William Knoke is a CFP® professional with 36 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. He previously worked for Waddell & Reed, Inc. and operated his own firm, William L. Knoke, Inc., for over three decades. Knoke is also involved in tax preparation and accounting through The Knoke Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and both discretionary and non-discretionary management approaches.

Roberto Valencia Friderici is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and began his career in financial services in 2024, with prior experience at APN Tech and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Kalianov is a financial advisor with Cetera, holding the CFP® and ChFC® designations and bringing 38 years of industry experience. His prior roles include long-term work with Crown Capital Securities and Platinum 100 Financial Services, where he continues as sole proprietor offering comprehensive financial planning services. He also serves on the board of directors for the Delario Condominiums HOA. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management options and access to numerous third-party money managers.

Bradley Smith is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill Lynch Pierce Fenner and Smith and Bank of America. His prior experience includes a partnership with Leah Averre and involvement in a business called Dana Point Duplex. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities.

Nicole Slapak is a Series 66-licensed financial advisor at J.P. Morgan Securities with 10 years of industry experience. She previously worked at Morgan Stanley from 2015 to 2021 before joining J.P. Morgan Securities and J.P. Morgan Chase Bank in 2021. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Eric Ritossa is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Charles Schwab. He has been with Charles Schwab since 2013 and Charles Schwab Bank since 2015. Outside of his advisory role, Eric coaches 1-2 CrossFit classes per week at Aliso CrossFit. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and provides integrated brokerage, custody, and cash-sweep services.

Zakir Gunja is a financial advisor at LPL Enterprise with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management arrangements, and a range of brokerage and insurance products.

Mike Samantha is a CFP® professional with 42 years of industry experience, currently serving as a financial advisor at Cetera. He has been affiliated with Cetera Advisors LLC since 2013 and joined Cetera in 2024. Outside of his advisory role, he owns US Advisors LLC, a pension and tax consulting business, and is also involved in selling fixed insurance products including life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is a large SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform, with over $256 billion in assets under management and a network of more than 10,000 advisors nationwide.

Tristan Gunson is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and four years of industry experience. His prior roles include positions at Whittier Trust Company, CoreVest Finance, and Northwestern Mutual. He has also been involved with the Palos Verdes Beach and Athletic Foundation. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Priyash Jain is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America prior to joining J.P. Morgan. His background includes roles in marketing and talent services, as well as experience at Chapman University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

John Lewis is a financial advisor with OSAIC in Tustin, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Liberty Capital Management and OSAIC for over two decades and is the owner of Lewis & Lack A Financial Services Corporation, which provides accounting and bookkeeping services. Additionally, he manages commercial office property as part of a tenants in common ownership group. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through a broad network of advisors. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and third-party money managers to construct diversified portfolios.

Aaron Marks is a financial advisor with Wells Fargo Clearing in Anaheim, CA, holding a Series 66 designation and 13 years of industry experience. He previously worked at Citi Private Bank from 2012 to 2017 before joining Wells Fargo Bank and Wells Fargo Advisors, LLC in 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with options for both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Blake Clayton is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Rondure Global Advisors and Ensign Peak Advisors. Clayton is an adjunct finance professor at Chapman University and the University of California, and he receives publishing royalties from external books. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Alexander Roth is a financial advisor with UBS Financial Services and holds a Series 66 designation. He has 10 years of industry experience, including 11 years at UBS. Outside of his advisory role, Roth operates a small music recording, videography, and promotional business called Free Foundations. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor advice to client goals and risk tolerances.

Rosa Schulte is a financial advisor at Raymond James & Associates with 25 years of industry experience. She has been with Raymond James since 2012. Outside of her advisory role, she serves as an officer and co-owner of Schulte Corporation, where she assists with bookkeeping duties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

I Chen Le is a CFP®-certified financial advisor with 20 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to this, Chen was with Wells Fargo Advisors LLC for five years. Outside of finance, Chen maintains a parental blog and is engaged in abstract art, creating and selling artwork in Rancho Cucamonga, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm uses an IPS-driven approach grounded in modern portfolio theory and offers both discretionary and non-discretionary services tailored to plan needs, including unique investment options such as insurance-related vehicles and bank deposit sweep programs.

Tingyi Wu is a financial advisor at Charles Schwab in Irvine, CA, holding a Series 66 designation. Wu has one year of industry experience, including previous roles at Morgan Stanley and Charles Schwab Bank, SSB. Prior to entering the financial industry, Wu worked in education and retail. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers research-backed multi-asset model portfolios and alternative investment options.

Christina Bennett is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at LPL Financial in Tustin, CA. She has been with LPL Financial since 2008 and also works with Door Dash in a delivery service role. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services through a large national network of investment adviser representatives.

Aliyah Jaramillo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at Bank of America, Merrill, and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and offers both brokerage and advisory solutions.

Lisa Lighthipe Hinz is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and possessing 31 years of industry experience. She previously worked for Crown Capital Securities, LP for 21 years before joining LPL Financial in 2024. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary management supported by proprietary and third-party research.