Marketing, and several universities. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Sarah Barnett is a financial advisor at Fidelity with seven years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2021, following prior roles at Wells Fargo Clearing and Wells Fargo Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios composed of mutual funds, ETFs, and ETPs, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Carrie Spencer is a Financial Consultant at Fidelity Investments, a position she has held since 2022. In this role, she partners with clients to understand their financial goals and develops comprehensive financial plans tailored to meet the unique needs of individuals and families. She emphasizes building strong and trusting relationships through transparent communication and leverages business partners and resources across Fidelity to support clients' financial journeys. Prior to her current role, Carrie gained experience at Fidelity Investments as an Investment Consultant from 2020 to 2022, Retirement Solutions Representative from 2017 to 2018, and Financial Representative from 2016 to 2017. She holds an Arkansas Insurance License, supporting her capabilities in advising clients on insurance matters. Outside of her professional career, Carrie is engaged in family activities and has interests that include football, military service, parenthood, skiing, and traveling.

Michelaine Almodovar is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to joining Merrill in 2024, she held roles across various companies, including Year Up, Lyft Inc, and DoorDash Inc. Her background also includes positions in education and retail sectors. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based, discretionary, and related investment strategies to a diverse client base ranging from individuals to corporate fiduciaries.

Merilyn Shad is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 credentials and having 43 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Ryan Sweeney is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill Lynch since 2004. Outside of his advisory role, he serves as a board member of the Jacksonville Beach Baseball Association, a volunteer-run youth baseball organization. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations with model-based and discretionary investment strategies integrated within Bank of America’s corporate platform.

Stacey Walker is a financial advisor at Fidelity with 28 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2006, including roles at Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm serves a broad client base and is noted for its use of systematic methodologies, AI-driven research, and its role advising multiple registered investment companies.

Kim Larkin is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 credentials and 37 years of industry experience. Prior to joining LPL Financial in 2026, she spent 11 years with Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. Additionally, she is involved in selling life and health insurance products through various independent insurance companies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources across diversified and alternative strategies.

Jason Over is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 20 years of industry experience. He has worked at Merrill since 2006 and has also been affiliated with Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors. The firm integrates its services within Bank of America’s broader corporate platform, providing access to a wide range of investment products and services.

Patrick Oglesby is a Series 66-licensed advisor with Merrill, based in Jacksonville, FL, with 13 years of industry experience. He has been with Merrill since 2012 and is also involved with the Epping Forrest Yacht Club. Outside of his advisory role, he serves part-time as a backup boat captain for TowBoatUS Atlas Towing Salvage and Marine Services, providing on-the-water assistance to boaters. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Rachel Higgins is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in delivering personalized wealth management strategies that consider each client's full financial picture. Rachel works closely with individuals, families, and businesses to develop strategies that align with their unique goals and changing market conditions. She provides access to investment insights from Merrill Lynch, as well as banking and lending solutions through Bank of America. Her expertise includes areas such as college education planning, family wealth management, legacy planning, tax minimization, and retirement income. Rachel approaches financial planning with a relationship-based philosophy, aiming to help clients navigate financial transitions with confidence. She holds the Personal Investment Advisor (PIA) designation. Rachel holds a Bachelor's Degree from the University of North Carolina System and a Master's Degree from the University of Miami. Outside of her professional work, she enjoys antiquing, fishing, golfing, interior decorating, painting, running, softball, spending time with her family, traveling, and following football.

Matthew Shroyer is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His background includes roles at Fidelity Investments since 2021 and prior work in the hospitality industry. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative and algorithmic portfolio construction, and it maintains distinctive roles such as commodity pool operator registration and advisory responsibilities for multiple registered investment companies.

Evelyn Chiang is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and 24 years of industry experience. She has been with Merrill since 2002. Outside of her advisory role, she serves as an advisory board member for Hubbard House, a charitable organization in Jacksonville. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Stephen Van Bever is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2018 and Fidelity Investments since 2025. Prior to his financial career, he was affiliated with First Baptist Church of Winter Garden from 2014 to 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a mix of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is noted for its use of algorithmic methodologies, oversight of sub-advisers, and roles as a commodity pool operator and advisor to multiple registered investment companies.

Jamie Jezik is a financial advisor with Merrill based in Ponte Vedra Beach, FL. He holds a Series 66 designation and has 20 years of industry experience. His work history includes roles at Merrill since 2000 and Bank of America, N.A. since 2012. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to various financial products and services.

Colleen Newell is a financial advisor at Raymond James & Associates with 22 years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and Kestra Investment Services. Outside of advising, she is involved with Solomon's RV & Boat Storage. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, and institutional entities. The firm offers tailored financial plans and investment recommendations, serving both retail and municipal clients through various advisory and fiduciary programs.

Andrew Okey serves as Vice President and Financial Consultant at Fidelity Investments. In this role, he focuses on aligning appropriate tools and resources to support clients in working toward their financial goals. He has been with Fidelity Investments since 2019, progressing through various positions including Financial Consultant, PAS Portfolio Specialist, Investment Solutions Representative, and Workplace Planning Associate. Andrew holds insurance licenses in Arkansas and California.

Jack Buss is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at W&S Brokerage Services, WESTERN SOUTHERN Life, Equity Services, Inc., and National Life Group. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America’s platform allows access to a broad set of financial products and services beyond typical investment management.

John Galbraith is a financial advisor at Merrill with Series 63 and Series 66 credentials and two years of industry experience. His prior experience includes roles at Raymond James & Associates and Bank of America. He serves as co-executor of the estate of his late mother and is involved as an investor and advisory board member in a for-profit business, Progenitors, Inc. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.