Linda Charvonia is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory work, she manages a rental property in Scottsdale, Arizona. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory approach is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Carmen Richards is a financial advisor at Osaic Wealth Inc. based in Scottsdale, AZ, with two years of industry experience. She holds the Series 66 designation and previously worked at Edward Jones for eleven years. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and investment advisory services and employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios with a range of investment options.

Ronil Singh is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing since 2018, having worked at Wells Fargo Bank, NA since 2014. Outside of his advisory role, he works as a delivery driver for Amazon Flex in Scottsdale, AZ. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment offerings.

Fred Genge is a financial advisor at OSAIC with 20 years of industry experience. He holds a Series 66 designation and has worked at Advisor Group since 2013 before joining OSAIC in 2023. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services through multiple platforms, utilizing asset-allocation tools and automated rebalancing to manage portfolios comprising a broad range of securities.

John Mcconnell is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds the Series 66, Series 65, and Series 63 designations. Prior to joining Vanguard in 2022, he worked at Quantum for six years and McConnell Financial for two years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach centered on personalized asset allocations constructed primarily from Vanguard funds and ETFs.

Keith Tengberg is a financial advisor at Vanguard Advisers with 16 years of industry experience. He holds a Series 66 designation and has worked at Vanguard since 2018. His prior experience includes roles at USAA Investment Management Company, USAA Financial Planning Services, and Arizona State University. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily using Vanguard funds and ETFs, and serves a large client base through a combination of digital platforms and advisor teams.

Matthew England is a financial advisor with Vanguard Advisers based in Scottsdale, AZ, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Academy Mortgage Corp and ownership of Four Peaks Adventure Vans, LLC. He is also an officer candidate in the Arizona Army National Guard. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs.

Brennon Distefano Mercier is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley in 2023, he held various positions including multiple roles at Grand Canyon University and Entertainment Partners. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Monte Carlo simulations and Secular Return Estimates in its financial planning process.

Mark Nixon is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He advises high-net worth individuals, families, and current and former business owners, focusing on creating customized financial strategies tailored to their specific needs and goals. With over 25 years of experience in the financial services industry and six years in leadership and management roles, Mark specializes in portfolio management, retirement solutions, asset allocation, education funding, tax minimization strategies, and estate planning services. He helps clients understand the percentage return needed on their assets to achieve their financial objectives across generations. His practice also emphasizes wealth management planning and supports business owners in decisions related to lending, business sales, and wealth transfer. Mark holds a Bachelor's Degree from West Texas A and M University and a Master's Degree from Eastern New Mexico University. He has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, Mark participates in team roping and country western dancing and is involved with the World Series of Team Roping organization.

Owen Pasvogel is a Financial Consultant at Fidelity Investments. In this role, he guides individuals and families through the company's financial planning process, working closely with clients to deliver personalized strategies and long-term guidance. Owen's experience at Fidelity Investments includes positions as Investment Consultant, Planning Consultant, Relationship Manager, High Net Worth Associate, and Customer Relationship Advocate, reflecting a comprehensive background in financial services and client relationship management. Outside of his professional work, Owen's interests include fitness, social events with friends, golf, outdoor adventures, and skiing.

Kaitlyn Hathcock is a financial advisor with Vanguard Advisers, holding a Series 66 designation and one year of industry experience. Prior to joining Vanguard, she has experience in self-employment and the hospitality sector. She is also the owner of Golden Hour Vintage, LLC, a retail sales business involved in sourcing, in-person events, online sales, and operational oversight. Vanguard Advisers provides automated and human-supported investment advice through services like Vanguard Digital Advisor and Vanguard Personal Advisor, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed primarily from Vanguard funds and ETFs, emphasizing tax-aware features and customization options.

Kashmira Qureshi is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. She previously worked at Morgan Stanley and has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2018. Outside of her advisory role, she owns Kashmira International, LLC, a business involved in attending the Cosmoprof cosmetic show annually. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Quentin Keith is a financial advisor with Vanguard Advisers, holding a Series 66 designation and beginning his industry experience in 2025. His prior work includes roles at Prudential/LPL Enterprise, Coilcraft, Papa Johns, and teaching positions at educational institutions. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates Vanguard funds and ETFs with various customization options.

Kevin Bauman is a financial advisor at Vanguard Advisers with seven years of industry experience. He has worked at Vanguard Advisers since 2021 and is also affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. Prior to his current roles, Bauman held positions at Waste Management and Trendway. Vanguard Advisers serves retail investors and employer‑sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm’s approach is goal-based and algorithm-driven, utilizing proprietary models to construct personalized portfolios primarily composed of Vanguard funds and ETFs, with various tax-aware and customization features.

Jonathan Hohn is a CFP® with over 13 years of industry experience, currently serving at Vanguard Advisers since 2014. He is also a board member of the finance committee at the Unitarian Universalist Congregation of Phoenix. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that employs proprietary models and primarily Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor teams.

James Greer is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His prior experience includes thirteen years at The Vanguard Group, Inc. and one year at Mercer Global Advisors, Inc. He is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its combination of technology and a team servicing model.

Justin Gillham is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing experience in delivering comprehensive financial strategies for high net worth individuals and businesses. Since entering the financial services industry in 2002 and joining Merrill Lynch in 2008, Justin has been a part of the WGS Group in Scottsdale, Arizona, where he offers a broad approach to wealth management. His services include investment management, retirement and estate planning, wealth transfer strategies, education and liquidity planning, tax minimization, life insurance, and wealth preservation. Justin holds a Bachelor of Science degree in Business Management from Bowling Green State University, where he specialized in Finance, Financial Planning, and Management Information Systems. He earned the CERTIFIED FINANCIAL PLANNER® (CFP®) certification in 2008 and the Chartered Retirement Planning Counselor™ (CRPC™) designation in 2007. His professional philosophy emphasizes personalized, consultative advice based on clients’ financial situations, preferences, and goals, with a focus on aligning asset allocation to clients’ income expectations, risk tolerance, and liquidity needs. Outside of his professional role, Justin is an avid golfer and family man who lives in Scottsdale, Arizona, with his wife and three children. He dedicates time to community involvement, including volunteering and coaching with the Cactus Foothills Little League, and has contributed to organizations such as the ALS Association, American Cancer Society, Arizona Foster Care, Adoption & Mentoring Agency, Fresh Start Women's Foundation, and Great Hearts Academies.

Kenneth Clowers is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at Securities America Advisors, Inc. and KMS Financial Services, Inc. He maintains an inactive insurance license issued by the State of Washington. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through an extensive network of affiliated advisers, offering integrated brokerage, advisory services, and access to various investment platforms and third-party managers.

Amy Mohnsam is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. She has been with Wells Fargo in various capacities since 2009. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets, offers both brokerage and advisory solutions, and employs research and analytics to guide investment selection within the constraints of custodian platforms.

Eric Sin is a financial advisor at OSAIC with 37 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Sagepoint Financial, Inc. for 14 years. Sin is also associated with Mosaic Wealth Solutions, a marketing name for his office. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, automated rebalancing, and access to third-party managers to construct portfolios across various asset classes.