Patrick Dorazio is a financial advisor with Primerica Advisors in Springdale, OH, holding eight years of industry experience. He has previously worked at EPOS (formerly Demant Sound) and PFSI Investment Inc. In addition to his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-based investment strategies managed by third-party asset managers and supports trade execution and custody through established financial institutions.

Julie Seavey is a financial advisor with Morgan Stanley in Cincinnati, OH. She holds Series 63 and Series 66 licenses and has 29 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management provides investment advisory and brokerage services to both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, using a structured process supported by firm-approved tools and analytics.

Gregory Hang is a financial advisor with LPL Financial in Mason, Ohio, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with LPL Financial for 26 years. Outside of his advisory role, he is also involved as an agent with various insurance companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advisor-facing tools and a breadth of non-advisory financial activities.

Odell Graves is a financial advisor with Primerica Advisors in Cincinnati, OH, holding five years of industry experience. He has worked with PFS Investments Inc. since 2020 and with Primerica Financial Services since 2019. Outside of his advisory role, he is approved as a franchisee for a restaurant venture, though the business has not yet been developed. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm uses third-party asset managers and maintains an operational model based on tiered wrap fees.

James Sigg is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 21 years of industry experience. He has worked with Primerica Advisors since 2004 and has been affiliated with Primerica Financial Services since 2003. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and limited discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on retail clients rather than institutional or pension plan management.

Kari Day is a financial advisor with UBS Financial Services in Cincinnati, OH. She holds a Series 66 designation and has 15 years of industry experience. Kari has been with UBS Financial Services since 2007. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a range of capital markets services.

Ryan Barnett is a financial advisor with Equitable Advisors, holding a Series 66 designation and 17 years of industry experience. He has been with Equitable Advisors since 2009, including during its affiliation as Axa Advisors, LLC. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm emphasizes matching clients to program models or discretionary managers, offering both proprietary and third-party investment solutions through a network of Investment Adviser Representatives.

Charlotte Dougherty is a financial advisor with LPL Financial in Cincinnati, OH, holding Series 63 and Series 65 credentials and bringing 48 years of industry experience. Prior to joining LPL Financial in 2024, she spent 44 years with Lincoln Financial Advisors Corporation. She is also involved with Dougherty, Tedesco, & Associates, a related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Jack Dowling is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 66 designation and four years of industry experience. Prior to joining UBS in 2021, he worked at Middlebury College and held positions at Stryker Corporation and the Indian Hill Club. He also engaged in an extended travel activity in 2021. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm provides services including fee-based financial planning, portfolio management, and access to proprietary research and institutional trading capabilities.

Samuel Mathews is a financial advisor at Raymond James & Associates in Cincinnati, OH, holding a Series 66 designation with two years of industry experience. His prior roles include positions at Touchstone Securities Inc., UWM, EW Scripps, and Marietta. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a broad network of advisors.

Lisa Johnson is a financial advisor at Ameriprise with three years of industry experience. She holds the Series 66 designation and previously worked at NorthStar. Outside of her advisory role, she serves as a brand ambassador for Plexus Worldwide, selling probiotics and vitamins. Ameriprise offers retirement-income planning services aimed at individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines algorithmic tools with advisory oversight to deliver personalized retirement income strategies.

Peter West II is a CFP® professional with five years of industry experience, currently affiliated with Charles Schwab in Cincinnati, OH. His career includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and TD Ameritrade, Inc. Outside of finance, he is involved with Riviera Luggage LLC, where he serves as a lead sales associate. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Henry Eriksen is a financial advisor with Morgan Stanley in Cincinnati, OH, holding a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at Equitable Advisors and Stifel Independent Advisors, and has experience in non-financial roles including at Homesense Heating and Cooling and Chick-fil-A. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies, with a focus on advisory services rather than individual security recommendations.

Thomas Holding is a CFP® with 40 years of industry experience, currently serving as a financial advisor at OSAIC since 2025. He spent 30 years at Lincoln Financial Advisors Corporation prior to joining OSAIC. Outside of his advisory role, he works as an agent involved in fixed insurance brokerage, including fixed-indexed annuities and premium financing for high-net-worth clients. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a wide range of brokerage and advisory services, utilizing firm-provided tools and third-party platforms to construct portfolios across various asset classes.

John Brueggeman is a financial advisor with LPL Financial in Cincinnati, Ohio, holding Series 63 and Series 65 licenses. He has 31 years of industry experience, including three years at Morgan Stanley DW Inc. and over two decades at Linsco/Private Ledger. He also operates a business under the name Viceroy Wealth Counsel. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Nicholas Otto is a financial advisor at Mass Mutual Investors Services with 11 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Mass Mutual Investors Services in 2017, he worked at MetLife Securities Inc. from 2014 to 2017. He is also involved with Clearview Financial Partners, LLC, an entity he created for tax purposes where he provides financial advice and asset management. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, software-driven planning processes tailored to client goals.

Nancy Johnson is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 credentials. She has 30 years of industry experience and has worked concurrently in dental hygiene roles, including as a dental hygienist for various dentists. Johnson has been affiliated with Primerica Financial Services since 1995 and PFS Investments Inc. since 1996. Primerica Advisors sponsors a wrap-fee asset management program that primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm provides advisory services through a large network of advisors and utilizes model-delivery strategies alongside discretionary separately managed accounts.

Krista Keehn is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 66 designation and over 19 years of industry experience. She has been with UBS since 2006. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management offerings, supported by proprietary research and a broad range of capital markets services.

Christina Jimison is a financial advisor with Wells Fargo Clearing in Cincinnati, OH, holding a Series 63 designation and bringing 27 years of industry experience. She previously worked at THE O.N. Equity Sales Company for 26 years before joining Wells Fargo Clearing in 2022. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Benjamin Humbert is a financial advisor with LPL Financial in West Chester, Ohio, holding a Series 66 credential and five years of industry experience. He has worked at Stevens Investment Group and LPL Financial since 2021, with prior roles in the hospitality sector. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and various operational tools.