Yingyu Situ is a Series 66-licensed advisor at J.P. Morgan Securities with three years of industry experience. Prior to joining J.P. Morgan, Yingyu worked at Bank of America/Merrill Lynch for eight years and has held positions at East West Bancorp and Full Steam Staffing. Outside of finance, Yingyu was involved with Chinese Learning Paradise for six years. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client decision-making.

Kim Albano is a financial advisor at Edward Jones with six years of industry experience. She holds the Series 66 designation and has worked at firms including JPMorgan Chase Bank, Merrill Lynch, Bank of America, and UBS. Prior to her current role, she was also involved with LeadHer and Door Dash. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Justin Pribilovics is a CFP®-designated financial advisor with 10 years of industry experience, currently with Wells Fargo Advisors in Orinda, CA. He has previously worked at Wells Fargo Clearing and Pacific Life Insurance Company. Outside of his advisory role, he holds a 25% ownership stake in Quin Oaks Investment Group LLC, where he is actively involved. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, offering a broad range of planning options tailored to clients who meet certain net-worth thresholds. The firm combines proprietary research and planning tools to develop tailored recommendations delivered through meetings and written summaries, with flexible implementation options.

Grace Reyes is a financial advisor at OSAIC with 38 years of industry experience. She holds the ChFC® designation and Series 63 and 65 licenses. Reyes has worked at OSAIC and its predecessor firms since 2016, including Securities America Advisors, Inc. Prior to that, she spent 17 years at Foothill Securities, Inc. and three years at Kaiser Permanente. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using asset-allocation tools, risk-tolerance questionnaires, and portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Tyler O'campo is a financial advisor at Equitable Advisors in Walnut Creek, CA, holding Series 63 and Series 65 licenses with six years of industry experience. Prior to his current role starting in 2019, he worked at AXA-Advisors and held positions outside the financial industry at Ruth's Chris Steak House and Moraga Country Club. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes a range of advisory models supported by third-party asset managers and provides ERISA fiduciary services to qualified plans.

Paul Watkins is a Financial Consultant at Fidelity Investments, a role he has held since 2025. Prior to this position, he served as a Planning Consultant at Fidelity Investments from 2023 to 2025. In his professional capacity, Paul focuses on building confident financial plans for his clients through personalized conversations and education on various financial options. Paul completed his MBA with an emphasis in Finance at Saint Mary's College of California, enhancing his skills in financial consulting. He holds a California Insurance License. Originally from Walnut Creek, CA, Paul and his family enjoy spending weekends exploring outdoor parks. His personal interests include camping, family activities, social events, hiking, parenthood, and skiing.

Amy Wasser is a CFP®-certified financial advisor with 27 years of industry experience. She has been with Raymond James Financial since 2022, following a 23-year tenure at Edward D. Jones & Co., L.P. Wasser is also involved with SilverTree Collective and is a member of Wasser Wealth Management, LLC, through which she works as a financial advisor. Raymond James Financial Services Advisors, Inc. serves a broad client base, including individual and high-net-worth clients, pension plans, corporations, and institutional investors. The firm provides tailored financial planning and investment consulting using analytical tools to support client goals and offers specialized programs such as wrap-fee advisory services and municipal and public finance consulting.

Sara Holland is a financial advisor with Wells Fargo Advisors in Walnut Creek, CA, holding Series 63 and Series 65 credentials and 19 years of industry experience. She has worked within the Wells Fargo organization since 2009, including roles at Wells Fargo Advisors and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients who meet certain net-worth thresholds, utilizing Wells Fargo research and planning tools to develop customized recommendations.

Christopher Thompson is a financial advisor at Stifel with 23 years of industry experience. He holds a Series 66 designation and has been with Stifel Nicolaus & Co. Inc. since 2015. Outside of his advisory role, Thompson has co-authored a children’s book with his daughter and is involved as an advisor and co-founder of YouthDraft, an app for youth sports assessments and drafting, as well as advising a sports equipment business started by his son. Stifel serves a broad client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Lacey Brook is a financial advisor with Morgan Stanley in Orinda, CA, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. She previously worked at Raymond James and Associates from 2015 to 2022 before joining Morgan Stanley. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process incorporating proprietary tools and market simulations.

John Mccarthy is a financial advisor at Stifel with 35 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2011. His credentials include the Series 63 and Series 65 licenses. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Stephen Besse is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2014. He is located in Walnut Creek, CA, and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is a part-owner of a family cabin held in an LLC for tax and liability purposes. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a generally non-discretionary approach.

Sumit Mahay is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Ameriprise Financial Services and E*TRADE Capital Management. His background also includes experience with various businesses outside finance. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers comprehensive financial planning and a range of advisory programs supported by structured planning tools and research from its Global Investment Committee.

Colleen Cusick is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has over 30 years of experience with Merrill Lynch, preceded by work at a large public accounting firm. Colleen specializes in building long-lasting client relationships and developing customized wealth management strategies tailored to individual client needs. Her approach includes estate planning services, retirement income planning, wealth transfer strategies, college education planning, and tax-efficient estate planning. Colleen holds the Certified Investment Management Analyst® (CIMA®) and Chartered Retirement Planning Counselor™ (CRPC™) designations. She earned a bachelor's degree from Miami University and a master's in business administration from Ohio State University. As a Portfolio Manager, she manages personalized investment strategies on a discretionary basis, focusing on disciplined investment processes, investment manager selection, and asset allocation review. Outside of her professional role, Colleen and her husband enjoy outdoor activities such as jogging, gardening, hiking, skiing, and traveling to exotic destinations.

Nicolette Frandsen is a CFP® with nine years of industry experience, currently serving at Wells Fargo Clearing since 2016. She has been with Wells Fargo & Co. since 2008. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mitchell Sauberman is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he serves as a trustee for a trust based in Pleasanton, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models developed by its Global Investment Committee.

Laurelle Daniels is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds a Series 66 designation and has worked at UBS since 2012, following prior roles at Morgan Stanley and Citigroup Global Markets. Outside of her advisory work, Daniels is a consultant for a skincare business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions. The firm offers a range of services including financial planning, portfolio management, and access to proprietary research and capital markets expertise.

Courtney Chynces is a financial advisor at Cambridge Investment Research Advisors with 18 years of industry experience and holds a Series 66 designation. Her prior roles include positions at Jackson National Life Distributors, National Planning Corporation, Merrill, and United Planners Financial Services. She serves as a board member for the Oakridge Village HOA. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a range of portfolio management solutions, including proprietary and third-party strategies, and supports both discretionary and non-discretionary investment approaches.

Allen Leung is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is involved in managing a rental property jointly owned with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Richard Disho is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2018, following prior roles at Steiner Group and OMNI Global. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of approximately 23,701 advisors and over $1 trillion in assets under management.