Joseph Defrank is a financial advisor with Ameritas Advisory Services, LLC, holding the ChFC® designation and Series 63 license, and has nine years of industry experience. He has worked at Ameritas Advisory Services, Canvas Financial/Boom Planning, Corfee & Associates/Unbridled Wealth, and TD Ameritrade. Defrank is also involved as a life insurance agent with Corfee & Associates/Unbridled Wealth and in wealth management with Canvas Financial/Boom Planning. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm uses model portfolios, mutual funds, ETFs, individual securities, and third-party managers, offering a broad range of programs and investment options within a mutual holding company structure that includes affiliated broker-dealer, investment, and insurance entities.

Jaclyn Marshall is a financial advisor at Farther, holding Series 63 and Series 66 licenses with two years of industry experience. She previously worked at Modern Capital Group LLC and Regiment Securities. Outside of advising, Ms. Marshall is the founder of J Blue Productions, an independent communications consultancy. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a digital platform and in-person meetings. The firm’s investment approach utilizes Modern Portfolio Theory with algorithmic rebalancing and a mix of ETFs, mutual funds, equities, and fixed income.

Dean Lewis is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. He previously founded and led Lewis Wealth Management, LLC for 15 years. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, business owners, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios using low-cost index vehicles and tax-managed strategies.

Huntor Rainwater is a Series 66-licensed financial advisor with seven years of industry experience. He currently works at Empower Advisory Group and has prior experience at Edward Jones and other financial firms. His background also includes roles outside of finance, such as working at Heritage Todd Creek Golf Club. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and client savings rates.

David Schwendtner is a financial advisor with GWN Securities Inc. in Greenwood Village, CO, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior roles include positions at Ameritas Investment Corp., Capital Choice Investment Advisers, and Rock Solid Wealth Management. Outside of advising, he participates in the Dave Ramsey SmartVestor Pro program and serves as an independent insurance agent offering various insurance products. He is also a part-time caregiver for his son, who has special medical needs. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals and business clients through a large network of approximately 423 advisors. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, utilizing a range of investment strategies including legacy market-timing and momentum-based approaches.

Wayne Bellinger Jr. is a financial advisor at OSAIC Institutions, INC. with 25 years of industry experience. He holds the ChFC® and Series 63 designations. His prior work includes roles at Bellco Credit Union and CUSO Financial Services, LP. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating a hybrid adviser/broker-dealer model with a distinctive service and distribution approach.

Alyson Williamson is a financial advisor at Empower Advisory Group with eight years of industry experience. She holds the Series 63 and Series 65 designations. Her prior work includes positions at GWFS Equities, Inc. and O'Meara Ford. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Jacob Phillippi is a Series 66-credentialed financial advisor with six years of industry experience. He currently works at Valic Financial Advisors and has prior experience with Agia, Cerner Corporation, and the University of Missouri. Outside of advisory services, he is involved as an agent offering non-securities insurance products. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm provides portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts and a range of overlay services on Envestnet’s platform.

Nathan Kubik is a financial advisor at Focus Partners Wealth, LLC with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Kovitz Investment Group Partners, LLC; Transform Wealth, LLC (formerly Carnick & Kubik Group, LLC); Carnick & Kubik, LLC; Northland Securities, Inc.; and Guggenheim Investments. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial and tax planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Keith Jones is a financial advisor at Empower Advisory Group with 12 years of industry experience and holds the Series 66 designation. He previously worked at Personal Capital Advisors Corporation from 2016 to 2023 and Transamerica Financial Advisors from 2014 to 2015. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

David Mcleod is a Series 65 credentialed financial advisor with 24 years of industry experience. He has been with Great West Life & Ann/Aag since 2007. He is currently with Empower Advisory Group, a firm that provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. Empower’s services integrate proprietary and third-party financial planning methodologies with recordkeeping and administrative platforms, focusing on long-term portfolio returns and savings rates.

Bryce Rodgers is a financial advisor at Empower Advisory Group in Greenwood Village, CO, with seven years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Empower Financial Services in 2026, Rodgers worked at TIAA and Financial One and also has a background with Colorado Mesa University and The Perfect Workout. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, using an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm’s services emphasize long-term portfolio returns, annual rebalancing, and clients’ savings rates rather than short-term return forecasts.

John Kelley is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His prior roles include positions at Eagle Strategies and New York Life Insurance Company. He serves as a trustee for Parents Trust, a nonprofit role involving 2-5 hours of service monthly. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm provides brokerage services, financial planning, retirement plan consulting, and a combination of proprietary and third-party investment advisory programs.

Samantha Martinez is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at T. Rowe Price and within the restaurant industry. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, utilizing asset-allocation models and research tools tailored to individual goals and risk tolerance.

Vance Rusley is a CFP® with 11 years of industry experience, currently advising at Empower Advisory Group since 2023. He previously worked at Personal Capital Advisors from 2016 to 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm delivers an integrated service model aligned with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Jill Ruckle is a financial advisor with Kestra Advisory, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has worked with Kestra Investment Services LLC since 2018 and previously spent seven years at Royal Alliance Associates, Inc. Additionally, she serves as a securities manager at Personal Benefit Advisory, Inc., where she is the primary contact for advisors providing financial services to clients. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a range of institutional and individual clients, including plan sponsors. The firm provides fiduciary consulting, plan-level investment advice, employee education, and access to multiple management platforms and third-party managed solutions.

Michael Castillo is a financial advisor at Key Investment Services LLC with 37 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Key Investment Services in 2022, he worked at U.S. Bancorp Investments, Fidelity, Northern Trust Securities, and Banc of America Investment Services. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a large network of financial professionals. The firm utilizes a multi-provider model with discretionary implementation by Envestnet and offers multiple wrap programs alongside ancillary insurance products through affiliated entities.

Lu Hartley is a financial advisor at Empower Advisory Group with two years of industry experience. Hartley holds the Series 66 designation and has previously worked at Charles Schwab & Co., Inc. and TIAA-CREF Individual & Institutional Services, LLC. Outside of finance, Hartley has experience in the wellness and hospitality industries, including roles at Renew Massage Studio and The Woodhouse Day Spa. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and clients' savings rates through point-in-time financial plans and optional managed account solutions.

Jacob Schwinn is a CFA® charterholder with 17 years of industry experience. He is currently with Cresset Asset Management, LLC and has worked there since 2021. Prior to joining Cresset, he spent 12 years at J.P. Morgan Private Bank. Outside of finance, Schwinn serves as Vice President of Schwinn Construction Company. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware approach that includes strategic asset allocation, manager selection, and both active and passive strategies across multiple asset classes.

Angelo Patrick Tarol is a financial advisor at Empower Advisory Group with Series 63 and Series 66 licenses. He has experience working at Wells Fargo and ADP Philippines prior to joining Empower. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach and serves a large participant base relative to its adviser headcount.