Robert Bradley III is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at MML Investors Services, MassMutual, NYLife Securities, New York Life Insurance Company, and SEI Investments. He is also involved in financial planning through a sole proprietorship, RDB Wealth Advisors. OSAIC serves a diverse client base including individual and institutional investors, offering brokerage, advisory, financial planning, and retirement consulting services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios that may include a variety of investment types, with accounts managed on both discretionary and non-discretionary bases.

Edward Penberthy is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney LLC since 2014. Outside of his advisory role, Penberthy serves on the Harvey Cedars Open Space Committee, advising on the use of property tax assessments to maintain open space in the community. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets and employing firm-approved planning tools and investment estimates without offering individual security recommendations as part of standalone plans.

Danielle De Vard is a financial advisor at Merrill in Philadelphia, PA, holding Series 65 and Series 63 credentials. She has been with Merrill and Bank of America since 2025. Outside of her advisory work, she owns Modern Now Innovations LLC, a company that licenses a patent for an adjustable needle designed for tailoring clothing. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other entities.

Ayoub Cherradi is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. Prior to joining LPL Enterprise in 2024, he worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of his advisory role, he is involved in administrative tasks for Always There Home Care, an activity he has maintained since 2019. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to various brokerage and insurance products via an integrated platform.

Barrett Boychuck Quigley is a financial advisor at OSAIC with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at OSAIC Wealth Inc. since 2018, following three years at Sii. In addition to her advisory role, she is a partner at Benefit Concepts, where she is involved in the sale of group insurance and qualified retirement plans, and provides third-party administration services to qualified retirement plans. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services along with access to third-party managers, utilizing various asset allocation tools and portfolio construction methods for discretionary and non-discretionary accounts.

Ernest Repice is a ChFC® credentialed financial advisor with 46 years of industry experience, currently affiliated with Equitable Advisors since 1999. He previously worked with Axa Advisors, LLC, spanning 21 years of his career. Repice is listed as an associate on the Karr Barth Associates Private Client Group website, which is used for client communication. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer.

William Owens is a financial advisor with Equitable Advisors in Havertown, PA, holding a Series 66 designation and 16 years of industry experience. He has worked at Equitable Advisors since 2009 and was previously affiliated with AXA Advisors. Owens is also involved with KARR BARTH ASSOCIATES and A.P. Lubrano & Company, Inc. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model that combines advisory and brokerage channels to deliver tailored financial solutions.

Waley Zhao is a financial advisor at J.P. Morgan Securities with one year of industry experience. Prior to joining J.P. Morgan, Zhao held positions at Trinity Wealth Securities, Florida Financial Advisors, and Tristate Financial Advisors. Outside of finance, Zhao worked for four years at Niagara University Ice Complex Inc. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program.

Isaac Fendrick is a financial advisor at Morgan Stanley in Philadelphia, PA, holding Series 63 and Series 65 licenses with two years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at PGIM Investments LLC and Prudential Investment Management Services LLC. He has also held roles outside of finance, including a position at the Kelley School of Business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and emphasizes structured financial planning supported by firm-approved tools and methodologies.

Jason Lewer is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 1997 as a Financial Advisor and has developed expertise in providing investment advice and financial services to individuals and families. His areas of focus include income replacement, transition planning, portfolio risk management, and guidance for families with special needs members. Jason holds a Bachelor's Degree from Villanova and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is a member of the International Association of Approved Basketball Officials. His community involvement includes participation with Decoding Dyslexia, NJ, English in Mind, and the North Yonkers Scholarship Foundation.

Dominick Daniele is a Certified Financial Planner® with 10 years of industry experience. He is currently with UBS Financial Services, where he has worked since 2021. Prior to that, he held positions at Morgan Stanley and Northwestern Mutual Investment Management. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of financial planning and portfolio management solutions supported by proprietary research and capital market insights.

Lauren Holmes is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. Her prior work includes roles at Citigroup and PNC Financial Services, as well as experience outside finance in the restaurant industry and with Rutgers University’s Office of Academic Success in the Sciences. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Alexander Boory is a financial advisor at Morgan Stanley in Marlton, NJ, holding a Series 66 designation. He has one year of experience in the industry, joining Morgan Stanley in 2025. Prior to his current role, he worked in various positions including at Tiqets and with several sports organizations from 2014 to 2024. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and uses firm‑approved tools to model outcomes, serving clients through a broad range of retail and institutional services.

Michael Chiappinelli is a Series 66 licensed financial advisor with Equitable Advisors in Wynnewood, PA, where he has worked since 2004. He has 21 years of industry experience, including 16 years at AXA Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored to client goals and risk tolerance.

Andrew Cohen is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Woodbury Financial Services, Inc. and Questar Asset Management. Cohen is involved in nonprofit work as president of the Marjorie B Cohen Foundation, which focuses on fundraising and raising awareness for cancer genetics, and serves on the board of the Abramson Cancer Center. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of advisors. The firm offers a range of brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios that include stocks, bonds, options, and alternative investments.

Alexander Peng is a financial advisor at Merrill in Philadelphia, PA, holding a Series 66 designation. He has one year of industry experience, with prior roles at Bank of America, N.A. and China Pingan Group. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Sean Gold is a financial advisor at Ameriprise with 12 years of industry experience and holds the Series 66 designation. Prior to joining Ameriprise in 2020, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC from 2017 to 2020, and at Wells Fargo Advisors from 2014 to 2017. He is also involved with Lemon Hill in Philadelphia, where he serves as a primary financial advisor on significant acquisitions. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning, tax-aware strategies, and Social Security claiming options. The firm’s recommendations incorporate proprietary research and third-party data and include a selective enrollment process based on investable assets.

Kevin Pierce is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 20 years of industry experience. His prior roles include positions at Key Investment Services LLC and KeyBank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research and analytics with diversification principles and modern portfolio theory to support its investment approach.

Mark White is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2026. Prior to this role, he served as Branch Leader at Fidelity Investments from 2022 to 2025. His professional experience includes roles such as Regional Sales Manager at Citizens Bank from 2018 to 2022, and Director, Division Sales Manager at Bank of America Merrill Lynch from 2002 to 2018. He began his career as an Order Desk Representative at Datek Online from 2001 to 2002. Mark specializes in working closely with clients to evaluate their individual situations and develop financial plans that align with their goals and objectives. His expertise spans sales management and leadership within the financial services industry, emphasizing client-centered planning and collaboration.

Steven Goldman is a financial advisor at UBS Financial Services with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering fee-based financial planning, discretionary and non-discretionary portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management, operating as a broker-dealer, investment adviser, and futures commission merchant.