Ryan Lynch is a financial advisor at Fidelity with six years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Merrill and Fidelity Investments. Prior to his advisory roles, he also worked in hospitality at Quito's Restaurant and North End Pizzeria. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI in research, and its advisory roles with registered investment companies and model portfolios.

John Frampton is a financial advisor with Raymond James Financial in King of Prussia, PA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Raymond James Financial since 2010 and is also involved with JEF Financial Advisors LLC, a business he owns. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing firm research and asset-allocation analysis, and supports clients through various advisory and implementation pathways.

Edward Kassab is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® and Certified Exit Planning Advisor (CEPA®) designations, as well as being recognized as a Personal Investment Advisor (PIA). With over a decade of experience, Edward develops tailored financial strategies for individuals, families, and business owners, focusing on significant life transitions. Throughout his career, Edward has assisted clients in managing various financial scenarios, including business transitions, job changes, college planning, retirement preparation, and concentrated stock positions. His approach emphasizes flexibility and client-focused strategies, aiming to understand each client's unique financial goals. Edward earned his Bachelor's Degree from Temple University's Fox School of Business. Outside of his professional role, he enjoys fishing, music, skydiving, and spending time with his family, including his wife Mallory, their son Leo, and their dog KC.

Christopher Larkin is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Vanguard entities since 2021. Prior to his current role, he gained experience outside finance, including multiple positions at Insomnia Cookies. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and offers portfolios mainly composed of Vanguard funds and ETFs, with options for tax-aware features and customization.

James Stotter is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 35 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical for large institutional advisers.

Aaron Russell is a financial advisor with Wells Fargo Advisors in Wayne, PA, holding a Series 66 designation and two years of industry experience. His prior experience includes roles at Northwestern Mutual and ADT. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad planning menu covering various financial needs and uses Wells Fargo’s research and planning tools to develop tailored recommendations.

Brynne Kuberski Garris is a CFP®-certified financial advisor with four years of industry experience. She is currently with MassMutual Investors Services and has previously worked at Raymond James & Company, Financial Engines Advisors L.L.C., BCR Wealth Strategies, and Morgan Stanley. MassMutual Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures its financial planning as annual, collaborative engagements using firm-approved tools to analyze goals and deliver written recommendations.

Lauren Feeney is a CFP® with nine years of industry experience, currently serving as a financial advisor at Vanguard Advisers. She has worked at The Vanguard Group, Inc. since 2016 and previously was involved with Peoples Light & The Theatre Co. from 2016 to 2019. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies to tailor asset allocations, primarily utilizing Vanguard funds and ETFs.

Todd Bechtel is a CFP®-certified financial advisor with 30 years of industry experience. He has been with Vanguard Advisers since 2016 and has worked with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1996. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, leveraging Vanguard funds and ETFs, and offers a range of customization options including tax-aware strategies and ESG exposure.

Josephine Del Duca is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and four years of industry experience. She has been with The Vanguard Group since 2020 and previously worked at Randstad and Sacred Heart Academy. She serves as an agent for immediate family members in a fiduciary capacity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to set personalized asset allocations, primarily with Vanguard funds and ETFs, and manages a large client base through a digital platform supported by over 2,200 advisors.

Marc Nettles is a financial advisor with Wells Fargo Advisors in Exton, PA, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Wells Fargo Advisors since 2009, including a prior role at Wells Fargo Clearing. Outside of his advisory work, he serves as a basketball referee for the Pennsylvania Interscholastic Athletic Association. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions including cash-flow, retirement, education, and niche services such as business-owner transition and special-needs analysis. The firm uses proprietary research and planning tools to develop tailored recommendations, which clients may choose to implement through brokerage or advisory programs.

Cole Watson is a Series 66-licensed financial advisor with six years of industry experience. He currently works at Vanguard Advisers and related Vanguard entities, having joined in 2021. His prior experience includes roles at Bank of America, Merrill Lynch, ACE American Insurance, and Gettysburg College. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering customization options and tax-aware features.

Kyle Hooven is a financial advisor at Vanguard Advisers with 11 years of industry experience. He has held roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2014 and worked at Lucid Roots Apparel from 2017 to 2018. He holds Series 63 and Series 66 licenses. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering various customization options and managing a large scale of client relationships through its hybrid service model.

Justine Minnick is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and three years of industry experience. She previously worked at LGL Partners for ten years before joining Vanguard in 2023. Outside of her advisory role, she owns and manages rental properties in Philadelphia. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach that utilizes proprietary models to create personalized, largely Vanguard fund-based portfolios with various customization and tax-aware features.

Clement Ogbomo is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and eight years of industry experience. He has worked exclusively with The Vanguard Group since 2009. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, integrating tax-aware features and customization options.

Francis Naselli is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 32 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at Metlife Securities Inc. from 2015 to 2017. Naselli has ownership in Creative Premier Agency LLC, a business focused on individual life and long-term care insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and also delivers specialized event-driven planning programs.

Wesley Mitchell II is a financial advisor with Vanguard Advisers, holding a Series 66 designation. He has been with Vanguard and its affiliates since 2024, accumulating two years of industry experience. Prior to his current role, he worked in various positions including at Randstad and Urbia Imports. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisory services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs.

Joseph Kicinski Jr. is a ChFC® and Series 66-licensed financial advisor with Edward Jones, based in West Chester, PA, and has six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Infiniti of West Chester from 2011 to 2019. Outside of his advisory role, he serves as Vice President of the Malvern, PA chapter of Business Networking International (BNI). Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Ellen Robinson Gunder is a financial advisor with LPL Financial in Collegeville, PA. She holds a Series 66 designation and has 25 years of industry experience, including 20 years at Ameriprise and one year at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Lisa Swatkoski is a financial advisor with Vanguard Advisers who holds Series 63 and Series 65 licenses and has 17 years of industry experience. She has worked at The Vanguard Group, Inc. since 2008 and joined Vanguard Advisers and Vanguard Marketing Corporation in 2026. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs.