Shawn Tighe is a financial advisor at LPL Financial with 12 years of industry experience. He holds the CFP® and Series 66 designations and has previously worked at Raymond James and Associates, Inc and UBS Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, banks, credit unions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Christopher Conroy is a financial advisor at UBS Financial Services with 40 years of industry experience. He has been with UBS since 2004 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved in film production, specifically a Netflix movie project titled "Little Brother." UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advisory work through a network of financial advisors who tailor plans using proprietary research and model-based asset allocations.

Walter Menendez is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 36 years of industry experience. He has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary and discretionary investment options, supported by centralized supervisory and custody functions.

Christopher Colvin is a financial advisor at Equitable Advisors with 17 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at HSBC Securities and Axa Advisors. Outside of his advisory role, he serves as a volunteer treasurer for a local Girl Scouts troop. Equitable Advisors provides financial planning and asset management services to individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm employs a hybrid referral and implementation model, offering access to numerous third-party asset managers and tailored advisory programs.

Richard Armitt is a financial advisor with Primerica Advisors in Lebanon, NJ, holding Series 66, Series 63, and Series 65 licenses and 10 years of industry experience. His prior work includes roles at Merck and Johnson & Johnson. In addition to his advisory duties, he is involved in sales of loan products and home-related service referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies managed by unaffiliated asset managers and supported by discretionary separately managed accounts. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Joseph De Marzo is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 2006, beginning his career in the Operations area where he developed an understanding of Merrill's resources. He later transitioned to a Financial Advisor role, focusing on serving families, individuals, and business owners by simplifying the complexities of their financial lives. Joseph partners with a team of Merrill specialists to provide strategies in areas such as long-term financial planning, trust and estate services, insurance solutions, retirement planning, and wealth management banking, mortgage, and credit services through Bank of America. Joseph holds a Bachelor of Science degree from Fairfield University earned in 2005 and a Master of Business Administration from Seton Hall University completed in 2010. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Residing in Madison, New Jersey, Joseph is a fourth-generation resident. He volunteers as an Auxiliary Officer for the Madison Police Department and serves as the head coach of the Madison Junior Football varsity team. He is also a fan of New York Giants football.

Brian Sweatt is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His career includes roles at Raymond James Financial Services Advisors Inc. and managing his own firm, Sweatt & Walters Associates LLC, since 1985. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and nonprofits. The firm offers financial planning, advisory programs, and retirement consulting, utilizing model portfolios and research from both internal and third-party sources.

Antonia Arena is a financial advisor with Merrill Lynch Wealth Management, serving clients primarily in the Morristown and Short Hills area. Since beginning her career in the industry in January 2020, Antonia has developed expertise in investment management, retirement planning, and estate planning. She supports individuals, families, and business owners in achieving their financial goals through personalized strategies that incorporate their unique perspectives and priorities. Antonia is also a member of Merrill’s Christian Advisor Group, where she integrates ethical and faith-based principles into her advisory practice. Antonia holds a bachelor's degree in finance from Ramapo College, where she was actively involved in the Ramapo Investment Club and serves on the Ramapo Alumni Business Board. She has earned several professional designations, including Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to her financial advisory role, Antonia operates a high-end clothing resale business on Poshmark. Raised in Holmdel, New Jersey, she contributes to the community through involvement with the organization Hope For Children. Outside of her professional work, Antonia enjoys a range of activities including bowling, cooking, football, hiking, music, painting, running, soccer, spending time with family, and yoga. Her approach to financial advising emphasizes transparency and simplicity, aiming to make wealth planning an accessible and engaging process for her clients.

Debra Downs is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. She is also involved in the insurance sector through activities related to property, casualty, health, and disability insurance. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, third-party asset management, and access to a broad range of brokerage and insurance products through an integrated platform that combines advisory services with insurance and lending programs.

Stephen Bernstein is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Stefan Papoutsoglou is a financial advisor at Cetera with 26 years of industry experience. He holds the Series 63 and Series 65 designations and has worked with Cetera and its affiliated entities since 2005. In addition to his advisory role, he is a certified public accountant and proprietor at Omega Wealth Management, providing tax preparation and financial services. He also works as a tax accountant for Merck & Co. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers various portfolio management and financial planning services through a nationwide network of over 10,000 advisors and manages more than $256 billion in assets.

Megan Pagliaro is a financial advisor at Merrill with 9 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2022. Her prior experience includes a role at Hughes Klaiber LLC and periods focused on homemaking. Merrill offers managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates model-based and discretionary investment strategies within Bank of America’s platform, providing access to a wide range of products and services.

Frank Yany Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jose Monroy Jr. is a CFP®-certified financial advisor with Edward Jones, bringing 19 years of industry experience. He previously worked at Capital One Investing before joining Edward Jones in 2017. Outside of his advisory role, Monroy serves as a youth soccer referee for the United States Soccer Federation in New Jersey. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Kyle Reinson is a Financial Consultant currently working at Fidelity Investments. He has been with Fidelity Investments since 2023, initially serving as an Investment Consultant before his current role. Prior to joining Fidelity Investments, Kyle worked at Merrill Lynch as an Assistant Vice President and Financial Solutions Advisor from 2019 to 2023. In these roles, he has focused on creating personalized financial plans and providing guidance to clients throughout their financial planning process. Kyle is committed to collaborating with clients to develop financial strategies that align with their individual goals and to supporting them in navigating their financial journeys.

Michael Mccarthy is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo. It provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning.

Veranika Khamianok is a Financial Services Advisor (FSA) with Merrill Lynch Wealth Management. She specializes in developing personalized financial plans that align with clients' unique goals, including education funding, retirement planning, and long-term family objectives. Veranika emphasizes a client-centered approach that prioritizes individual perspectives and priorities, aiming to simplify the complexities of investing and wealth management. Veranika holds the Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA) designations. She earned a Bachelor's degree from Yerevan State Institute of Economics and a Master's degree from Brandeis University.

Robert Difabritis is a financial advisor at Cetera with 39 years of industry experience. He has worked at Avantax Advisory Services and related entities for over 30 years and has operated Robert DiFabratis & Co since 1991. His other business activities include tax preparation and financial statement preparation through Robert Difabritis & Co. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management strategies and third-party managers, supporting both discretionary and non-discretionary account management.

Robert Gatyas is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. He has held roles at Wells Fargo Clearing Services LLC, JP Morgan Chase Bank, and Bank of America. He holds Series 63 and Series 66 licenses. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and sports & entertainment planning.

Francy Ruiz is a Series 66 licensed advisor at Merrill with 18 years of industry experience. She has been with Merrill Lynch since 2006. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America’s broader platform allows access to a wide set of products and services, including swaps, derivatives, and lending.