Marcia Futel is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 18 years of industry experience. She has been with Primerica since 2005 and also works with PFS Investments Inc. Outside of her advisory role, Futel is an incorporator of the nonprofit Connecting For Impact, LLC, and serves as a board member for the Cincinnati City School District. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients within a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities while maintaining oversight of the investment models offered.

Hunter Garrigus is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity Investments, he held roles at Amazon and AeroTek. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios based on mutual funds, ETFs, and ETPs while overseeing affiliated and unaffiliated sub-advisers.

Benjamin Romer is a financial advisor with Equitable Advisors who holds a Series 66 designation and has one year of industry experience. His prior roles include positions at Kensington Wealth Partners and 49 Degrees, as well as work at Mercer County Elks Golf Course. He also spent four years at Bowling Green State University. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, offering both proprietary and third-party investment solutions.

Ernest Corvi is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 14 years of industry experience. His tenure at Fidelity spans from 2008 to the present, including roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and it is noted for its use of AI and systematic methodologies in managing model portfolios.

Aubrey Herman is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2000. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers advisory, brokerage, and insurance solutions through affiliated entities and employs algorithmic automation alongside a centralized consulting team to support its retirement-income planning approach.

David Luckhardt is a financial advisor at Fidelity with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has worked in various roles within Fidelity and its affiliated firms since 2007. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of AI and formal advisory roles to multiple registered investment companies.

Matthew Selker is a financial advisor with Morgan Stanley in Cincinnati, Ohio, holding a Series 66 designation and 12 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Selker serves on the investment committee of the Cincinnati Public Library's board. Morgan Stanley Wealth Management offers advisory programs to individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Joshua Boltz is a Financial Consultant at Fidelity Investments, a role he has held since 2004. He works with clients from diverse personal and professional backgrounds to develop financial plans tailored to their individual goals and circumstances. Joshua's approach focuses on understanding each client's objectives, concerns, and preferences to create cost-efficient and effective financial strategies that adapt over time. He holds insurance licenses in Arkansas and California, enabling him to provide services that include insurance planning as part of his comprehensive financial consulting. Joshua's expertise is supported by his extensive experience at Fidelity Investments, where he leverages the company's broad range of offerings to assist clients through various life changes and wealth transfer scenarios.

Patrick Allen is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. Prior to this role, he held several positions within Fidelity, including Financial Consultant 1, Planning Consultant, and Workplace Planning Consultant, demonstrating a progressive career in financial consulting since 2021. Before joining Fidelity, Patrick worked as an Internal Auditor at Fifth Third Bank from 2017 to 2018. He is a Certified Financial Planner® and focuses on investment strategy, retirement planning, income protection, and facilitating family conversations about financial goals. Patrick holds insurance licenses in Arkansas and California, supporting his work in providing comprehensive financial advice. Outside of his professional life, Patrick enjoys activities such as board games, exploring food, socializing with friends, gardening, outdoor adventures, and parenthood.

Donna Bryant is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and 24 years of industry experience. Prior to joining OSAIC in 2018, she worked at Signator Investors, Inc. and has operated her own tax preparation and consulting sole proprietorship since 1994. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to manage portfolios across various asset classes.

Sean Stewart Jr. is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments, he held positions at Cooper's Hawk Winery & Restaurants, Dewey's Pizza, and Target Corporation. Fidelity's Strategic Advisers LLC, where he works, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios composed of mutual funds, ETFs, and ETPs.

Christopher Weber is a financial advisor with Fidelity in Covington, KY, holding Series 63 and Series 66 licenses and four years of industry experience. His career includes multiple roles at Fidelity Investments as well as positions at Empower, Medical Solutions, Health Carousel, and Cellular Sales. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios drawn from mutual funds, ETFs, and ETPs, with a focus on oversight and management of conflicts of interest.

Jacob Ford is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and five years of industry experience. His prior work includes roles with Customs and Border Protection, Pop A Lock, Ashford University, and service in the U.S. Air Force. He is associated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model portfolios to intermediary platforms.

Johnathan Beach is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity Investments, he worked in various roles across logistics, insurance, and promotions. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Samantha Mazzaro is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Her background includes roles at the University of Louisville College of Business, University of Louisville Athletics, and the RC Durr YMCA. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Justin Reynolds is a financial advisor at Merrill with Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Bank of America, Fifth Third Securities, and Fifth Third Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Cottrell is a Wealth Management Advisor and Managing Director with Merrill Lynch Wealth Management. He leads the Cottrell & Klaus Group, a team committed to serving personal and corporate clients with a full suite of services. The team specializes in assisting corporate executives and business owners, particularly those managing wealth through concentration, including clients with restricted stock, options, and private business ownership. Andrew began his career at Merrill in 2010 in Carmel, Indiana. He holds professional designations including Certified Private Wealth Advisor (CPWA), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). Andrew focuses on areas such as corporate executive services, executive compensation, family wealth management strategies, legacy planning, managing new wealth, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. He graduated from Butler University with a bachelor's degree. Andrew lives in Mason, Ohio, with his wife Paige and their four children. He participates in community organizations such as Butler University Alumni - Cincinnati Chapter, Happy Hollow Children's Camp, Mason Youth Football, Mason Youth Softball, and OneCity For Recovery.

Mark Mrochek is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with LPL Enterprise and has prior experience at Prudential Insurance Company of America, Pruco Securities, LLC, and Voya Financial Advisors, Inc. based in Cincinnati, OH. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors as well as institutional clients. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participates in a wrap program, while also facilitating insurance product sales and affiliated trust services.

Dana Cox is a financial advisor at Equitable Advisors with 28 years of industry experience. He has held roles at Equitable Advisors since 2007, following a year at J.J.B. Hilliard, W.L. Lyons, LLC. Cox holds Series 63 and Series 65 licenses. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm uses a range of advisory models, including third-party TAMPs and discretionary portfolio management, and offers ERISA fiduciary services to qualified plans through credentialed representatives.

Kevin Rigney is an Executive Planning Consultant at Fidelity Investments in the Executive Services department. In his role, he collaborates closely with clients to create personalized and holistic financial plans that focus on transparency, empathy, and building long-term relationships to ensure clients feel informed and supported. Kevin has been with Fidelity Investments since 2021, progressing through roles including Workplace & Planning Consultant III and Benefits & Planning Consultant prior to his current position. He holds an Arkansas Insurance License, supporting his capabilities in providing comprehensive financial planning services. Outside of his professional work, Kevin's personal interests include boating, fitness, golf, music, parenthood, and soccer.