Nicholas Petrosene is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation. He has been with Ameriprise since 2024 and has a diverse work background including roles outside the financial industry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on providing written recommendation reports and ongoing retirement-income planning advice based on income sources and tax-aware withdrawal strategies.

Levi Russell is a Series 66-licensed financial advisor with Morgan Stanley in Folsom, CA, and has eight years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2017. Outside of his advisory role, he serves as president of the LeTip Club of Paradise, a business networking organization. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment models to support its advisory process.

Alan Okazaki is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Bacon Boise from 2022 to 2024. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is also noted for its role in managing model portfolios, its registration with the CFTC, and advisory responsibilities for multiple registered investment companies.

Adam Chervenak is a CFP® professional with 20 years of industry experience, all spent at Edward Jones since 2006. He holds Series 63 and Series 66 licenses and is based in Granite Bay, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various household types, pension plans, corporations, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Nicholaus Pandeleos is a Series 66-credentialed financial advisor with LPL Financial in Sacramento, CA, having five years of industry experience. His prior roles include positions at Golden 1 Credit Union and the University of Arkansas. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing a combination of model portfolios and customized strategies.

David Pratt is a financial advisor with Ameriprise, holding a Series 66 designation and 22 years of industry experience. He previously worked at Merrill and Bank of America before joining Ameriprise in 2017. Pratt serves on the Board of Directors for the Sacramento BYU Management Society. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides retirement income planning advice based on detailed reports and tax-aware withdrawal strategies.

Terry Nilsen is a financial advisor with Charles Schwab in Sacramento, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. His prior roles include positions at Morgan Stanley and E*TRADE Capital Management. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, offering both non-discretionary and discretionary investment options combined with centralized custody and operational support.

Kristy Mcgee is a financial advisor with Morgan Stanley in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by proprietary tools and investment research, managing approximately $2.74 trillion in client assets.

Bridget Williams is a Series 66-licensed financial advisor with 20 years of industry experience. She has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2019 and previously spent over a decade at Wells Fargo Clearing and Wells Fargo Bank. Based in Sacramento, CA, she serves clients through J.P. Morgan Securities LLC, which provides institutional consulting services including asset allocation advice, investment manager searches, and customized performance reporting to corporations, foundations, and defined contribution plan sponsors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Blake Fanshier is a financial advisor at Charles Schwab with a Series 66 designation and approximately one year of industry experience. He has previously worked at Equitable Advisors and Charles Schwab Bank. Outside of his advisory role, Blake coaches youth volleyball, including positions with the Aspire Volleyball Club and as an assistant coach for Christian Brothers High School girls volleyball. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management combined with brokerage, custody, and financial planning services. The firm's scale and integrated structure support centralized supervision and diverse investment solutions.

Alexandro Duran is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial, LLC, Strategic Wealth Advisors Group, LLC, and State Street. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves multiple registered investment companies and intermediary platforms.

Alec Prinze is a CFP® with seven years of industry experience and is currently with Raymond James Financial Services Advisors, Inc. He previously worked at Edward Jones and State Street Bank & Trust. Outside of his advisory role, Prinze is president of two support companies, Guidestone Wealth and Prinze Foundational Planning, Inc., both of which provide financial advising and asset management services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary advice using various analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Joshua Villarreal is a financial advisor with Merrill in Rancho Cordova, CA, holding a Series 66 designation and nine years at Merrill following six years at Bay Federal Credit Union, totaling 15 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Travis Barnhard is a financial advisor at Fidelity with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Merrill and Wells Fargo Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

K. Smith is a financial advisor at Osaic with 43 years of industry experience and holds a Series 63 license. Prior to joining Osaic in 2024, Smith spent nearly three decades with Securities America Advisors, Inc., beginning in 1995. Outside of advisory work, Smith owns Capital Financial Services, a tax preparation, tax planning, and insurance business. Osaic Wealth, Inc. serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to construct and manage portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

David Nealon is a financial advisor with Edward Jones in Sacramento, CA, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients and managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Brian Neunzig is a CFP®-designated financial advisor with Morgan Stanley, based in Roseville, CA, with 32 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2012, including Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and proprietary tools, including Monte Carlo simulations, to develop financial plans.

Lindsay Fawcett is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo from 2012 to 2016. Outside of her advisory role, she serves as President of Southport HOA in Tampa, FL, overseeing budgeting and community matters. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and utilizes research and analytics to offer diversified investment approaches and a range of financial products through its affiliates.

Jose Huizar is a financial advisor at Edward Jones in Sacramento, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked for nine years at Child Advocates of Placer County. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and affiliated products, supported by a nationwide network of more than 23,700 advisors and 15,000 branch offices.

Christopher Freehill is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Edward Jones for two years before joining LPL Financial in 2010. Outside of his advisory role, he operates a motocross racing team through his business, Moto ID. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, combining various portfolio strategies and technology tools with extensive non-advisory financial offerings.