Wade Zancan is a financial advisor at Cetera with 24 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Cetera and its affiliated firms since 2013. Outside of his primary advisory roles, he is involved in several financial services businesses, including Resonant Financial Management and Janoskie Financial & Associates, where he serves in management and client relationship roles. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, institutional, corporate, and charitable clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services utilizing a multi-manager platform that includes affiliated and third-party investment managers.

Aaron Lekarz is a financial advisor with Equitable Advisors in Columbia, MD, holding Series 65 and Series 63 credentials and 12 years of industry experience. He has been with Equitable Advisors since 2014, including a period when the firm operated as Axa Advisors LLC. Equitable Advisors serves a broad mix of individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, working extensively with program sponsors and third-party managers to provide advisory and brokerage solutions.

Abdirahim Isaq is a financial advisor with Wells Fargo Clearing in Annapolis, MD, holding Series 63 and Series 65 licenses and seven years of industry experience. He has been with Wells Fargo Clearing Services, LLC since 2018 and Wells Fargo Bank NA since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both non‑discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, including a broader range of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Anteneh Gebretsadik is a financial advisor with Merrill, holding a Series 66 credential and seven years of industry experience. His background includes roles at Bank of America and Every Block Distributor. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors.

Trinity Grall is a financial advisor at LPL Financial with 25 years of industry experience and holds a Series 66 designation. Prior to joining LPL Financial in 2025, Grall worked at H. Beck, Inc. for 23 years and has been associated with several firms including GEM Financial Services and Commonwealth Financial Network. Outside of advising, Grall is employed at Walden Country Club and serves on the Anne Arundel County Board of Elections. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios, research, and various investment strategies.

Daniel Sipe is a financial advisor with Raymond James Financial who holds Series 63 and Series 66 designations and has 34 years of industry experience. He has been with Raymond James Financial since 2004 and previously worked with several federal employee benefits organizations. Outside of his advisory role, he is a partner in GIVE LLC and a founding partner of Serving Those Who Serve, both non-investment related businesses. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored recommendations developed through detailed client risk profiling and supported by firm research and external managers.

John Gagliardi Sr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. Prior to joining Raymond James in 2025, he worked at LPL Financial and M&T Securities. He also serves as a FINRA arbitrator in a part-time capacity. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, primarily non-discretionary advisory services and sponsors programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Victor Fox is a financial advisor with Morgan Stanley in Rockville, MD, holding a Series 66 license and eight years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2017, and a prior position at the University of Maryland, College Park. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through Corporate Financial Planning agreements.

Adrian Peralta is a financial advisor at Equitable Advisors with seven years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2019. Prior to his current role, he was employed at Axa Advisors, ICS Protective Services, and the International Union of Painters and Allied Trades. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Kaveh Montazer is a financial advisor with OSAIC holding a Series 66 designation and two years of industry experience. He previously worked at StoneBridge Advisors, Inc. and has experience with Coppermine Fieldhouse LLC and Illiano's J&P. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through an extensive network of affiliated advisers and multiple advisory platforms. The firm offers a broad range of investment and financial planning services, utilizing asset-allocation tools, risk assessments, and automated portfolio rebalancing.

Rutin Crisp is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. before joining Morgan Stanley. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process includes structured discovery and firm-approved tools, utilizing models such as Monte Carlo simulations, while primarily acting in an advisory capacity.

Ishioma Ikukaiwe Ekanem is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo in 2022, Ekanem worked at PNC Bank and United Bank for Africa PLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm includes a broad range of financial products in its investment menus, such as insurance-related vehicles and bank deposit sweep options.

Montserrat Flores is a Series 66-licensed financial advisor with six years of industry experience. She is currently with J.P. Morgan Securities, where she has worked since 2021, following prior roles at Merrill and Bank of America/Merrill Lynch. Before entering the financial services industry, she held positions at St. Jude Children's Research Hospital and Cargill. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, offering recommendations on a non-discretionary basis while clients retain final decision authority.

Eliza Socito Balubar is a financial advisor at Primerica Advisors with 11 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Primerica since 2014. Prior to her current role, she was employed at the University of Maryland Medical Center from 2006 to 2018. In addition to her advisory work, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed account options. The firm uses third-party asset managers and emphasizes a tiered wrap fee structure rather than fixed fees.

Scott Katzenbarger is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Ameriprise Financial Services, Inc. for 14 years before joining LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, employing both discretionary and non-discretionary management along with research-supported model portfolios.

Daniel Ronis is a financial advisor with LPL Financial in Rockville, MD, holding CFP® and Series 66 credentials and 12 years of industry experience. His prior roles include positions at Janney Montgomery Scott, Chapin Davis, Bank of America, and Merrill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Dylan Branson is a Financial Advisor with Merrill Lynch Wealth Management. He collaborates with individuals and families to provide personalized financial planning, investment management, and tax mitigation strategies. Dylan focuses on areas such as equity compensation services, managing new wealth, tax minimization, and retirement income. He holds a Bachelor's Degree in Economics from the University of Maryland, College Park, and an Associate's Degree from Montgomery College. Dylan has earned the Personal Investment Advisor (PIA) designation. Raised in Montgomery County, Maryland, he works closely with clients before and through retirement to address their financial needs and goals. Outside of his professional work, Dylan engages in adventure sports, chess, and skiing.

Michael Brezovec is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Ameriprise Financial Services, Inc. for 14 years. In addition to his advisory work, he serves as a firearms instructor and is involved in deer management through Phillips Farm in Adamstown, MD. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supporting both discretionary and non-discretionary management with access to model portfolios, third-party research, and various investment strategies.

Jordan Banks is a financial advisor at Merrill with Series 63 and Series 66 registrations and two years of industry experience. His prior experience includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, Truist Financial, and Branch Banking & Trust Company. He has also been involved with Western Governors University since 2024. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries, leveraging its integration with Bank of America to provide access to a wide array of financial products and services.

Robert Turner Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.