Duyen Tran is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 63 designation and 14 years of industry experience. Tran has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2011 to 2016. Tran also has a long tenure with Wells Fargo Bank, N.A., dating back to 2006. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is based on investment policy statements and modern portfolio theory, and it includes a wider range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical among large institutional advisers.

Edward Hawley is a financial advisor with LPL Financial in San Diego, CA, holding Series 66 and Series 65 credentials and possessing 19 years of industry experience. His prior experience includes roles at Primeview Capital, LLC and Homebridge Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs and financial planning services supported by research and multiple portfolio management options.

Rachel Chryssostomides is a CFP® professional with 11 years of industry experience, currently advising at LPL Financial since 2026. She previously worked at Ameriprise and FSC Securities, and has entrepreneurial experience running The Root Cellar LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm provides a range of financial planning, advisory programs, and retirement consulting services, utilizing model portfolios, third-party research, and a variety of discretionary and non-discretionary management approaches.

Scott Hagopian is a financial advisor at LPL Financial with 44 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Cambridge Investment Research Advisors, Inc. and The Mutual Life Insurance Company of New York. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services through a large network of investment adviser representatives.

Justin Wees is a financial advisor with Charles Schwab in San Diego, CA, holding Series 63 and Series 66 licenses and having 27 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank SSB since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Jamie Meronoff is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2024. Prior to this, he worked at Wells Fargo Clearing from 2020 to 2024 and Edward Jones from 2010 to 2020. He owns and operates JAM WEALTH, LLC, an independent financial practice based in La Jolla, CA. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, with flexible implementation options and integrates advisory services with other financial products and referral channels.

David Martin is a financial advisor at LPL Financial with two years of industry experience. He previously worked at Quest Accounting & Financial Services, Inc. for eight years and The Argen Corporation for twenty years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by extensive research and technology solutions.

Sven Meza is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. He has been with LPL Financial since 2015. Outside of his advisory role, he serves as a non-public FINRA arbitrator. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with a range of discretionary and non-discretionary management options supported by research and model portfolios.

Brendan Davis is a financial advisor with Cetera and holds a Series 66 designation, bringing 12 years of industry experience. He has worked at several firms including Merrill, Bank of America, and Nationwide Investment Services Corporation. Outside of his advisory role, he is a notary and manages rental properties. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with access to affiliated and third-party managers.

Wade Steverson is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and 20 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he owns a rental property in San Diego. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in an IPS-driven process and modern portfolio theory. The firm is notable for including insurance-related vehicles and bank deposit sweep options in its investment menus.

Andrew Duhovic is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Cetera Advisors and Pruco Securities LLC, as well as employment with the University of San Diego in various capacities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options, supported by research and model portfolios.

Ryan Pinkerton is a financial advisor with LPL Financial, holding a Series 66 credential and five years of industry experience. His prior roles include positions at Securian Financial Services, North Star Resource Group, Minnesota Life Insurance Co, and CRI Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual investors, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, and incorporates various investment strategies supported by internal and third-party research.

Renata Jaskiewicz is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 17 years of industry experience. She has been with LPL Financial since 2010. Outside of her advisory role, she is a notary public and also works as a tax preparer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, research from multiple sources, and various technological tools.

Dan Foster is a CFP®-certified financial advisor with 41 years of industry experience, currently affiliated with Cetera. He has worked at AIM Financial Consulting Group Inc. since 1984 and has been associated with Cetera Advisors LLC since 2014. Outside of his advisory roles, he is involved in nonprofit work through The Alley Food Ministry, which provides food to homeless and food-insecure individuals, and volunteers pro bono financial advice for Homes for Our Troops, a foundation supporting disabled veterans. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse investment management solutions through a multi-manager platform that includes model portfolios, third-party managers, and customized strategies, supported by comprehensive supervisory and review processes.

Justin Steers is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at UBS Financial Services and Wells Fargo Clearing. Steers serves as a board member of the Exit Planning Institute, an educational organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools.

Alexander Brewer is a financial advisor at Morgan Stanley in La Jolla, CA, holding a Series 66 license with one year of industry experience. His prior roles include positions at RBC Capital Markets, The Vanguard Group, and RiverSource. Outside of advising, he is a partner in Malu Co LLC, a retail and online sales business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques.

Jesus Loje Sanchez is a Financial Advisor with Merrill Lynch Wealth Management. He has over eight years of experience in the financial services industry and builds his practice by offering tailored financial planning strategies to both personal and institutional clients. Jesus is bilingual, fluent in English and Spanish, which allows him to connect with a diverse client base and help them optimize their financial health. He specializes in areas including family wealth management, retirement planning, portfolio management, small business strategies, socially responsible investing, tax minimization, and retirement income. Jesus holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designation and has obtained a High School Diploma from Santana High School as well as an Associate's Degree from Grossmont College. A native of San Diego, Jesus grew up in the east county communities and enjoys an active lifestyle. His personal interests include cooking, music, skiing, surfing, and watching movies.

Jose Cuellar is a CFP® professional with 18 years of industry experience, currently associated with Wells Fargo Clearing since 2025. Prior to this, he worked at JP Morgan Chase Bank and JP Morgan Securities from 2019 to 2025, and at UBS Financial Services from 2015 to 2019. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports a broad range of brokerage and advisory solutions.

Ian Jones is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Prior to joining LPL Financial in 2019, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is involved with ESGology, Inc., an investment-related business entity. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and technologies such as machine learning.

Ana Cuadras is a financial advisor at Morgan Stanley with five years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2019. Her prior work experience includes roles at Uber, Petsmart, The Container Store, and the University of Arizona. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs. The firm emphasizes structured financial planning supported by proprietary tools and offers services that integrate global market insights without providing individual security recommendations as part of standalone planning.