David Gent is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Lincoln Financial Advisors Corporation for 28 years. Outside of his advisory work, Gent is a musician who performs as a paid soloist at various events and has authored and published a non-financial book. OSAIC serves a diverse client base that includes individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides a wide range of financial services through a large network of affiliated advisers, utilizing various asset-allocation tools and investment management platforms.

Matthew Pittman is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Charles Schwab since 1999 and previously worked at optionsXpress from 2014 to 2017. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and comprehensive due diligence on alternative investments.

Hunter Todd is a Series 66-licensed financial advisor at Fidelity with two years of industry experience. Prior to joining Fidelity in 2025, he held roles at Connie Mortensen State Farm and Equitable Advisors, among others. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and model strategies.

Cherie Becker is a financial advisor with Merrill in Indianapolis, IN, holding a Series 66 designation and 21 years of industry experience. She has been with Merrill since 1994. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

David Roth is a financial advisor with RBC Capital Markets in Indianapolis, IN, holding a Series 66 credential and bringing 18 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailored to each client’s Advisory Risk Profile, utilizing in-house and third-party investment managers.

Tracy Walton is a financial advisor with Merrill in Indianapolis, IN, holding a Series 63 designation and 25 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2009. Merrill offers managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, serving a broad range of clients including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm provides model-based and discretionary investment strategies supported by Merrill’s Chief Investment Office and affiliated managers.

Joseph Kaiser is a financial advisor with Ameriprise in Indianapolis, IN, holding Series 63 and Series 65 credentials and with 41 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns Kaiser & Associates, a legal entity used to manage office administrative expenses. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria, offering written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic automation to deliver tailored retirement-income advice and offers a broad range of advisory, brokerage, and insurance solutions.

Kristin Ash is a financial advisor at Ameriprise in Indianapolis, IN, holding a Series 66 designation. She has been with Ameriprise since 2025, following a year at Globe Life Liberty National. Prior to her career in finance, Ash spent several years as a stay-at-home mom and worked with Color Street. Ameriprise Financial Services is a large firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with tax-aware withdrawal strategies and collaborative implementation with clients and their advisors.

Andrew Nemetz is a financial advisor at Cetera with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including New York Life Insurance Company, Fisher Investments, Robinhood Financial, and Charles Schwab. Nemetz is based in Indianapolis, IN. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management options, financial planning, and access to third-party managers through a multi-manager platform.

Aaron Hacker is a financial advisor with Morgan Stanley in Indianapolis, IN, holding Series 63 and Series 66 licenses and 10 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2018 and previously at Charles Schwab from 2014 to 2017. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and models, serving approximately $2.74 trillion in client assets.

Justin Flatter is a financial advisor with Ameriprise in Indianapolis, IN, holding Series 63 and Series 65 designations and 11 years of industry experience. He has been with Ameriprise and its related entities since 2016. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement who meet specific asset criteria, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored retirement advice while offering a broad range of advisory, brokerage, and insurance solutions.

Kristen Highfield is a financial advisor with Ameriprise in Carmel, Indiana, holding a Series 63 designation and 33 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, delivering tailored recommendation reports focused on income, Social Security, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis within a large institutional framework offering a broad range of advisory, brokerage, and insurance solutions.

Paul Clodfelter is a financial advisor at Osaic Wealth, Inc. with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Sagepoint Financial, Inc. for 14 years. Outside of his advisory work, he officiates high school football and basketball games and teaches at the Center Grove School District. Osaic Wealth, Inc. serves a diverse group of retail and institutional clients through a broad network of advisors and offers brokerage, investment advisory, financial planning, and retirement consulting services. The firm uses a variety of asset-allocation tools and managed-account platforms to construct diversified portfolios across multiple asset classes.

Candice Cristy is a Vice President and Financial Consultant at Fidelity Investments, where she has worked since 2014. She has held various roles within the company, progressing from Financial Representative to her current position since 2019. Her professional focus is on helping clients work toward their financial goals through thorough and ethical planning. Candice's experience encompasses a range of financial consulting roles within Fidelity Investments, allowing her to develop expertise in investment consulting and financial representation. She emphasizes understanding what is important to her clients and their families to provide tailored financial advice. Outside of her professional work, Candice has personal interests that include art, painting, family activities, and traveling.

Sean Hansen is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Charles Schwab since 2017. Prior to joining Schwab, he worked at Creative Financial Designs and CFD Investments Inc. He owns a single-family rental property in Indianapolis. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and utilizes multi-asset model portfolios supported by the Schwab Center for Financial Research.

Thomas McCarthy is an Investment Consultant who partners with clients to understand their unique needs and help formulate holistic financial plans aligned with their preferences and suitability to keep them on course for their financial goals. He currently serves as an Investment Solutions Representative at Fidelity Investments since 2022. Prior to this, he worked at Fidelity Investments as a High Net Worth Associate from 2021 to 2022, at JP Morgan Chase as a Private Client Banker from 2020 to 2021, and at Charles Schwab & Co. as a Financial Services Professional from 2018 to 2020.

La Monica Tipton is a financial advisor at OSAIC with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Edward Jones, Charles Schwab & Co., Inc., FedEx, and Integrity Staffing. Outside of her advisory role, she occasionally works as a personal trainer. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of financial advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing across various investment products to construct portfolios tailored to client preferences.

Rhett Helt is a financial advisor with RBC Capital Markets in Indianapolis, Indiana. He holds Series 65 and Series 63 licenses and has five years of industry experience. His work history includes positions at Thrivent Investment Management Inc and RBC Wealth Management, as well as roles at Wabash College and Guerin Catholic High School. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and financial planning services, utilizing both in-house and third-party investment managers and model providers.

Donna Perkey is a financial advisor with J.P. Morgan Securities in Indianapolis, IN, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She has worked at J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering services on a non-discretionary basis.

Tosin Ratchford is a financial advisor with Fidelity, holding a Series 66 designation and 19 years of industry experience. He has worked at various Fidelity entities since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction across a range of mutual funds, ETFs, and ETPs. The firm is known for its registered commodity pool operator status, advisory roles to registered investment companies, and use of algorithmic methods and AI in its investment process.