Kristine Gutkowski is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 1984, also associated with Bank of America since 2022. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a broad range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and other fiduciaries. The firm leverages its integration with Bank of America to deliver access to various financial products and services.

John Pikras Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 29 years of industry experience. He worked at Citizens Securities, Inc. for 10 years before joining LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and various management strategies.

Richard Rose is a financial advisor with LPL Financial and holds Series 63, 65, and 66 credentials. He has 51 years of industry experience, including 17 years with Triad Advisors prior to joining LPL Financial. Rose also engages in tax preparation and accounting services as part of his professional activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

William Place is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 34 years of industry experience. He previously worked at Kestra Investment Services, LLC for 13 years and has been associated with Jacobson Associates, Inc. for 16 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research and model portfolios from LPL Research and third-party subadvisors.

James Wyman is a CFP®-certified financial advisor with 35 years of industry experience. He is affiliated with RBC Capital Markets and has worked at City National Bank since 2019. Outside of his advisory role, he serves as an expert witness and securities valuation consultant on a limited, non-business hours basis. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, and charitable organizations with tailored investment strategies. The firm offers various advisory programs that combine in-house and third-party managers, featuring discretionary portfolio management and options for tax management and responsible investing.

Joseph Piszczor is a CFP® with 20 years of experience in the financial services industry, currently affiliated with LPL Financial since 2022. His prior roles include positions at NewEdge Advisors, Mid Atlantic Financial Management, ILG Private Wealth, Csenge Advisory Group, and FSC Securities Corporation. Outside of his advisory work, he is involved with Apparent Media Group LLC in a non-investment capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management supported by in-house and third-party research.

Mary Ann Ernette is a financial advisor with LPL Financial in Pittsburgh, PA, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. She previously worked at IC Advisory Services Inc and The Investment Center Inc, each for six years, and has been involved with the AVS Foundation since 2012. Ernette is also engaged with The Eamon Foundation outside of her advisory work. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations, offering a range of advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.

David Russo is a CFP®-certified financial advisor with 23 years of industry experience. He is currently with LPL Financial and has previously worked at Royal Alliance Associates, Inc., where he spent 21 years. Russo also operates Pittsburgh Financial Consultants, a business related to his LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers comprehensive financial planning, various advisory programs, and retirement plan consulting through a national network of investment adviser representatives.

Shannon Burdick currently serves as a Wealth Management Planning Consultant at Fidelity Investments. In this role, Shannon collaborates with clients to assess their overall financial situations, provide guidance, and identify opportunities to align their plans with their goals. Shannon has been with Fidelity Investments since 2022, beginning as a Finance Intern, then working as a Financial Representative from 2023 to 2025 before assuming the current Planning Consultant position. This progression reflects Shannon's growing experience in financial planning and client advisory services. Outside of work, Shannon has interests that include beach activities, attending concerts, family activities, fitness, food, and traveling.

Andrew Hanson is a financial advisor with UBS Financial Services in Canonsburg, PA, holding a Series 66 designation and over 20 years of industry experience. He has been with UBS since 2004. Hanson also serves as a trustee for irrevocable life insurance trusts and teaches personal finance at the University of Pittsburgh. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, providing tailored financial planning and portfolio management supported by proprietary research.

Adam Rekasie is a financial advisor with Cetera based in Canonsburg, PA. He holds Series 63 and Series 65 designations and has 19 years of industry experience. Prior to joining Cetera in 2023, he worked at Citizens Securities, Inc. from 2016 to 2023. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, overseeing more than $256 billion in assets through a network of over 10,000 advisors.

Derek Brown is a financial advisor with Morgan Stanley, holding a Series 66 designation and 16 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2010 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and a broad range of investment offerings.

Lisa Fera is a financial advisor at Primerica Advisors with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Primerica Advisors since 2001. Her prior experience includes roles at Rockwell Forest Products, Inc. and Newlin Investment Company. Outside of advisory work, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Hayden Pascoe is a Series 66 licensed financial advisor with three years of industry experience. He is currently with LPL Enterprise and has prior experience at The Prudential Insurance Company of America and Pruco Securities LLC. In addition to his advisory role, Pascoe is involved with Health Benefits Group, where he sells Medicare advantage and supplement plans. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio management, and access to various third-party asset managers, integrating advisory programs with insurance product sales and lending services.

Michael Franklin is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at OSAIC since 2023. Prior to joining OSAIC, he spent 14 years at Sagepoint Financial, Inc., and has been president of Patrick Financial Co., Inc. since 1996, where he continues to manage fixed insurance with various carriers. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations through a wide network of affiliated advisers and advisory platforms. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to offer portfolios including stocks, bonds, mutual funds, ETFs, and alternative investments.

Emily Jordheim is a financial advisor at Merrill with two years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2022. Prior to joining Merrill, she held positions in the hospitality sector, including roles with Industry Public House, Burnt Orange Restaurant Group, Duquesne University, and Burgatory. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

John Quinlan is a financial advisor with Charles Schwab, holding a Series 66 designation and five years of industry experience. He has been with Charles Schwab since 2017, following two years as a full-time student. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, offering multi-asset model portfolios and a centralized operational structure.

Lisa Lucas is a financial advisor at UBS Financial Services in Pittsburgh, PA, holding Series 63 and Series 65 licenses with 23 years of industry experience. She has worked at UBS Financial Services since 2016 and was previously with Morgan Stanley Smith Barney from 2009 to 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research to tailor strategies based on clients’ goals and risk tolerances.

Nicholas Bailey is a financial advisor at Equitable Advisors with 15 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at PNC Investments for six years. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a range of third-party asset managers and programs. The firm operates a hybrid referral and implementation model that integrates advisory and brokerage channels to deliver tailored investment solutions.

Timothy Kunkle is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 22 years of industry experience and has been with Cambridge since 2014, also working at Duncan Financial Planning Advisors since 2026. He serves on the advisory board of BC3@Cranberry. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through independent Financial Professionals using various platforms and proprietary as well as third-party strategies.