Kenneth Killfoil is a CFP® affiliated with Raymond James & Associates, with over 14 years of experience in the financial services industry. Prior to joining Raymond James in 2026, he worked for 13 years at PNC Financial Services Group. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Samuel Myers is a Series 66-licensed financial advisor with six years of industry experience. He is currently with Merrill in Washington, DC, and has held prior positions at Bank of America, Morgan Stanley, E*TRADE, and the University of Maryland. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering both model-based and discretionary investment strategies.

Jerry Whitmire is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets. Outside of his advisory role, he has a minority interest in a family real estate partnership involving pooled assets in South Carolina. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm‑approved tools and market-based modeling techniques.

Michael Bonura is a financial advisor at Merrill in Washington, DC, with 6 years of industry experience. He holds the Series 63 and Series 66 designations. Bonura has worked at Merrill since 2003 and was also associated with Bank of America during that time. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Young is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2012. He has also been involved with Clover Company since 2002. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, serving a diverse client base that includes individuals, institutions, and public entities. The firm offers tailored financial planning and consulting services with a range of portfolio management styles supported by affiliated research and specialists.

Eric Guerrero is a financial advisor at Fidelity with nine years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021, following prior roles at Charles Schwab and Charles Schwab Bank. Outside of his advisory work, Guerrero serves as Board President for Defensores De La Cuenca, a watershed conservation organization. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages multi-manager fund structures and delivers model portfolios while maintaining oversight of sub-advisers and addressing conflicts of interest.

Cole Andreadis is a Financial Advisor at Merrill Lynch in the Washington, DC office. He collaborates with individuals and families to develop wealth management strategies aimed at protecting and growing their assets across generations. Originally from Darnestown, Maryland, Cole currently resides in Washington, DC. Cole earned a Bachelor of Science degree in Finance from Wake Forest University. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) certification and the Personal Investment Advisor (PIA) designation. Outside of his professional work, Cole enjoys skiing, golfing, and surfing, and he is interested in exploring new experiences and meeting new people.

Mekdes Hailemichael is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 66 licenses and three years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2022, following positions at Wells Fargo Clearing, Wells Fargo Bank, TD Bank, Zerin Business Consulting, and Ideagen Global. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and models to help clients develop personalized financial plans.

Karen Reid is a financial advisor at Morgan Stanley in Washington, DC, holding Series 63 and Series 66 licenses with 14 years of industry experience. She has been with Morgan Stanley since 2015. Outside of her advisory role, she is employed as a cashier at Wegmans in Lanham, Maryland. Morgan Stanley Wealth Management offers a broad range of advisory services to individuals and institutional clients, emphasizing tailored financial planning and utilizing firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning programs.

Brett Brenner is a Senior Financial Advisor with the VBC Group and a member of Merrill Lynch Wealth Management. He supports ultra-high-net-worth clients by addressing a variety of financial needs, including banking, account transfers, investment implementation, and performance reporting. In addition to his advisory responsibilities, Brett manages operations for the team to ensure its effective functioning. Brett began his financial services career in 2007 as a Group Administrator with Citi Smith Barney and joined Merrill Lynch in 2008. He holds a Bachelor of Arts degree from the University of Maryland and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His client focus areas include corporate executive services, executive compensation, liquidity management, personal retirement planning, portfolio management services, and tax minimization. Residing in Potomac, Maryland, Brett lives with his wife and their two children. Outside of work, he is interested in football, music, table tennis, watching movies, and spending time with his family. Banking products and services are provided by Bank of America, N.A.

Braydon Lofstead is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has prior work experience including roles outside the financial sector. Lofstead is also involved with CFI Management Group LLC as a Client Service Specialist. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach includes a written Recommendation Report and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Louise Burke is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2013, also affiliated with Bank of America N.A. since 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Alex Haffner is a Series 66-licensed financial advisor at UBS Financial Services in Washington, DC, with nine years of industry experience. He has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets functions and proprietary research to support client strategies.

Shannon Rowan is a Certified Financial Planner® at LPL Financial with 37 years of industry experience. He has been with LPL Financial since 2012 and also serves as Executive Vice President of Wealth at Burke & Herbert Bank since 2011. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a wide network of investment adviser representatives. The firm provides a variety of advisory programs and financial planning services, offering both discretionary and non-discretionary management along with access to model portfolios and research.

Lauren Vining is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and previously worked at Edward Jones and JPMorgan Chase Bank. Outside of finance, she has been involved with Nailsby Tay LLC since 2018. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

Thomas Greaser is a CFP® with 25 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC for 13 years. Outside of finance, he is an announcer for Georgetown University men's soccer and also broadcasts soccer games for Big East Digital Network. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than is typical for large institutional advisers.

Jonathan Betancourt is a financial advisor at Merrill with a Series 66 credential and nine years of industry experience. He has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Hulse is a Series 66-licensed financial advisor with UBS Financial Services in Washington, DC, where he has worked since 2013. He has 17 years of industry experience. Outside of his advisory role, he is active in collegiate athletics as an assistant volleyball coach at multiple institutions, including Santa Monica College and George Mason University, and serves as Vice President of Community Relations for the Pepperdine University Alumni Association in Washington, DC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based strategies to tailor financial plans and portfolio management according to clients’ goals and risk tolerances.

Patrick Williams is a financial advisor with Morgan Stanley based in Washington, DC. He holds Series 63 and Series 65 licenses and has two years of industry experience. His prior roles include positions across multiple Morgan Stanley affiliates and Eaton Vance Distributors, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved planning tools.

James New is a financial advisor at UBS Financial Services with 28 years of industry experience. He holds a Series 66 designation and has been with UBS since 2016. Outside of his advisory work, he volunteers on the Finance Committee and Neighborhood Committee at National Cathedral School in Washington, DC, where his daughter attends. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.