Donald Irwin is a financial advisor with Cambridge Investment Research Advisors based in Charlotte, NC. He holds the Series 66 designation and has 22 years of industry experience, including sixteen years with Lincoln Financial Securities Corporation. Outside of his advisory role, he serves as a committee member for mental health services at Sanctuary Counseling Group and is involved in his local religious organization, St. Francis United Methodist Church. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing a range of portfolio management solutions and model-based strategies tailored to client objectives.

Melissa Saleeby is a financial advisor with Ameriprise in Charlotte, NC, holding Series 63 and Series 66 licenses and 27 years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset thresholds, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis through a centralized consulting team to deliver tailored, non-discretionary advice.

Samuel Pennell Jr. is a Wealth Management Advisor and co-founder of the 282 Group of Merrill Lynch Wealth Management in Charlotte, North Carolina. In his role, he partners with individuals, families, and institutions to develop strategies focused on helping clients pursue their long-term financial goals. He applies a comprehensive advisory approach that includes investment planning, risk management, and retirement readiness. Sam works with clients across the investment spectrum, providing guidance on portfolio construction, retirement income planning, liquidity solutions, and financial goal setting tailored to individual objectives. He holds the designations of Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). Sam earned his Bachelor's Degree from NC State University. Outside of his professional work, Sam spends time with his wife, Ashleigh, and their two children. They support the NC State Wolfpack, enjoy hiking, visit South Carolina's beaches, and he pursues his interest in music by attending live shows and record stores. He is also actively involved in the greater Charlotte community through his church and volunteer activities.

Michael Mordenti is a financial advisor at Raymond James Financial with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with various Raymond James entities since 2009. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm provides tailored, non-discretionary planning and employs analytical tools to support client goals, with specialized services including municipal and public finance advisory and employer SIMPLE IRA consulting.

Matthew Collins is a Series 66-licensed financial advisor at Edward Jones in Charlotte, NC, with five years of industry experience. His prior roles include positions at Ameriprise, SECU Brokerage Services, SECU Life Insurance Company, State Employees' Credit Union, and Wells Fargo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is notable for its extensive retail advisor and branch network, as well as its affiliated trust and securities-based lending services.

Justin Plante is a financial advisor at Fisher Investments with 19 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Hennion & Walsh, Inc. and Nuveen Securities LLC. Based in Charlotte, NC, he has been with Fisher Investments since 2026. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm utilizes a centralized Investment Policy Committee and employs tax-aware strategies and risk management techniques, serving a diverse client base that includes pension plans, foundations, and high-net-worth individuals.

Lisa Premo is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 credentials and 20 years of industry experience. She has been with Merrill since 2007 and has also worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies. The firm serves individuals, high-net-worth clients, and institutional investors, offering investment solutions designed and implemented by internal teams and third-party managers.

Maghan Kuehl is a financial advisor at Wells Fargo Clearing with eight years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing Services, Wells Fargo Bank, the University of Wisconsin-Madison, InnoSource, U.S. Bank, and U.S. Bancorp Investments. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Andrew McPhail is a CFP® and CFA® with nine years of experience in financial services. He has worked at Wells Fargo Bank since 2016 and Wells Fargo Clearing Services since 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party sources.

Charles Utz is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch, where he leads the Lake Norman office. He has been with Merrill Lynch Wealth Management since 2000, bringing over 20 years of experience in financial services and wealth management. Prior to joining Merrill Lynch, he spent two years with The Hartford. Charles manages a team of six professionals dedicated to providing tailored financial advice and service to high-net-worth individuals and business owners. Charles holds a Bachelor's Degree in Finance from the University of North Carolina at Charlotte. He has earned the Certified Financial Planner (CFP) certification and holds the Personal Investment Advisor (PIA) designation. His approach involves thoroughly understanding his clients' financial priorities and crafting customized portfolio strategies based on their investment goals, time horizon, cost considerations, liquidity needs, and risk tolerance. He follows a disciplined wealth management process built on time-tested investment principles while maintaining flexibility to adapt to changing economic conditions. Residing in the Lake Norman area with his wife and three children, Charles leads an active lifestyle. He and his family enjoy triathlons, golf, running, tennis, and various activities on the lake.

Angelika Chen Currlin is a financial advisor at Merrill with Series 66 and Series 63 credentials. She has one year of industry experience, including roles at Bank of America, N.A. and Merrill since 2026. Prior to entering the financial industry, Ms. Currlin worked in retail with Long's Jewelers and Shreve, Crump & Low. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing both model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Kevin Key is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 20 years of experience in assisting individuals and businesses in achieving their financial objectives. He specializes in wealth management strategies, investment consulting for defined contribution plans, legacy planning, retirement income, and tax minimization. Kevin's approach focuses on understanding clients' personal perspectives and priorities to create customized strategies that align with their financial goals. He holds a Bachelor's Degree from the University of North Carolina at Charlotte and has earned professional designations including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Kevin is committed to working collaboratively with clients to develop action plans that address their unique ambitions. Outside of his professional role, Kevin’s personal interests include music, reading, spending time with his family, and traveling. He is also involved with several organizations such as the Alzheimer's Association, Autism Speaks, Inc., and the Humane Society of Charlotte, Inc.

Charles Buysse is a financial advisor with Wells Fargo Clearing in Charlotte, NC. He holds Series 66 and Series 63 licenses and has 10 years of industry experience, including prior work at Wells Fargo Bank NA from 2001 to 2017. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Luke Savage is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at UBS Financial Services, Hausmann Insurance and Financial Services, and Aflac. Outside of his advisory work, he serves on a committee for the United Way of Greater Charlotte, participating in the grantmaking process. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alexander Bishop is a financial advisor with Ameriprise in Davidson, NC, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeting clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations. The firm serves individuals approaching or in retirement and provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Reid Whitehurst is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016, with a career beginning at Wachovia Bank, N.A. in 2007. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kyle Potenski is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Mass Mutual Investors Services in Charlotte, NC. His prior experience includes roles at Bank of America, Merrill, UBS Financial Services, and Empower Advisory Group. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning using firm-approved analytical tools.

Stephanie Kahl is a financial advisor at Merrill with Series 63 and Series 66 licenses and 25 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005. Kahl serves as a board member of the Wingate University Alumni Advisory Board, where she advises on alumni engagement and participates in guest speaking and event activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Ryan Emmons is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services Inc. for 11 years before joining Merrill in 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Jason Wilson is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has worked at Cetera and Cetera Financial Specialists LLC since 2023 and was previously with Ameriprise Financial Services, Inc. for 12 years. He is also the owner of JT Wilson Capital Management, a financial services business. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base that includes individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, servicing over 800,000 clients through more than 10,000 advisors.