Pamela Staples is a financial advisor at Morgan Stanley with 40 years of industry experience. She previously worked at Bank of America and Merrill for ten years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside of her advisory work, she is involved in an investment-related activity as the sole proprietor of a rental property business in Austin, Texas. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and utilizes structured financial planning tools, managing approximately $2.74 trillion in client assets.

Jennifer Pittman is a financial advisor with Raymond James & Associates in Austin, TX, holding a Series 66 credential and two years of industry experience. Her prior roles include positions at Ameriprise Financial Services and Edward Jones, as well as over a decade as an independent contractor. She serves on the Board of Directors for the Rouse High School Raider Golf Booster Club, acting as Treasurer and Tournament and Merchandise Director. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning and non-discretionary investment consulting supported by various portfolio management styles and affiliated research.

Emily Russell is a CFP® professional associated with LPL Financial in Austin, TX, with nine years of industry experience. Her career includes roles at University Federal Credit Union and CUSO Financial Services, LP before joining LPL Financial in 2025. Outside of her advisory work, she is a business owner of Russell's Customs Airsoft LLC and serves as a volunteer assistant swimming coach at Southwestern University. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a wide range of financial planning and advisory programs, with investment management supported by various model portfolios, research resources, and alternative strategies.

Gloria Velasquez Romero is a financial advisor with Ameriprise in Austin, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Ameriprise and its predecessor entity since 2005. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet specific asset criteria, combining research and modeling to provide tailored, written recommendations on income, Social Security, and tax-efficient withdrawal strategies.

Timothy Krudwig is a CFP®-certified financial advisor with Edward Jones, based in Cedar Park, TX, and has 22 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he is the sole proprietor of Krudwig Holdings, LLC, a holding company for real estate investments. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a large nationwide network of financial advisors and branch offices.

Duncan Peightal is a financial advisor at Merrill with a Series 66 designation and experience starting in 2018. His prior work includes roles at Bank of America and Walgreens. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional accounts.

Ian Withem is a financial advisor with Charles Schwab in Austin, TX, holding a CFP® designation and Series 63 and 66 licenses. He has five years of industry experience, including prior roles at TD Ameritrade and eToro USA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, leveraging multi-asset model portfolios and centralized operational support.

Saskia Hamner is a Financial Consultant at Fidelity Investments, a role she has held since 2023. She has been with Fidelity Investments since 2020, progressing through positions including Planning Consultant, Relationship Manager, and Financial Representative. In her current position, she leverages Fidelity's planning-based approach to work closely with clients, building comprehensive financial plans tailored to their goals. Saskia holds a California Insurance License, enabling her to provide informed advice on insurance-related financial matters. She emphasizes building client relationships characterized by compassion and diligence, aiming to empower clients to take control of their financial futures. Outside of her professional work, Saskia enjoys activities such as football, golf, spending time at the lake, caring for pets, and skiing.

Max Rodriguez is a financial advisor with LPL Financial in Austin, TX, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at USAA Financial Advisors and related entities from 2007 to 2018. Rodriguez operates Genesis Wealth Management, an affiliated business connected to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Christian Torres Oakes is a financial advisor with Charles Schwab in Austin, TX, holding Series 66 and Series 63 licenses and seven years of industry experience. His prior work includes roles at Apple and a restaurant, and he assists his father with plumbing work outside of his advisory duties. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, providing a combination of non-discretionary and discretionary investment management, financial planning, and brokerage services.

Michael Bayer III is a CFP® professional with 29 years of industry experience, currently serving at MassMutual Investors Services since 2017. He previously worked at Metlife Securities and has been associated with Massachusetts Mutual Life Insurance Company since 2016. Outside of his advisory role, Bayer is president and owner of Rocky Mountain Review, a CFP Board Approved Exam Review and continuing education business, and is active as a contributing writer, host, and speaker. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes ongoing collaborative planning relationships, utilizing advanced software tools to analyze client goals and deliver written recommendations.

Megan Mills is a CFP® professional with nine years of industry experience. She has worked at OSAIC since 2025 and previously spent eight years at Lincoln Financial Securities Corporation and six years with the City of Leander. Mills serves as a board member for the Georgetown Chamber of Commerce. OSAIC Wealth, Inc. serves a diverse client base, including individuals, high-net-worth investors, and institutional clients, offering integrated brokerage and advisory services supported by multiple platforms and advanced portfolio management tools.

Michael Calvin is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Bank of America and Merrill. Outside of his advisory role, he is a partner at Covenant Investments, LP in Austin, Texas. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Their planning process employs firm-approved tools and modeling methods, providing advisory services without individual security recommendations in standalone plans.

Keith Johnson is a financial advisor with Cetera, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. He has worked at firms including First Allied Securities, FFP Securities, and has been president of Logic Investment Advisors, LLC since 2008. Outside of his advisory roles, he volunteers with the International Waterlily Collection, a nonprofit organization. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and ongoing client supervision, operating with over $256 billion in assets under management through a nationwide network of more than 10,000 advisors.

Marques Bobo is a financial advisor at Ameriprise with four years of industry experience. He previously worked at Capital Analysts and Lincoln Investment and spent eight years at KDB&S LLC. Outside of his advisory role, he volunteers as an assistant football coach for the Legacy Ranch Youth Football Association. Ameriprise offers retirement-income planning services targeting individuals nearing or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies, utilizing a centralized consulting team to deliver research-driven, tax-efficient retirement income recommendations.

Ethan Gilbert is a CFP®-certified financial advisor with seven years of industry experience, currently affiliated with LPL Financial in Austin, TX. His prior experience includes roles at OSAIC, FSC Securities Corporation, Aspiriant LLC, and several other firms. Outside of advising, he has worked as a paraplanner at ANFS, Inc., assisting with client information gathering and financial plan preparation. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by model portfolios, third-party research, and technology-driven strategies.

James Wynes is a Series 66-licensed financial advisor with Edward Jones in Austin, TX, bringing three years of industry experience. His prior experience includes roles at Risk Services of Louisiana, Wynes Insurance Agency, and Aflac. He is also associated with Tonya Wynes, LLC, an insurance business in Austin. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a large nationwide network. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Zachary Feehan is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. His prior work includes roles at Charles Schwab Bank, SSB, Jet Propulsion Laboratory, and various periods focused on full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.

Becca Brocato is a Senior Financial Advisor with Merrill Lynch Wealth Management who specializes in personalized wealth management strategies. She works closely with clients to develop flexible financial plans tailored to their individual goals, drawing on the investment insights of Merrill and the banking and lending solutions of Bank of America. Her client focus areas include college education planning, family wealth management, retirement planning, and strategies for managing new wealth and special needs planning. Since beginning her career in financial services in 1995, Becca has combined her expertise in finance and human resources to guide clients through wealth planning in a clear and comfortable way. She is the founder of OAKS Wealth Management Group and holds a Personal Investment Advisor (PIA) designation. Becca earned her Bachelor of Business Administration in Finance from the University of Texas at Austin and her Master of Business Administration from Harvard University. A native Texan, Becca is involved in her community through roles such as National Charity League volunteer and University of Texas AEPhi Advisor. Outside of her professional life, she enjoys football, reading, traveling, and spending time with her family.

Mark Penny is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since the early 1990s. Outside of his advisory role, he is involved in selling home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses an independent due-diligence process to select asset managers and employs a tiered wrap fee structure.