Matthew Heim is a financial advisor at Cresset Asset Management, LLC with a Series 65 credential and four years of industry experience. Prior to joining Cresset in 2022, he held positions at the University of Colorado at Boulder, The Walsh Group, The Roaring Fork Club, and Berkshire School. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in client assets across a diverse client base, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, supported by a structured due-diligence process and a range of advisory and family office services.

Nathanael Southard is a financial advisor at TIAA-CREF with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2014. Outside of his advisory role, he owns and manages a rental investment property. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm offers model and customized portfolios under a fiduciary standard and acts as adviser to a donor-advised fund within a vertically integrated structure.

Joshua Vanderschuere is a financial advisor at Empower Advisory Group with four years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at GWFS Equities, Denver Public Schools, and the University of Denver. Outside of his advisory work, he owns and manages a single home rental property. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm focuses on long-term portfolio returns and serves a large participant base relative to its advisor headcount.

Robert Jones is a financial advisor at Cerity Partners LLC with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Ayco/Goldman Sachs & Co. LLC and United Capital Financial Advisers, LLC. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, and institutional investors. The firm provides a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified asset allocation and private market programs for qualified clients.

Steven Hagedon is a financial advisor at Empower Advisory Group with 12 years of industry experience. He has held roles at Empower Financial Services, Fidelity Brokerage Services, and Wells Fargo, among others. Hagedon holds Series 63 and Series 66 licenses. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates, delivered through a platform tied closely to Empower’s recordkeeping and administrative services.

Michael Russo is a financial advisor at Transamerica Financial Advisors with two years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Wfgia and United Airlines. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services with proprietary and third-party model portfolios, managing both discretionary and non-discretionary accounts.

Jennifer Pena is a CFP® professional with 10 years of experience in financial planning and advisory services. She is currently with Kestra Advisory and serves as Co-President of Pursuit Wealth Planning. Her prior experience includes roles at Sagepoint Financial and Comprehensive Financial Services. Outside of advisory work, she is involved in firm management duties for Pursuit, LLC. Kestra Advisory Services provides investment advisory and retirement plan consulting to a diverse client base, including plan sponsors, institutional investors, and individuals. The firm offers fiduciary consulting, plan-level investment advice, and utilizes multiple management platforms with access to complex products and discretionary trading.

Andrew Albers is a financial advisor at Principal Financial Services with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Principal Bank and Principal Trust Company, Principal Securities, Inc., and Principal Life Insurance Company since 2023, following prior roles at Cambridge Investment Research Advisors, Inc. and Valenta Capital Management. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory services emphasize direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Ryan Hill is a CFA® charterholder with four years of industry experience. He has worked at Wells Fargo Investment Institute, Inc. since 2021 and was previously employed at Wells Fargo from 2008 to 2021. He is based in Denver, CO. Wells Fargo Investment Institute provides institutional research, manager due diligence, model portfolio construction, and asset-allocation guidance to Wells Fargo wealth and fiduciary businesses as well as select external clients. The firm’s work is organized across specialized divisions that produce research and model guidance without exercising investment discretion or holding custody of client assets.

David Evans is a CFP® professional with 17 years of experience in the financial services industry. He currently works at Empower Advisory Group and has previously held roles at Personal Capital Advisors Corporation, E*TRADE Securities LLC, and Scottrade Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s services feature a “point-in-time” planning approach focused on long-term portfolio returns and annual rebalancing, delivered through a model integrated with Empower’s recordkeeping and administrative platforms.

Shane Dunican is a CFP® at Moneta Group Investment Advisors, LLC with six years of industry experience. He has held positions at RKFin and Team Hewins prior to joining Moneta. Outside of finance, he was involved with Take Charge Cats and spent time at the University of Arizona. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients, providing a range of portfolio management, financial planning, and family office services. The firm utilizes a partner-led team structure and an open-architecture investment process that emphasizes asset allocation and manager due diligence.

Michael Holliger is a financial advisor with Independent Financial Partners and holds Series 63 and Series 66 licenses. He has 27 years of industry experience, including positions at Fidelity Investments and LPL Financial. Holliger is also involved with Holliger Financial Consultants, a financial advisory and investment management business. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm supports a multi-advisor platform with a focus on retirement-plan advisory and pension consulting, offering both discretionary and non-discretionary investment management options.

Duncan Macdougall is a CFP® with four years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Denver, CO. His prior work experience includes roles at First National Bank of Omaha, the University of Colorado Bookstore, Zepheira, and the University of Colorado. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with strategic use of low-cost index vehicles and tax management.

Jack Chase is a financial advisor at Empower Advisory Group with Series 65 and Series 63 credentials and one year of industry experience. His prior roles include positions at Empower Financial Services, SciLogis, Cushman and Wakefield, and Pepperdine University. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

Marc Macaluso is a financial advisor with Bankers Life Advisory Services, Inc. in Denver, CO, holding Series 63 and Series 65 licenses and having 15 years of industry experience. He has been with Bankers Life Advisory Services since 2017 and also serves as an insurance agent for Bankers Life & Casualty, specializing in Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management aligned with clients’ goals and risk tolerances.

Jason Halko is a CFP® with 21 years of industry experience currently with Mercer Global Advisors Inc. He previously worked at Schwab Private Client Investment Advisory, Inc. and Charles Schwab and Co., Inc. for nearly two decades. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory, financial, tax, retirement, and estate planning services. The firm employs a globally diversified, risk-appropriate investment approach using low-cost ETFs, index funds, separate account managers, and various specialized programs.

Todd Miller is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. He has worked with NYLIFE Securities, LLC and New York Life Insurance since 2016 and is currently affiliated with Greenstone Financial LLC. Miller serves on the board of directors for the Colorado chapter of the National Association of Insurance and Financial Advisors (NAIFA). Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailoring recommendations to client objectives and plan sponsor criteria and primarily manages assets on a non-discretionary basis.

Jacob Johnson is a financial advisor with Empower Advisory Group in Greenwood Village, CO. He holds Series 63 and Series 66 licenses and has eight years of industry experience. His prior roles include positions at Great West, Bank of the West, Scottrade Inc, Four Seasons Resorts, and Pizza Hut. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning services.

Fred Apodaca III is a CFP® professional with two years of experience currently affiliated with Kestra Advisory. His work history includes roles at Kestra Investment Services, Private Capital Management, and Northwestern Mutual. In addition to advisory duties, he assists with seminars for federal employees and provides financial services through a fiduciary firm offering money management, 529 plans, and annuities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as plan design, fiduciary oversight, and plan-level investment advice. The firm serves large institutional investors, including sovereign wealth funds, and offers a range of management platforms and third-party solutions.

Thomas Ziegler is a financial advisor with TIAA-CREF in Denver, Colorado, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has worked with TIAA-CREF since 2016 and was previously involved with Charco Broiler from 2015 to 2023. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, with a fiduciary standard applied to its registered investment adviser services.